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Us Minority Depositories Lead in loan and deposit growth

US minority depositories lead in loan, deposit growth but lag in profitability By Alex Graf and Ayesha Shahbaz Loan and deposit growth at US minority depository institutions exceeded the...

Jul 30, 2025

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Tennessee

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Comment on FDIC Sign NPRM

October 20, 2025 Via Electronic Submission Ms. Jennifer M. Jones Deputy Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: FDIC...

Nov 3, 2025

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iptv-service-provider-premium-137.pdf

Premium Iptv Subscription Instant Activation And 4k Quality --N1@d date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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CO - Coverage Fact Sheet

Community Bank Presence in Contrast COLORADO Community Bank Branch Locations Community banks in CO represent 100% of rural* counties 92% of LMI* counties 97% of all CO counties In many...

Nov 3, 2025

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Bank Director Newsletter May-June

Inside 2 Combating Fraud One Attack at a Time 5 Vigilante Justice? Continued on page 4 Upcoming Events Bank Director Forums Livestreams Sept. 11 | Dec. 4 April 3 (recording) June 5 (recording) ...

Aug 7, 2025

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New Mexico-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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09-08-2025 Risk Summary Report

Week of 8 September 2025 | Issue 299 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their...

Sep 17, 2025

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Check Fraud - Engagement With Federal Bank Regulators

Check Fraud: Engagement With Federal Bank Regulators November 2024 icba.org | 1 Introduction The Independent Community Bankers of America (ICBA) has advocated for the federal bank...

Nov 12, 2025

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CISA Insights - Ransomware Outbreak

August 21, 2019 CISA INSIGHTS Ransomware Outbreak The Threat and How to Think About It Ransomware has rapidly emerged as the most visible cybersecurity risk playing out across our nation’s...

Aug 1, 2025

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Fraudbuster Certificate MASTER

                                                           THANK YOU FOR BEING A FRAUDBUSTER!!! AMOUNT STOPPED: $ PRESENTED TO: DATE: ...

Jul 31, 2025

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iptv-service-provider-premium-136.pdf

Premium IPTV Service 2026 The Gold Standard Of Streaming --D1@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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18.06.19_CFPBAdoptedRegs

Via electronic submission June 19, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re: Request...

Aug 1, 2025

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18.06.11_Agency2155ltr

June 11, 2018 The Honorable Jerome H. Powell, Chairman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 The Honorable...

Aug 1, 2025

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ICBASummaryInterimFinalRuleRuralCommunities

ICBA Summary of Small Creditor Home Mortgage Lending Operations in Rural Areas under the TILA (Regulation Z) Interim Final Rule March 2016 Month Year Mon Contact: ...

Aug 1, 2025

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4 - Data Placement Manager (DPR) - Client Dashboard Manual

1 TBS to P1C – DPR Client Dashboard Data Placement Manager (DPR) – Client Dashboard Manual Contents • Project Overview • Assignment & Login • Dashboard Overview • Edit & Submit...

Jul 31, 2025

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CreditAnalystPrecoursework

Pre-Session Activity #1 “ROLE OF FINANCIAL INSTITUTIONS AND COMMERCIAL CREDIT” This pre-session activity relates to the first recording: “ROLE OF FINANCIAL INSTITUTIONS AND COMMERCIAL CREDIT”....

Aug 1, 2025

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17.10.04_statement

www.icba.org/advocacy October 4, 2017 Tax Reform That Strengthens and Community Bank-Small Business Partnership On behalf of the more than 5,700 community banks represented by...

Aug 1, 2025

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New York-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Pennsylvania

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Testimony on Small-Business Access to Capital

Testimony of Alice P. Frazier President and Chief Executive Officer Bank of Charles Town On behalf of the Independent Community Bankers of America Before the United...

Jul 31, 2025

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Bank Director Program Newsletter - Nov/Dec 2014

November/December 2014 Community Bank Director From the ICBA Community Bank Director Program Inside 3 IN WASHINGTON Washington Watch Long and Winning Reform 2 RISK MANAGEMENT...

Aug 1, 2025

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Download

page 1 Focus on Farm Policy White Paper March 2018 www.icba.org http://www.icba.org TABLE OF CONTENTS Introduction...

Aug 1, 2025

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ltr031213

March 12, 2013 U.S. Senator Debbie Stabenow U.S. Senator Thad Cochran Chairwoman Ranking Member Committee on Agriculture, Committee on Agriculture, Nutrition and Forestry ...

Aug 1, 2025

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ltr021215a

February 12, 2015 The Honorable Michael E. Capuano U.S. House of Representatives Washington, D. C. 20515 Dear Representative Capuano: On behalf of the more than 6,500 community...

Aug 1, 2025

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State Letter Opposing Credit Card Competition Act

October 11, 2022 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C....

Aug 12, 2025

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ICBA_Testimony_Credit_Programs_17.04.04

The Next Farm Bill: Credit Programs Steve Handke Independent Community Bankers of America Subcommittee on Commodity Exchanges, Energy, and Credit April 4,...

Aug 1, 2025

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19.07.08_RTGSbrief1

Issue 1. https://www.fisglobal.com/About-Us/Media-Room/press-release/2018/real-time-payment-system-growth-surging-worldwide 2....

Aug 1, 2025

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ICBA Statement for STABLE Act Markup

April 2, 2025 Community Bank Statement for STABLE Act Markup The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations,...

Jul 30, 2025

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Comment Letter on Big Tech Platforms

December 6, 2021 Via Electronic Submission Comment Intake-Statement into Big Tech Payment Platforms Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552...

