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Sow Your Seeds Thoughtfully Today

S P R I N G 2 0 0 9 15I C B A P R o F I TA B I L I T Y S o L U T I o N S14 I C B A P R o F I TA B I L I T Y S o L U T I o N S L E N D I N G S o L U T I o N S Sow your Seeds thoughtfully...

Aug 1, 2025

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CA-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA STATEMENT FOR HFSC AI HEARING 9.18.2025

1 September 18, 2025 Artificial Intelligence in Financial Services: The Community Bank Perspective The Independent Community Bankers of America (ICBA), representing nearly 50,000...

Nov 3, 2025

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FDIC ILC Rule Comment Letter

Via Electronic Submission July 1, 2020 Mr. Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC 20429 ...

Jul 31, 2025

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ICBA Response to Compliance Bulletin and Circular 2022-06

November 14, 2022 The Honorable Rohit Chopra Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Consumer Financial Protection Compliance...

Jul 31, 2025

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NCUA Subordinated Debt

July 8, 2020 Mr. Gerard Poliquin Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314-3428 Re: Subordinated Debt Dear Ladies...

Jul 31, 2025

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Seasoned QM NPR Comment Letter

via electronic submission October 1, 2020 Comment Intake – Seasoned QM Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 20552. Re: Qualified Mortgage Definition...

Jul 31, 2025

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Nebraska

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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AZ-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Support for Opportunity Zones Enhancement Act

April 11, 2023 The Honorable Andy Barr U.S. House of Representatives Washington, D.C. 20515 Dear Representative Barr: On behalf of ICBA and the nearly 50,000 community bank...

Jul 31, 2025

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Global Compromise Account Recovery Guide (GCAR)-Jul 2017

Visa Global Compromised Account Recovery (GCAR) Guide Visa Supplemental Requirements July 2017 Contents Global Compromised Account Recovery Guide ii...

Aug 1, 2025

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Arkansas

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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ltr022814

February 28, 2014 To: Members of the House of Representatives Re: Support for H.R. 3370, The Homeowner Flood Insurance Affordability Act The undersigned organizations strongly support H.R....

Aug 1, 2025

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ltr102215a

Dear Attorney General: Our understanding is that you are reviewing technology and considering options for electronic payment security. You undoubtedly share our belief that the security of the...

Aug 1, 2025

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CA-20

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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California-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr020414

February 4, 2014 The Honorable Michael McCaul Chairman, Committee on Homeland Security U.S. House of Representatives 131 Cannon House Office Building Washington, DC 20515 The Honorable...

Aug 1, 2025

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At a Glance Brochure - ANICO online booklet

Grow Your Revenue Protect Your Loans New Revenue | Comprehensive Training | Bottom Line Impact ICBA Reinsurance is a for pro� t subsidiary of the association and was created to provide...

Aug 1, 2025

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Payments Executive Brief Issue 6 - Dec. 2019

Even with the emergence of new and developing faster payments clearing and settlement solutions, such as The Clearing House’s Real-Time Payments network and the Federal Reserve’s FedNow℠ service...

Jul 31, 2025

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19.07.24_FHFAcreditscore

July 24, 2019 The Honorable Mark Calabria Director Federal Housing Finance Agency Constitution Center 400 7th St., SW Washington, D.C. 20024 Re: Validation and Approval of Credit...

Aug 1, 2025

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AZ-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Support for Resolution of Disapproval on 1071 Rule

April 13, 2023 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of ICBA and the nearly 50,000 community bank locations we represent, I write to...

Jul 31, 2025

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17.10.10_FDIC_ltr

October 10, 2017 Kathy Moe Regional Director FDIC San Francisco Regional Office 25 Jessie Street at Ecker Square San Francisco, California 94105 Dear Ms. Moe: The...

Aug 1, 2025

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20.01.07_Carranzaltr

January 7, 2020 Re: Nomination of the Honorable Jovita Carranza to serve as Administrator of the U.S. Small Business Administration (SBA) TO THE MEMBERS OF THE UNITED STATES SENATE: ...

Jul 31, 2025

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eZBusiness Slick_1223.pdf

eZBusiness: Your All-In-One Solution Levels of Access There are two levels of administrative access to choose from: Level 1: Commercial Card Basic access allows employees to manage payments,...

May 19, 2026

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Hawaii

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Full page with bleeds

A R E YO U R E A DY ? Join your community banking friends and family at the Henry B. González Convention Center. Take a break from winter in the San Antonio sun. Come to learn, be inspired, and...

