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letter080715

August 7, 2015 The Honorable Heidi Heitkamp United States Senate Washington, D.C. 20510 Dear Senator Heitkamp: On behalf of the more than 6,000 community banks represented by ICBA, I...

Aug 1, 2025

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New Mexico-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Indiana-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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CEO Alert S. 2155 (5.23)

View ICBA Timeline and Summary Landmark Community Bank Relief Headed to President House Passage of S. 2155 Delivers ICBA Reg Relief Policies Community bankers, success is yours. The House...

Aug 1, 2025

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Pennsylvania-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-37

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Florida-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl022614a

February 26, 2014 Legislative and Regulatory Activities Secretary of the Commission Division CFTC Comptroller of the Currency Three Lafayette Centre 400 7th...

Aug 1, 2025

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Ethos Analytics and Ethos Clarity

Account ID: 27294 OID: 00000000 **FISApprovedDocuSignForm** Prepared for: ICBA Bancard, Inc. Page 1 ORDER FORM Prepared for: ICBA Bancard, Inc. 1615 L Street NW, Suite 900 ...

Jul 31, 2025

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Website-Advertising-2025

•• • • •• • • • • • •• • •• • • •• • • • • • •• • independentbanker.org // 11 DIGITAL OPPORTUNITIES  2025 Website advertising TARGETED AUDIENCE Advertising runs on both ICBA.org and ...

Oct 4, 2025

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ltr121213

December 12, 2013 The Honorable Ruben E. Hinojosa U.S. House of Representatives Washington, D.C. 20515 Dear Representative Hinojosa: On behalf of the nearly 7,000 community banks...

Aug 1, 2025

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March_ICBA

MARCH 2021 independentbanker.org SMART SOCIAL MEDIA STRATEGIES Incoming ICBA chairman Bob Fisher on why he left the Air Force for the world of community banking PAGE 40 FLIGHT OF THE...

Jul 31, 2025

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ICBA Financial Crime - Part 3

P R E S E N T E D B Y J. BRANCH WALTON BRANWALT@GMAIL .COM 954-821-2515 3. Developing Crime Prevention Programs for Your Employees, Customers, and Community: mailto:branwalt@gmail.com ...

Jul 31, 2025

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ICBA LETTER RE CREDIT UNIONS CRISIS EXPLOITATION

May 11, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs & Urban...

Jul 31, 2025

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California-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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California-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Response in Opposition to Motion to Dismiss

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF VIRGINIA ALEXANDRIA DIVISION INDEPENDENT COMMUNITY BANKERS OF AMERICA, Plaintiff, v. NATIONAL CREDIT UNION ...

Aug 1, 2025

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Joint Letter Asking CFPB to Rescind Circular on Overdrafts

October 22, 2024 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Consumer Financial Protection Circular...

Jul 30, 2025

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ICBA Summary of Recent SBA PPP Guidance

October 2020 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Recent SBA PPP Guidance: Simplified Process for Forgiveness, Notifying Borrowers of Changes in the Deferral Period, and...

Jul 31, 2025

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Section 4b Handouts Combined

Auditing Liabilities and Other Activities Case Study Audit Confirmations CASE STUDY As a part of the audit of deposits, you have mailed confirmations to a number of the bank’s customers. A number...

Jul 31, 2025

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Nevada

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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Expense-Reimbursement-Policy

ICBA Expense Account Policy (Updated November 2024) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights...

Jul 24, 2025

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18.05.07_RFIadjudication

Submitted electronically May 7, 2018 The Honorable J. Michael Mulvaney Acting Director Bureau of Consumer Financial Protection 1700 G Street, N.W. Washington, DC 20552 Re: Request...

Aug 1, 2025

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19.07.24_SEC

July 24, 2019 Ms. Vanessa Countryman, Secretary Securities and Exchange Commission 100 F Street NE Washington, DC 20549–1090. Re: Amendments to the Accelerated Filer and Large...

Aug 1, 2025

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18.10.24_FCCltr

Via electronic submission October 24, 2018 Ms. Marlene H. Dortch Secretary Federal Communications Commission 445 12th Street, SW Washington, DC 20554 Re: Public Notice –...

Aug 1, 2025

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Close Industrial Loan Company Loophole

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE INDUSTRIAL LOAN COMPANIES: “BANKS” OWNED BY COMMERCIAL COMPANIES Industrial loan companies (ILCs) are the functional equivalent of full-service banks....

Jul 31, 2025

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Letter on LIBOR Transition Legislation

November 2, 2021 The Honorable Sherrod Brown The Honorable Patrick J. Toomey Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban...

Jul 31, 2025

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ltr042215b

April 22, 2015 The Honorable Pat Toomey The Honorable Joe Donnelly United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Toomey and...

Aug 1, 2025

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Illinois-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Ohio-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr032715

March 27, 2015 Via Electronic Delivery Dana V. Syracuse Office of General Counsel New York State Department of Financial Services One State Street, New York, NY 10004 ...

Aug 1, 2025

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ltr071315a

July 13, 2015 The Honorable Jerry Moran The Honorable Jeff Merkley Chairman Ranking Member Senate Ag Appropriations Subcommittee Senate Ag Appropriations Subcommittee United States...