Jul 31, 2025

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ICBA Letter in Support of S 2723

October 5, 2023 The Honorable Sherrod Brown The Honorable Joni Ernst United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Re: Support for...

Jul 31, 2025

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19.07.12_RFAcomments

Via electronic submission July 12, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Plan for the...

Aug 1, 2025

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SBA Diect Lending Threatens Small Business Access to Credit

SBA DIRECT LENDING THREATENS SMALL BUSINESS ACCESS TO CREDIT ICBA OPPOSES PROPOSALS FOR SBA 7(A) DIRECT LENDING ICBA opposes proposals to create an SBA 7(a) direct lending program. Such a ...

Jul 31, 2025

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test041615

On behalf of the more than 6,000 community banks represented by ICBA, thank you for convening today’s hearing on “Regulatory Burdens to Obtaining Mortgage Credit.” New mortgage rules, including...

Aug 1, 2025

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California-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl032515

Submitted electronically March 25, 2015 Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Proposed Rule...

Aug 1, 2025

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06-02-2025 Risk Summary Report

Week of 2 June 2025 | Issue 285 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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Letter Requesting 1071 Comment Extension

November 3, 2021 The Honorable Rohit Chopra Director, Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Request for extension of the deadline to file...

Jul 31, 2025

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05-20-2024 Risk Summary Report

© 2024 FS-ISAC, Inc. | All Rights Reserved. TLP GREEN Community Institution & Associations Risk Summary Report Week of 20 May | 2024 Edition | Vol. 232 ...

Jul 30, 2025

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Statement for House Hearing on Stablecoins

www.icba.org/advocacy February 8, 2022 Enhanced Regulation of Digital Assets Will Promote Responsible Innovation The Independent Community Bankers of America, representing...

Jul 31, 2025

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What We Urge You to do to Protect Against the Threat of Ransomware

TO: Corporate Executives and Business Leaders FROM: Anne Neuberger, Deputy Assistant to the President and Deputy National Security Advisor for Cyber and Emerging Technology SUBJECT: What We...

Jul 31, 2025

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19.11.07_FedNowcl

Submitted via email: regs.comments@federalreserve.gov November 7, 2019 Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue...

Aug 1, 2025

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ltr020915

AMERICAN BANKERS ASSOCIATION CONSUMER BANKERS ASSOCIATION CONSUMER MORTGAGE COALITION CREDIT UNION NATIONAL ASSOCIATION INDEPENDENT COMMUNITY BANKERS OF AMERICA MORTGAGE BANKERS...

Aug 1, 2025

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CT

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Massachusetts-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr042215c

April 22, 2015 The Honorable Scott Tipton U.S. House of Representatives Washington, D.C. 20515 Dear Representative Tipton: On behalf of the more than 6,000 community banks represented...

Aug 1, 2025

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Secondary Market Options to Meet Needs of Community Banks

Secondary Market Options to Meet Needs of Community Banks By Jennifer Whip, vice president for customer engagement, business development, Fannie Mae W hom do you trust? When it comes to financial...

Aug 1, 2025

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ltr021716

The Honorable Mel Watt Federal Housing Finance Agency Constitution Center 400 7th Street SW Washington, DC 20219 Dear Director Watt: We are writing to you in your capacity as Fannie Mae...

Aug 1, 2025

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SPECIAL BULLETIN - TBS Compromise Manager to be Retired

DATE: August 09, 2023 AFFECTED PRODUCTS: TBS - Credit TOPIC TYPE: Migration Notification SUBJECT: SPECIAL BULLETIN: TBS Compromise Manager to be Retired REVIEW CLIENT ACTION ...

Jul 31, 2025

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iptv-service-provider-premium-166.pdf

Top 5 Global IPTV Providers For Multi-Device Streaming --S6@v date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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Bulletin 4 What's New and Changing from TBS to P1C and Migration FAQs

Review Steps for you to Take Bulletin ID: 434781 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit What you need to know Note: This Bulletin applies to all...

Feb 13, 2026

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iptv-service-provider-premium-143.pdf

Say Goodbye To Expensive Cable With This Reliable IPTV Service --X8@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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ICBA Testimony on Streamlining and Coordinating Support for Rural Small Businesses

Testimony of Verlin “Gus” Barker President and Chief Executive Officer First Community Bank Newell, Iowa On behalf of the Independent Community Bankers of America ...

Jul 30, 2025

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FDIC Representment Fact Sheet

July 6, 2022 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 How to Reduce the Risk of Penalties from the FDIC’s New Approach to Re-presented Transactions In recent months, some...

Jul 31, 2025

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cl092214

Submitted electronically September 22, 2014 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re:...

Aug 1, 2025

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Comment Letter to the SEC on Regulation A Proposal

March 25, 2014 Elizabeth M. Murphy, Secretary Securities and Exchange Commission 100 F Street NW Washington, D.C. 20549-1090 Re: Proposed Rule Amendments for Small and Additional...

Aug 1, 2025

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Bulletin RESOLUTION - Batch Processing Delay - P1C 01.18.2025

Bulletin ID: 890235 Topic Type: Resolution Ticket: IN25016208575 Solutions: Payments One Credit (P1C) What you need to know FIS® has resolved an issue affecting Payments One®...

Jul 30, 2025

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New York-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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NCUA Risk-Based Net Worth COVID 19 Regulatory Relief

March 25, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Risk-Based Net Worth—COVID-19...

Jul 31, 2025

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10-14-2024 Risk Summary Report

Week of 14 October 2024 | Vol. 252 We encourage you to share this report with other senior executives or incorporate it into your regular reporting processes. This Week's Threats Fraud...

Jul 30, 2025