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Visa American Mood Trend Nov 2020

©2020 Visa. All Rights Reserved. Visa Business and Economic Insights October consumer confidence decreased slightly with a divergence between present and future expectations Employment...

Jul 31, 2025

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OH-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Legislative and Regulatory Update - Trigger Leads (Updated May 2025)

May 2025 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting...

Aug 7, 2025

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PrintAdSpecs_IB_2026_11_5 (1)

independentbanker.org NOTICE: All submitted materials are subject to review, edit, and approval by ICBA to meet ICBA’s style guidelines. The audience of ICBA media is exclusive to community...

Nov 18, 2025

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test033015

Testimony of Preston Kennedy President and CEO Of Bank of Zachary Zachary, LA On behalf of the Independent Community Bankers of America Before the United States Senate ...

Aug 1, 2025

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2025 Certificate of Scholarship

icba.org/LEADFWD 2025 Certificate of Scholarship is pleased to award the NextGen Scholarship to: In honor of your outstanding leadership and dedication to the community banking industry. ...

Jul 30, 2025

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TaxLtr_18.01.09

January 9, 2018 The Honorable Joseph M. Otting The Honorable Janet Yellen Comptroller of the Currency Chair Office of the Comptroller of the Currency Board of Governors of...

Aug 1, 2025

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Idaho-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Regulatory Update - 1071 (Updated October 2025)

October 2025 ICBA Regulatory Update: Section 1071 – Small Business Loan Data Collection Topic/Issue: Section 1071 Agency: CFPB Status: Final rule issued. Compliance dates are...

Nov 3, 2025

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Committee Notebook Part 2

Topics for Open Session ▶ Economic Conditions Affecting the Farm Credit System ▪Economic indicators during COVID-19 ▪Commodities and trade ▪Agriculture sector income ▶ FCS Condition and...

Jul 31, 2025

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Heightened Standards ICBA.pdf

March 2, 2026 Chief Counsel’s Office Office of the Comptroller of the Currency 400 7th Street, SW, Suite 3E–218 Washington, DC 20219 RE: Guidelines Establishing Heightened Standards...

Mar 2, 2026

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ICBA Expense Reimbursement Policy - (EC)

ICBA Expense Account Policy (Updated November 2024) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights...

Aug 7, 2025

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18.02.02_FASBltr

February 2, 2018 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856 Re: Income Statement—Reporting Comprehensive Income (Topic 220), ...

Aug 1, 2025

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AR - Coverage Fact Sheet

Community Bank Presence in Contrast ARKANSAS Community Bank Branch Locations Community banks in AR represent 100% of rural* counties 100% of LMI* counties 100% of all AR counties In...

Nov 3, 2025

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Joint Letter on Fee and Interest Rate Cap Legislation

October 27, 2025 The Honorable Richard Durbin The Honorable Sheldon Whitehouse United States Senate United States Senate 711 Hart Senate Building 530 Hart Senate Office Building ...

Nov 3, 2025

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S. 2155_Implementation_Matrix

1 Blue rows are already in effect. Last updated: Jan. 3, 2020 Section/Subject Summary Agency Status Sec. 101 – Minimum Standards for Residential Mortgage Loans Certain mortgage loans...

Aug 1, 2025

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AR - SBA Fact Sheet

Community Bank Small Business Administration Lending ARKANSAS SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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LTR050415

May 4, 2015 The Honorable Tom Reed United States House of Representatives 2437 Rayburn House Office Building Washington, D.C. 20515 The Honorable Randy Hultgren United States...

Aug 1, 2025

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Lobby Card

Community banks channel local deposits into the main streets and neighborhoods they serve, spurring job creation, fostering innovation, and fueling their customers’ dreams in communities...

Aug 7, 2025

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Harassment Policy 42804

INDEPENDENT COMMUNITY BANKERS OF AMERICA NON-HARASSMENT, DISCRIMINATION AND RETALIATION POLICY ICBA expressly prohibits discrimination, harassment and retaliation based on race, color,...

Jul 31, 2025

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West Virginia-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MS

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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RI-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Missouri-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bulletin UPDATE 27 - Application Issue 01.19.2025

Bulletin ID: 311322 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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Secondary Market Options to Meet Needs of Community Banks

Secondary Market Options to Meet Needs of Community Banks By Jennifer Whip, vice president for customer engagement, business development, Fannie Mae W hom do you trust? When it comes to financial...

Aug 1, 2025

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HR4562ltr_17.12.12

1 December 12, 2017 The Honorable French Hill The Honorable David Scott U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Aug 1, 2025

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OR - Coverage Fact Sheet

Community Bank Presence in Contrast OREGON Community Bank Branch Locations Community banks in OR represent 100% of rural* counties 100% of LMI* counties 97% of all OR counties In many...