Aug 1, 2025

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Support for Close the ILC Loophole Act

March 7, 2022 The Honorable Jesús G. (“Chuy”) García The Honorable Lance Gooden United States House of Representatives United States House of Representatives Washington, D.C. 20515 ...

Jul 31, 2025

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MA - SBA Fact Sheet

Community Bank Small Business Administration Lending MASSACHUSETTS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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11.28.19_ Printable Thankful For(2)

IN MY COMMUNITY, I AM THANKFUL FOR...

Aug 1, 2025

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test051816

1 Statement for the Record On behalf of the American Bankers Association Consumer Bankers Association Credit Union National Association Financial Services Roundtable ...

Aug 1, 2025

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Taking an Entrepreneurial Approach to Running Your Bank - An Executive Briefing for Your C Suite

#GetAGrip Taking an Entrepreneurial Approach Running Your Business Ray Adler Founder & CEO Presented By Presented To Office: (760) 720-9270 Cell: (760) 445-4980 ray@btigrowthadvisors.com ...

Jul 31, 2025

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Joint Letter on FHFA Capital Standards

October 18, 2022 Delivered Electronically The Honorable Sandra Thompson Director Federal Housing Finance Agency Constitution Center 400 7th Street, SW Washington, D.C. 20219 ...

Jul 31, 2025

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DE

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Bank Director Program Newsletter - Nov/Dec 2018

COMMUNITY BANK DIRECTOR NEWSLETTER Shareholder Activism Defense: Enforcement of an Advance Notice Bylaw for a Bank Holding Company By: Steven M. Haas, Partner, and Peter G. Weinstock, Partner,...

Aug 1, 2025

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Commercial Real Estate Lending in Today's Economy presentation

Commercial Real Estate Lending in Today’s Economy Presented by: Osburn & Associates, LLC 1 Author/Lecturer DAVID L. OSBURN, MBA, CCRA David Osburn is the founder of Osburn & Associates, LLC...

Jul 31, 2025

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cl120814

Submitted Electronically http://www.regulations.gov December 8, 2014 Director Loan Making Division, FLP/FSA U.S. Department of Agriculture 1400 Independence Avenue SW., Stop 0522 ...

Aug 1, 2025

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Consumer Financial Services Committee Agenda

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® ICBA Consumer Financial Services Committee Meeting Agenda Monday, May 15, 2023, 8:30 a.m. – 11:00 a.m....

Jul 31, 2025

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Letter in Support of House ACRE Act H.R. 1822

March 6, 2025 The Honorable Randy Feenstra The Honorable Don Davis U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Jul 30, 2025

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South Dakota

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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North Carolina-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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AD #1

Fit for your bank. You are as unique as your clientele. icba.org/icbasts ICBA Strategic Technology Solutions has products and services designed to meet the unique needs of community banks. From...

Aug 1, 2025

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test040115

1 Statement for the Record House Judiciary Committee Subcommittee on Courts, Intellectual Property, and the Internet Hearing entitled Patent Reform: Protecting American Innovators...

Aug 1, 2025

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test102517

Testimony of Samuel A. Vallandingham President and CEO Of The First State Bank Barboursville, WV On behalf of the Independent Community Bankers of America Before the ...

Aug 1, 2025

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ICBA statement on Senate Ag Hearing June 4, 2024

June 4, 2024 Pathways to Farming: Helping the Next Generation of Farmers The Independent Community Bankers of America, representing community banks across the nation with nearly 50,000...

Jul 31, 2025

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IA - Coverage Fact Sheet

Community Bank Presence in Contrast IOWA Community Bank Branch Locations Community banks in IA represent 100% of rural* counties 100% of LMI* counties 100% of all IA counties In many...

Oct 15, 2025

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Mutual Bank Council Agenda

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® ICBA Mutual Council Meeting Agenda Room Name: Meeting Room 7 May 15, 2023, 8:30 a.m. – 11:00 a.m....

Jul 31, 2025

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SD

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Aug 7, 2025

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ltr022315

February 23, 2015 The Honorable Mike Enzi, Chairman The Honorable Tom Price, Chairman Senate Committee on the Budget House Committee on the Budget Russell Senate Office Building ...

Aug 1, 2025

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Fall Leadership Schedule - Event Schedule

ICBA FALL LEADERSHIP MEETINGS October 19-23, 2023 Park Hyatt Aviara Resort, Golf Club & Spa • Carlsbad, CA SCHEDULE (Subject to Change – check ICBA Fall Leadership Meetings Website for...

Jul 31, 2025

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ltr102416a

October 24, 2016     Alfred M. Pollard, Esq.   General Counsel  Federal Housing Finance Agency  400 7th St. SW, Eighth Floor   Washington, DC 20219    RE: RIN 2590‐AA84   ...

Aug 1, 2025

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Massachusetts-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Virginia-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl071414

July 14, 2014 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Consumer Privacy Notices -...

Aug 1, 2025

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Visa Global Economic Insights - Oct. 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights Tourism, by far, has borne the brunt of the economic impact of COVID-19. Based on current trends, cross-border tourism...

Jul 31, 2025