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FinancialLiteracyBrochure

$$$$$$$$$$$$$$$$$$$$Resources & Tools for ICBA Members ADDITIONAL RESOURCES FederalReserveEducation.org FederalReserveEducation.org offers a number of resources designed for the classroom and ...

Aug 1, 2025

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Joint Letter to the CFPB on Mortgage Servicing Language Access

September 9, 2024 Submitted via email to: 2024-NPRM-MortgageServicing@cfpb.gov Comment Intake – Mortgage Servicing c/o Legal Division Docket Manager Consumer Financial Protection...

Jul 31, 2025

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18.06.21_CallReport

June 21, 2018 The Honorable Joseph M. Otting Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 The...

Aug 1, 2025

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Washington-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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OR

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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Joint FOIA Request on 1071 Rule

May 26, 2022 Consumer Financial Protection Bureau Attention: Chief FOIA Officer 1700 G Street, NW Washington, DC 20552 Re: FOIA Request for Records Pertaining to Implementation of Section...

Jul 31, 2025

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Letter on FHFA Capital Rule Amendments

November 26, 2021 Sandra Thompson Acting Director Federal Housing Finance Agency 400 7th St. SW 10th Floor Washington, DC 20219 RE: Amendments to the Enterprise Regulatory...

Jul 31, 2025

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18.06.27_HR4015

June 27, 2018 The Honorable Michael Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing and Committee on Banking, Housing and Urban...

Aug 1, 2025

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2025 Certifications News - Q2

How I Work Susan McLaughlin Meet Susan McLaughlin, Assistant Vice President Auditor and Financial Reporting Analyst at Merchants National Bank in Logan, Ohio. As a Certified Community Bank...

Sep 17, 2025

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MD-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Minnesota-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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PA-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Community Bank Best Practices for Managing Core Processor Relationships

ICBA COMMUNITY BANK BEST PRACTICES FOR MANAGING CORE PROCESSOR RELATIONSHIPS January 2018 The ICBA Community Bank Best Practices for Managing Core Processor Relationships (“Community Bank...

Aug 1, 2025

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QIR_Infographic_September2016

Did you know? Acquirers must ensure that Level 4 merchants: • Use Payment Card Industry Qualified Integrators and Resellers (PCI QIR) when using third parties for point-of-sale (POS)...

Aug 1, 2025

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ltr071316b

June 13, 2016 The Honorable Tim Scott The Honorable Lamar Alexander United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Scott...

Aug 1, 2025

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19.01.18_CallReportCL

January 18, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E....

Aug 1, 2025

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ltr072715

July 27, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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WY - Coverage Fact Sheet

Community Bank Presence in Contrast WYOMING Community Bank Branch Locations Community banks in WY represent 100% of rural* counties 100% of LMI* counties 100% of all WY counties In...

Oct 15, 2025

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Visa SavingsEdge Issuer Overview 2018

Visa SavingsEdge® can help issuers and merchants strengthen relationships with small business owners May 2018 Visa SavingsEdge Visa Confidential2 Visa SavingsEdge Confidentiality notice...

Aug 1, 2025

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LettertoCongress091216

September 12, 2016 The Honorable Jeb Hensarling Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hensarling: On...

Aug 1, 2025

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Texas-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Letter Supporting Michelle Bowman for Supervision Role at Fed

February 12, 2025 The Honorable Scott Bessent U.S. Department of the Treasury 1500 Pennsylvania Ave NW Washington, DC 20220 Dear Secretary Bessent: On behalf of the Independent...

Jul 30, 2025

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Indiana-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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18.12.12_ICBAfarmbillltr

December 12, 2018 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of more than 52,000 community bank locations across the nation, the...

Aug 1, 2025

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Social Media Advocacy Tips

Maximize Your Bank Visit or Meeting Using Social Media Social media can be a powerful platform to share your bank’s unique story. Creating a plan to connect with your lawmakers on social media...

Aug 1, 2025

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19.06.04_CECLltr

June 3, 2019 The Honorable Thom R. Tillis United States Senate Washington, D.C. 20510 Dear Senator Tillis: On behalf of community banks across the country, with more than 52,000...

Aug 1, 2025

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Handouts for Small Business Customers

Your lender could be required to make your information public. Under current law, your lender could be required to release 20 points of data that could be used to identify you and your business....

Jul 31, 2025

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Wake Up White Paper Part 3

What do credit unions do with billions in unpaid taxes? www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 BILLION-DOLLAR CREDIT UNIONS ACCOUNT FOR 75% OF LOST TAX REVENUE Credit unions...

Jul 31, 2025

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Testimony 3/8/17

On behalf of the more than 5,800 community banks represented by ICBA, we thank Chairman Chabot and Ranking Member Velazquez for convening today’s hearing entitled: “Small Business ...

Aug 1, 2025

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WA-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Bank Director Newsletter Sept-Oct

Inside 2 The Board’s Role in Governing Technology 4 On Your Marks Continued on page 6 Credit Union Acquisitions of Community Banks Harming the Communities That Can Least Afford It By Rebeca...

Nov 3, 2025

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Virginia-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Alabama-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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CoreTechnology_ICBA_ThoughtLeadership2026

THOUGHT LEADERSHIP 2026 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Guest Experts: Core Technology Space Reservation Due: February 18th,...

