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CRA Final Summary 2020

2020 CRA MODERNIZATION – SUMMARY OF OCC FINAL RULE June 10, 2020 www.icba.org http://www.icba.org page 2 Table of Contents Background...

Jul 31, 2025

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Joint Trades Opposition Letter to 10 Percent Credit Card Interest Rate Cap Act

February 5, 2025 The Honorable Bernie Sanders The Honorable Josh Hawley United States Senate United States Senate 332 Dirksen Senate Office Building 115 Russell Senate Office...

Jul 30, 2025

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ICBA Letter to White House Regarding Priority Coronavirus Stimulus and Relief Measures

March 16, 2020 The Honorable Donald J. Trump President of the United States The White House 1600 Pennsylvania Avenue, N.W. Washington, D.C. 20500 Dear President Trump: On behalf of...

Jul 31, 2025

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Legislative Update - Farm Bill Apr

September 2024 A Strong Farm Bill Supports a Strong Rural America Developing a new farm bill presents an opportunity to address many needs facing rural America and farmers and ranchers. A...

Aug 7, 2025

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ND - Coverage Fact Sheet

Community Bank Presence in Contrast NORTH DAKOTA Community Bank Branch Locations Community banks in ND represent 95% of rural* counties 83% of LMI* counties 96% of all ND counties In...

Nov 3, 2025

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Request for Deadline Extension on BOIR Proposal

October 30, 2023 Via Electronic Mail Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Docket Number FINCEN–2023–0014 and OMB control...

Jul 31, 2025

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Joint State Association Letter on EIDL Advances

December 11, 2020 The Honorable Mitch McConnell The Honorable Charles E. Schumer Majority Leader Democratic Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

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cl070814

July 8, 2014 Robert deV. Frierson, Secretary Board of Governors Federal Reserve System 20 th Street and Constitution Washington, DC 20551 Re: Concentration Limits on Large...

Aug 1, 2025

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17.10.19_joint_ltr

October 19, 2017 The Honorable Melvin L. Watt Director Federal Housing Finance Agency 400 7 th St., SW Washington, D.C. 20024 Dear Director Watt: On behalf of the National...

Aug 1, 2025

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test091614

Testimony of John Buhrmaster President & CEO Of First National Bank of Scotia Scotia, NY On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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Letter to Nacha on International ACH Transactions

May 30, 2025 Jane Larimer President and CEO Nacha 11951 Freedom Drive, Suite 1001 Reston, Virginia 20190 RE: NACHA INTERNATIONAL ACH TRANSACTIONS AND RELATED TOPICS Dear Ms....

Jul 30, 2025

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2024 Certification News - Q2

How I Work with Ryan Capouch Ryan Capouch is Compliance Officer at Reliabank Dakota in Sioux Falls, South Dakota with ICBA CCBCO and CBAP designations. Q. Tell us your background/ how you got...

Aug 7, 2025

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Letter to FinCEN on CIP Information Collection

Via electronic submission May 28, 2024 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Docket Number FINCEN-2024-0009 Dear...

Jul 30, 2025

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test040814b

1 Statement for the Record Of Consumer Bankers Association Credit Union National Association Electronic Funds Transfer Association The Electronic Transactions...

Aug 1, 2025

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ltr072517a

July 25, 2017 The Honorable Mike Rounds The Honorable Heidi Heitkamp United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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Visa Global Economic Insights November 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights November and December are the two most important shopping months of the year for over 120 countries1 and half of the world’s ...

Jul 31, 2025

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Letter on GAO Access to Credit Report

May 23, 2022 The Honorable Jerome H. Powell The Honorable Martin J. Gruenberg Chair Acting Chairman Board of Governors of the Federal Reserve System Federal...

Jul 31, 2025

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ShazamTemtimonial

ACCESS Southeast CoMpANy: ShAZAM, INC. INduStRy: AMt SERvICES, CARd SERvICES, CoRE SERvICES, Eft SERvICES tEStIMoNIAl: “We appreciate the relationship we have with ICBA staff. They...

Aug 1, 2025

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New Jersey

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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FDIC Merger Letter

May 31, 2022 Mr. James P. Sheesley Assistant Executive Secretary 550 17th Street NW Washington, DC 20429 RE: REQUEST FOR INFORMATION AND COMMENT ON RULES, REGULATIONS, GUIDANCE, AND ...

Jul 31, 2025

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FEMA NFIP RFI Comment Letter Final

January 27, 2022 Deanne Criswell Administrator Federal Emergency Management Agency 3801 Nebraska Ave, NW Washington, D.C. 20016 RE: Request for Information on the National Flood...

Jul 31, 2025

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Support for Senate Version of Promoting New and Diverse Depository Institutions Act

July 19, 2023 The Honorable John Kennedy The Honorable Tina Smith United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Kennedy...

Jul 31, 2025

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ICBA Letter in Opposition to Nissan Bank Deposit Insurance Application

July 24, 2025 J. Mark Love Deputy Regional Director – Dallas Region Federal Deposit Insurance Corporation 600 North Pearl Street, Suite 700 Dallas, TX 75201 RE: ICBA LETTER IN OPPOSITION...

Jul 30, 2025

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18.06.22_FarmBillPetition

June 22, 2018 Dear Senators: Over the past three years the Senate Agriculture Committee has conducted numerous hearings to talk about priorities for the 2018 Farm Bill. One consistent...

Aug 1, 2025

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Florida-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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18.06.11_BCFP2155ltr

May 24, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Implementation of Relief Measures from...