Jul 31, 2025

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AL-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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CO

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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LA-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Mississippi-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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PA-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Support for SECURE Notarization Act

May 13, 2021 The Honorable Mark Warner United States Senate 703 Hart Senate Office Building Washington, DC 20510 The Honorable Kevin Cramer United States Senate 330 Hart Senate Office...

Aug 12, 2025

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Illinois

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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GA-14

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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CT-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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North Carolina-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr071316

July 13, 2016 The Honorable Mike Rounds United States Senate Washington, D.C. 20510 Dear Senator Rounds: On behalf of the more than 6,000 community banks represented by ICBA, I...

Aug 1, 2025

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MN-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Bank Director Program Newsletter May-June 2021

Liquidity Strategies for Illiquid Community Bank Stocks The fundamental duty of community bank directors and executive officers is to enhance shareholder value. One of the key tenets of enhancing...

Jul 31, 2025

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07192022_C&ILendinginToday'sMarket

Commercial and Industrial (C&I) Lending in Today’s Competitive Market 1 Author/Lecturer DAVID L. OSBURN, MBA, CCRA David Osburn is the founder of Osburn & Associates, LLC, a Business...

Jul 31, 2025

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BULLETIN 2 - ICBA Bancard TBS to Payments One Credit Migration Contacts and Benefits

DATE: May 18, 2023 AFFECTED PRODUCTS: TBS - Credit TOPIC TYPE: Migration Notification SUBJECT: BULLETIN 2: ICBA Bancard TBS to Payments One Credit Migration Contacts and Benefits ...

Aug 7, 2025

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South Carolina

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

May 13, 2026

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FDIC Special Assessment Comment Letter

July 21, 2023 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 RE: SPECIAL ASSESSMENTS PURSUANT TO...

Jul 31, 2025

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FL-12

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA 1033 Comment Letter

December 29, 2023 Comment Intake—Section 1033 NPR Bureau of Consumer Financial Protection 1700 G Street NW Washington, DC 2055 Re: ICBA Comments in Response to Section 1033 Notice of...

Jul 31, 2025

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Comments on NCUA Facility Service Rule

Via Electronic Submission February 10, 2021 Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, Virginia 22314-3428 ...

Jul 31, 2025

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Implementing Appropriate Compensation Practices for Community Banks presentation

1 Presented by: Cliston V. “Doc” Bodine, III Gerrish Smith Tuck, Consultants & Attorneys 2022 ICBA Audio Conference August 31, 2022 Gerrish Smith Tuck Consultants and Attorneys...

Jul 31, 2025

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Full Library Listing

LEARN MORE. LEARN FORWARD. AUDIT • Auditing A Community Bank Trust Department • Auditing Assets • Auditing Liabilities and Other Activities • Auditing: The Basics • Bank Information System...

Aug 1, 2025

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CA-40

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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California-47

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Director Program Newsletter - July/Aug 2016

Community Bank Director news From the ICBA Community Bank Director Program July/August 2016 regulation Regulatory Agencies’ Perspectives of Strategic Risk...

Aug 1, 2025

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ICBA Interagency AI-ML RFI Comment Letter

Submitted via regulations.gov July 1, 2021 Chief Counsel’s Office Comment Intake Attention: Comment Processing Bureau of Consumer Financial Protection Office of the...

Jul 31, 2025

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ltr012814a

January 28, 2014 The Honorable Thomas R. Carper Chairman U.S. Senate Committee on Homeland Security and Governmental Affairs 340 Dirksen Senate Office Building Washington, DC 20510 The...

Aug 1, 2025

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Hawaii

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Postal White Paper Summary - Part 3 - July 2021

POSTAL BANKING A Flawed Proposal in Pursuit of a Worthy Goal—A Series JULY 2021 icba.org http://www.icba.org page 2 Part III: Alternatives for Reaching the Unbanked Community bankers are...

Jul 31, 2025

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Credit and Lending Festival Poster

Headlining the Main Stage: THE INSTITUTES! Credit Analyst Institute Aug. 11–14 Dallas, TX Commercial Lending Institute Aug. 18–23 Bloomington, MN Consumer Lending Institute Sept. 24–26...

Aug 7, 2025

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CA-19

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Full Listing of Catalog November 2019

LEARN MORE. LEARN FORWARD. AUDIT • Auditing A Community Bank Trust Department • Auditing Assets • Auditing Liabilities and Other Activities • Auditing: The Basics • Bank Information System...

Aug 1, 2025

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ILC White Paper Letter to the FDIC

November 12, 2025 The Honorable Travis Hill Acting Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, D.C. 20429 RE: ICBA White Paper: Closing the Industrial...

Nov 12, 2025