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17.10.1_markup_ltr

1 October 11, 2017 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on...

Aug 1, 2025

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18.07.31_DataBreachLTR

July 31, 2018 The Honorable Bob Latta Chairman Subcommittee on Digital Commerce and Consumer Protection 2125 Rayburn House Office Building Washington, DC 20515 Dear Chairman...

Aug 1, 2025

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New York-25

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-36

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Trades Letter Opposing Credit Card Price Control Bill

September 20, 2023 The Honorable Josh Hawley United States Senate 115 Russell Senate Office Building Washington, D.C. 20510 Dear Senator Hawley: The undersigned trade...

Jul 31, 2025

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Bulletin UPDATE 18 - Application Issue 01.16.2025

Bulletin ID: 687114 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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20.08.31_PPP_Assets_Senate_ltr

August 31, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs...

Jul 31, 2025

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Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14(1)

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

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Bulletin UPDATE 29 - Application Issue 01.20.2025

Bulletin ID: 739966 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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ltr011714

January 17, 2014 U.S. Senate Washington, DC 20510 Dear Senator: The recent security breaches at Target, Neiman Marcus and others have made headlines and affected tens of millions of...

Aug 1, 2025

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ltr102213

October 22, 2013 Dear Farm Bill Conference Member: The organizations listed below are writing to express our support for legislative language in the Farm Bill that would protect...

Aug 1, 2025

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ltr022615

February 26, 2015 BY COURIER AND ELECTRONIC DELIVERY Ms. Jan Estep, Chief Executive Officer NACHA – The Electronic Payments Association 2550 Wasser Terrace, Suite 400 Herndon, VA 20171 ...

Aug 1, 2025

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Crop Insurance Coalition Budget Letter Appropriations

February 24, 2021 The Honorable Patrick Leahy Chairman Senate Appropriations Committee United States Senate Washington, DC 20510 The Honorable Richard Shelby Ranking Member Senate...

Jul 31, 2025

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cl053013

May 30, 2013 Technical Director Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Proposed Accounting Standards Update: Financial Instruments—Credit Losses ...

Aug 1, 2025

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19.11.04_RateCapCL

November 4, 2019 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Interest Rate...

Aug 1, 2025

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ICBA Minority Bank Council Letter RE Bank Account Reporting Proposal

July 12, 2021 The Honorable Charles E. Schumer The Honorable Mitch McConnell Democratic Leader Republican Leader U.S. Senate U.S. Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

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North Carolina

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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California-33

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New Jersey-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Regulatory Capital Rule-Emergency Capital Investment Program Comment Letter

Via Electronic Submission May 21, 2021 Chief Counsel’s Office Attn: Comment Processing Office of the Comptroller of the Currency 400 7th Street SW, Suite 3E–218 Washington, DC 20219 ...

Jul 31, 2025

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ltr022515

1 February 25, 2015 The Honorable Michael C. Burgess Chairman, Subcommittee on Commerce, Manufacturing and Trade U.S. House of Representatives 2336 Rayburn House Office Building ...

Aug 1, 2025

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KY - Coverage Fact Sheet

Community Bank Presence in Contrast KENTUCKY Community Bank Branch Locations Community banks in KY represent 100% of rural* counties 100% of LMI* counties 100% of all KY counties In...

Nov 3, 2025

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19.06.19_ECORASenate

June 19, 2019 The Honorable Pat Roberts United States Senate Washington, D.C. 20510 Dear Senator Roberts: On behalf of community banks across the country, with more than 52,000...

Aug 1, 2025

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NCUA Simplification of Risk Based Capital Requirements

May 10, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Simplification of Risk-Based...

Jul 31, 2025

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Illinois-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Confidential Information

CONFIDENTIAL INFORMATION ICBA delegates and committee members are obligated to maintain the confidentiality of meeting materials and discussions. Materials provided to ICBA delegates and...

Jul 31, 2025

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Capital Summit Half Page Bleeds

INFORM • IMPACT • INSPIRE YOU'RE AN ADVOCATE FOR YOUR COMMUNITY, BE AN ADVOCATE FOR YOUR INDUSTRY. REGISTRATION IS FREE FOR ALL OF OUR NATION'S COMMUNITY BANKERS REGISTER TODAY...

Jul 31, 2025

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Oklahoma-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint Letter in Support of Stepped-Up Basis

September 9, 2021 The Honorable Richard Neal The Honorable Kevin Brady Chairman Ranking Member Committee on Ways & Means Committee on Ways & Means U.S. House of...

Jul 31, 2025

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Bulletin UPDATE 30 - Application Issue 01.20.2025

Bulletin ID: 417689 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Bulletin ID 693565 Correct CPSETTLE Report Variances - TBS 01.29.2025

Bulletin ID: 693565 Topic Type: Issue Ticket: N/A Solutions: TBS - Credit What you need to know On January 15, 2025, FIS® discovered an issue affecting multiple applications at...