Aug 1, 2025

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ACH Meaningful Modernization Letter

Via electronic submission April 22, 2020 Ms. Jane Larimer President and CEO Nacha – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Jul 31, 2025

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Letter Seeking National Flood Insurance Program Extension

September 15, 2020 The Honorable Nancy Pelosi Speaker United States House of Representatives Washington, DC 20515 The Honorable Mitch McConnell Majority Leader United States Senate ...

Jul 31, 2025

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BSA-AML Professional

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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Bulletin 4 What's New and Changing from TBS to P1C and Migration FAQs

Review Steps for you to Take Bulletin ID: 434781 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit What you need to know Note: This Bulletin applies to all...

Feb 13, 2026

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ICBA Response to FDIC Request for Information

Via Electronic Submission September 22, 2020 Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 31, 2025

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Committee Member Survey Responses May 2020

1 2020 ICBA Legislative Affairs Subcommittee Members Robbie Barnes, Subcommittee Chairman PriorityOne Bank in Magee, MS. $650 Million with 15 branches Contact:...

Jul 31, 2025

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Home Depot - Final Approval Order

Case 1:14-md-02583-TWT Document 343 Filed 09/22/17 Page 1 of 15 2 of fraudulent transactions using the payment cards that financial institutions, like Plaintiffs, had issued to Home...

Aug 1, 2025

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IL - Coverage Fact Sheet

Community Bank Presence in Contrast ILLINOIS Community Bank Branch Locations Community banks in IL represent 100% of rural* counties 100% of LMI* counties 100% of all IL counties In...

Nov 3, 2025

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Vermont-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Florida-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Nevada

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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test040814a

k On behalf of the nearly 7,000 community banks represented by ICBA, thank you for convening today’s hearing on “Who’s In Your Wallet: Examining How Washington Red Tape Impairs Economic...

Aug 1, 2025

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Response to Request for Information on Data Brokers

July 14, 2023 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Request for Information: Data Brokers and Other...

Jul 31, 2025

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LettertoCongress091216

September 12, 2016 The Honorable Jeb Hensarling Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hensarling: On...

Aug 1, 2025

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SC - Coverage Fact Sheet

Community Bank Presence in Contrast SOUTH CAROLINA Community Bank Branch Locations Community banks in SC represent 92% of rural* counties 90% of LMI* counties 93% of all SC counties In...

Oct 15, 2025

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18.06.25_HR5783

June 25, 2018 The Honorable Paul D. Ryan The Honorable Nancy Pelosi Speaker Democratic Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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New York-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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occ natl trust_reply to World Liberty.pdf

January 28, 2026 The Honorable Jonathan Gould Comptroller Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 Re: Request to Delay Approvals of...

Jan 28, 2026

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ltr072115a

July 21, 2015 The Honorable John Boozman The Honorable Chris Coons Chairman Ranking Member Subcommittee on Financial Subcommittee on Financial Services and General...

Aug 1, 2025

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South Carolina-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification News Q1 2020

QUARTERLY NEWSLETTER FOR ICBA CERTIFIED COMMUNITY BANKERS The payments landscape continues to evolve. An estimated 2.1 billion consumers reportedly used a digital wallet by the end of 2019—up ...

Jul 31, 2025

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19.01.31_FHFAcl

January 31, 2019 Alfred M. Pollard General Counsel Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 Re: Federal Home Loan Bank Housing Goals Amendments; RIN 2590-AA82 ...

Aug 1, 2025

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ICBA Letter Supporting the FAIR Exams Act

February 19, 2025 The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hill: On behalf of...

Jul 30, 2025

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Mississippi-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comments on Ford Credit Bank Deposit Insurance Application

August 19, 2022 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square, Suite 2300 San Francisco, CA, 94105-2780 RE: COMMENTS OF THE INDEPENDENT...

Jul 31, 2025

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FDIC Special Assessment Comment Letter

July 21, 2023 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RE: SPECIAL ASSESSMENTS PURSUANT TO...

Jul 31, 2025

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Comment Letter to NACHA on Account Information Improvements

Via electronic submission July 10, 2020 Ms. Jane Larimer President and CEO Nacha – The Electronic Payment Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Jul 31, 2025

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State Letter Opposing H.R. 4277 Overdraft Bill

July 26, 2022 The Honorable Maxine Waters The Honorable Patrick McHenry Chairwoman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 31, 2025

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VT - Coverage Fact Sheet

Community Bank Presence in Contrast VERMONT Community Bank Branch Locations Community banks in VT represent 100% of rural* counties 100% of LMI* counties 100% of all VT counties In...

Oct 15, 2025

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SC - Coverage Fact Sheet

Community Bank Presence in Contrast SOUTH CAROLINA Community Bank Branch Locations Community banks in SC represent 92% of rural* counties 90% of LMI* counties 93% of all SC counties In...

Nov 3, 2025

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November Content Calendar 2018

Sunday Monday Tuesday Wednesday Thursday Friday Saturday www.icba.org Book Lovers Day Election Day Veteran's Day World Kindness Day Access ICBA's Election Guide #GoLocal Wednesday National...

Aug 1, 2025

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05-22-2023 Risk Summary Report

© 2023 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN The Financial Services Information Sharing and Analysis Center (FS-ISAC) is the only global cyber intelligence sharing community...

Jul 31, 2025

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CFPB Overdraft Proposal

February 2024 ICBA Regulatory Update: Bank Fees Topic/Issue: Overdraft fees and NSF/represented Item fees Agencies: CFPB, FDIC, OCC, FRB, Status: ➢ CFPB o CFPB Circular on...

Aug 7, 2025

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Bulletin UPDATE 03 - Missing Payments Issue 01.23.2025

Bulletin ID: 015758 Topic Type: Issue Ticket: N/A Solutions: BASE2000, Payments One Credit (P1C), TBS - Credit What you need to know As communicated earlier, FIS® has identified...

Aug 7, 2025