Nov 3, 2025

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cl031014

Submitted electronically March 10, 2014 Director Richard Cordray Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Disclosing Credit Scores on Credit...

Aug 1, 2025

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19.07.23_SBC_Cannabis

www.icba.org/advocacy July 23, 2019 Safe Harbor Needed for Cannabis Banking On behalf of the more 52,000 community bank locations across the nation represented by ICBA, we thank...

Aug 1, 2025

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MD - Coverage Fact Sheet

Community banks in MD represent 100% of rural* counties 100% of LMI* counties 100% of all MD counties *Rural counties are classified as non-core areas under the U.S. Census Bureau’s ...

Nov 3, 2025

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Florida-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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CO-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr092116

September 20, 2016 The Honorable John Thune The Honorable Benjamin L. Cardin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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Comments on Basel Cryptoasset Standard Amendments

March 27, 2024 Basel Committee on Banking Supervision Bank of International Settlements Centralbahnplatz 2 4051 Basel Switzerland RE: Consultative Document: Cryptoasset...

Aug 7, 2025

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Comment Letter on Enhanced Cybersecurity Standards 17.02.14

February 14, 2017 Via electronic submission to: Robert de V. Frierson, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Ave, NW Washington, D.C....

Aug 1, 2025

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Florida-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Wyoming

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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MS-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Nebraska

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Kansas-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr072115a

July 21, 2015 The Honorable John Boozman The Honorable Chris Coons Chairman Ranking Member Subcommittee on Financial Subcommittee on Financial Services and General...

Aug 1, 2025

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NCUA Simplification of Risk Based Capital Requirements

May 10, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Simplification of Risk-Based...

Jul 31, 2025

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cl093016

http://www.regulations.gov September 30, 2016 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re:...

Aug 1, 2025

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Oregon

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Bulletin UPDATE 17 - Application Issue 01.16.2025

Bulletin ID: 433196 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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2015ProfitabilitySolutionsIssue3

ISSUE 3, 2015 Profi tability A Publication of the ICBA Services Network® IN THIS ISSUE: 2 Product News—Making Loyalty Pay 2 ICBA Reinsurance and Transamerica Work Together 3 ...

Aug 1, 2025

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Letter Supporting Resolution to Nullify CFPB Credit Card Rule

March 29, 2024 The Honorable Andy Barr United States House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of ICBA and the nearly 50,000 community...

Jul 31, 2025

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Advanced Loan Review Workbook Complete

Advanced Loan Review Seminar Virtual Live-Stream Session April 28-29, 2022 About ICBA and Community Banker University® The Independent Community Bankers...

Jul 31, 2025

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Nominating Committee Roster

Nominating Committee Chairman Jack E. Hopkins CorTrust Bank National Association Sioux Falls, SD Vice Chairman Lucas White The Fountain Trust Company Covington, IN ICBA Chairman Alice P....

Jul 31, 2025

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Arizona-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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test051817

On behalf of the more than 5,800 community banks represented by ICBA, we thank Chairman Brady, Ranking Member Neal, and members of the Ways and Means Committee for convening today’s hearing on...

Aug 1, 2025

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iptv-service-provider-premium-109.pdf

IPTV Service Review: Top Features And Pricing --M3@h date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Support for Close the ILC Loophole Act of 2021

March 1, 2022 The Honorable Jesús G. (“Chuy”) García The Honorable Lance Gooden United States House of Representatives United States House of Representatives Washington, D.C. 20515 ...

Jul 31, 2025

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Joint Letter on Military Base Rent Parity

3 May 2023 The Honorable Jack Reed Chairman Senate Armed Services Committee Washington, DC 20510 The Honorable Roger Wicker Ranking Member Senate Armed Services Committee ...

Jul 31, 2025

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Capital Rules Letter to FHFA

1 December 1, 2022 Dear Director Thompson: We write with great concern, urging you to immediately issue an interim final rule that would modernize Federal...

Jul 31, 2025

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IL-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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19.07.24_FedPayments

Sent via email July 24, 2019 The Honorable Jerome H. Powell, Chair Board of Governors of the Federal Reserve Federal Reserve Building 20th Street and Constitution Avenue ...

Aug 1, 2025

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Rhode Island

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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NE - Coverage Fact Sheet

Community Bank Presence in Contrast NEBRASKA Community Bank Branch Locations Community banks in NE represent 97% of rural* counties 100% of LMI* counties 98% of all NE counties In many...

Oct 15, 2025