Dec 17, 2025

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ICBA letter to FDIC on fintech regulatory enviornment

Via electronic submission May 14, 2020 Leonard Chanin Deputy to the Chairman Consumer Protection & Innovation Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 31, 2025

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Joint Letter on Supervisory Appeals Guidelines

Page 1 of 8 November 21, 2022 James P. Sheesley Assistant Executive Secretary Attention: Comments – RIN 3064-ZA20 Federal Deposit Insurance Corporation 550 17th...

Jul 31, 2025

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ltr031015

March 10, 2015 The Honorable Pat Toomey The Honorable Joe Donnelly United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Toomey and...

Aug 1, 2025

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ICBA Reg E Presentation-c

All Clear or Clear As Mud? Regulation E and the Electronic Funds Transfer Act Aliza Pescovitz Malouf Associate – Financial Services Litigation and Compliance Hunton Andrews Kurth LLP ...

Jul 31, 2025

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Community Reinvestment Act (CRA) - Summary of the 2022 Interagency Proposed Rule

June 14, 2022 1 Community Reinvestment Act (CRA): Summary of the 2022 Interagency Proposed Rule1 Introduction The Community Reinvestment Act (“CRA”)2 was enacted in 1977 to combat...

Jul 31, 2025

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Bulletin UPDATE 01 - Application Issue 01.15.2025

Bulletin ID: 286681 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Letter Supporting Amendments to Block Postal Banking Funds

July 18, 2022 The Honorable James P. McGovern The Honorable Tom Cole Chairman Ranking Member Committee on Rules Committee on Rules U.S. House of Representatives U.S. House...

Jul 31, 2025

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IB_ExpertsPromo_2025

EXPERTS PRINT PROFILE Nothing establishes credibility like a print presence! Available in multiple sizes for articles between 175 and 500 words, our Experts Print Profiles offer a unique...

Oct 4, 2025

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19.01.18_CallReportRRRltr

January 18, 2019 The Honorable Jelena McWilliams Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 The Honorable Joseph M. Otting ...

Aug 1, 2025

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ltr012814a

January 28, 2014 The Honorable Thomas R. Carper Chairman U.S. Senate Committee on Homeland Security and Governmental Affairs 340 Dirksen Senate Office Building Washington, DC 20510 The...

Aug 1, 2025

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S 1002 Leave Behind

www.icba.org/advocacy THE CLEAR RELIEF ACT OF 2017 (S. 1002)   Background    The Community Lending Enhancement and Regulatory Relief Act (the CLEAR Relief Act, H.R. 2133) was  ...

Aug 1, 2025

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FedNow Community Bank Talking Points

What is FedNow? The nation’s payment infrastructure is safe and secure but needs to evolve with consumers’ banking habits and needs. As we look to modernize the payment infrastructure in ways...

Jul 31, 2025

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Digital_Payments_Strategy_Guide_White_Paper

ICBA Bancard Digital Payments Strategy Guide MONTH Year Prepared for: ICBA Bancard Digital Payments Strategy Guide © Year ICBA Bancard All rights reserved....

Aug 1, 2025

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SummaryInteragencyPolicyStatementEstablishingJointStandardsforAssessingDiversityPoliciesandPractices

Interagency Policy Statement Establishing Joint Standards for Assessing the Diversity Policies and Practices of Entities Regulated by the Agencies June 2015 Contact: Lilly Thomas...

Aug 1, 2025

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Delaware-at-Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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iptv-service-provider-premium-35.pdf

Best Value IPTV Subscription Plans For UHD Channels --K4@i date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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cl052014

May 20, 2014 The Honorable Thomas J. Curry Comptroller of the Currency Office of the Comptroller of the Currency 400 7th Street, SW Washington, DC 20219 The Honorable Janet L. Yellen ...

Aug 1, 2025

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UnderstandingCardholderDisptuesICBA2015

©2013 FIS and/or its subsidiaries. All Rights Reserved. Understanding Cardholder Disputes and the Associated Regulations February 2015 Disclaimer This presentation should not replace...

Aug 1, 2025

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cl010615

January 6, 2015 Alfred M. Pollard, General Counsel Attention: Comments/RIN 2590-AA39 Federal Housing Finance Agency 400 Seventh Street SW, Eighth Floor Washington, D.C. 20024 Re:...

Aug 1, 2025

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19.11.13_FOMproposal_summary

November 2019 www.icba.org ⋅ info@icba.org ⋅ 866-422-8439 Re-Proposed Rule to Exclude Urban Core Areas from Credit Union Service Areas Executive Summary The National Credit...

Aug 1, 2025

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Delaware at Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bank Director Program Newsletter - Mar-April 2021

Bankers Don’t Foresee Full Economic Recovery Until 2022 or Later PAYCHECK PROTECTION PROGRAM EXPECTED TO BE AT TOP OF PRESIDENT BIDEN’S BANKING AGENDA By IntraFi Network Despite some...

Jul 31, 2025

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Washington-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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California-15

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Georgia-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bulletin Batch Processing Delay - P1C_TBS 01.16.2025

Bulletin ID: 185242 Topic Type: Issue Ticket: IN25016208575 Solutions: Payments One Credit (P1C), TBS - Credit What you need to know On Jan. 15, 2025, FIS® identified an issue...

Jul 30, 2025