Jul 30, 2025

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Joint Industry Consumer Letter Flex

June 2, 2021 The Honorable Mark A. Calabria Director Federal Housing Finance Agency 400 7th Street, SW Washington, D.C. 20219 Hugh R. Frater Chief Executive Officer Fannie Mae...

Jul 31, 2025

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cl071817a

July 18, 2017 Honorable Janet Yellen Chair Board of Governors of the Federal Reserve System 20th and Constitution Avenue, NW Washington, DC 20551 Honorable Keith Noreika Acting...

Aug 1, 2025

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cl022614

February 26, 2014 The Honorable Janet L. Yellen Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Dear Chair Yellen: ...

Aug 1, 2025

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ltr081117

August 11, 2017 The Honorable David Kustoff U.S. House of Representatives Washington, D.C. 20515 Dear Representative Kustoff: On behalf of the more than 5,800 community banks...

Aug 1, 2025

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ICBA Payments Organization Profile Guide 2024

Organization Profile Guide: ICBA Payments Plan Manager Update ICBA’s online resources are accessible by logging onto ICBA’s website www.icba.org. Individuals can manage their own profile,...

Aug 7, 2025

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SmallMerchantSecurity_AcquirerClarification_Aug2016_FINAL

VISA PUBLIC Small Merchant Security Program – QIR Requirement Clarifications AUGUST 2016 SUMMARY As part of a broader effort to mitigate small merchant breaches, Visa...

Aug 1, 2025

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cl080814

August 8, 2014 The Honorable Thomas J. Curry Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 The Honorable Janet L. Yellen...

Aug 1, 2025

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ltr022514

February 25, 2014 The Honorable Dave Camp The Honorable Sander Levin Chairman Ranking Member Committee on Ways & Means Committee on Ways & Means U.S. House of Representatives U.S....

Aug 1, 2025

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FL - Coverage Fact Sheet

Community Bank Presence in Contrast FLORIDA Community Bank Branch Locations Community banks in FL represent 100% of rural* counties 100% of LMI* counties 100% of all FL counties In...

Oct 15, 2025

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Kentucky

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Pennsylvania-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr031814

March 18, 2014 United States Senate Washington, D. C. 20510 Dear Senator: On behalf of the nearly 7,000 community banks represented by ICBA, I would like to use this opportunity to ...

Aug 1, 2025

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Letter on Mortgage Refinances and Forbearances

November 28, 2022 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 RE: Request for Information Regarding Mortgage...

Jul 31, 2025

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ID - Coverage Fact Sheet

Community Bank Presence in Contrast IDAHO Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports, US...

Oct 15, 2025

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Florida-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Response in Opposition to Motion to Dismiss

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF VIRGINIA ALEXANDRIA DIVISION INDEPENDENT COMMUNITY BANKERS OF AMERICA, Plaintiff, v. NATIONAL CREDIT UNION ...

Aug 1, 2025

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Joint Letter Asking CFPB to Rescind Circular on Overdrafts

October 22, 2024 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Consumer Financial Protection Circular...

Jul 30, 2025

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ICBA Summary of Recent SBA PPP Guidance

October 2020 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Recent SBA PPP Guidance: Simplified Process for Forgiveness, Notifying Borrowers of Changes in the Deferral Period, and...

Jul 31, 2025

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Section 4b Handouts Combined

Auditing Liabilities and Other Activities Case Study Audit Confirmations CASE STUDY As a part of the audit of deposits, you have mailed confirmations to a number of the bank’s customers. A number...

Jul 31, 2025

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Nevada

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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ltr042215b

April 22, 2015 The Honorable Pat Toomey The Honorable Joe Donnelly United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Toomey and...

Aug 1, 2025

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Expense-Reimbursement-Policy

ICBA Expense Account Policy (Updated November 2024) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights...

Jul 24, 2025

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Certification News Q2 2020

By Brad Stevens, Stevens Risk Management, LLC In medical terms “triage” is defined as the process that is used to assess the viability of patients, determine urgency, and prioritize treatment. ...

Jul 31, 2025

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Nevada-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Minority Bank Advisory Council Letter on IRS Reporting

October 1, 2021 The Honorable Joyce Beatty The Honorable Judy Chu Chairwoman Chairwoman Congressional Black Caucus Congressional Asian Pacific American Caucus U.S. House of...

Jul 31, 2025

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Bulletin UPDATE 27 - Application Issue 01.19.2025

Bulletin ID: 311322 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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UrbanFT Prepaid Consumer Cards

Serve your whole community A full suite of consumer card solutions that combine fully-branded cards with feature-rich digital banking apps geared to build lasting relationships. COMMUNITY...

Jul 31, 2025

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Minnesota

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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Northern Mariana Islands-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025