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California-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Indiana-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Comment Letter on AML/CFT Proposed Rule

Via electronic submission September 3, 2024 Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 RE: Anti-Money Laundering and Countering the...

Jul 31, 2025

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Certification News, Winter Q4

Financial Crime Fighters: Unsung Heroes of Banking Security by Teri Wesley, Thompson Consulting Group, LLC There are Federal Reserve holidays every banker looks forward to for that extra day...

Aug 7, 2025

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Utah-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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iptv-service-provider-premium-1.pdf

Avoid Scams Best IPTV Provider Reddit Recommendations 2026 --L2@z date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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Crop Insurance Coalition Budget Letter to Congress FY27 as of 2.3.26.pdf

February XX, 2026 The Honorable Susan Collins Chair Senate Appropriations Committee United States Senate Washington, DC 20510 The Honorable Patty Murray Ranking Member Senate...

Feb 6, 2026

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19.07.02_OverdraftCL

Via electronic submission July 1, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 RE: Docket Number...

Aug 1, 2025

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ltr050213

May 2, 2013 The Honorable Joe Manchin The Honorable Dean Heller United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Manchin and...

Aug 1, 2025

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Colorado-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Letter to Congress on SBA Questionnaire

1 November 17, 2020 The Honorable Nancy Pelosi, Speaker U.S. House of Representatives 1236 Longworth House Office Building Washington, D.C. 20515 The Honorable Mitch...

Jul 31, 2025

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MN-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Letter to USDA on SDA Loan Payoffs

April 9, 2021 The Honorable Tom Vilsack Secretary of Agriculture U.S. Department of Agriculture 1400 Independence Avenue, SW Washington, D.C. 20250 Dear Secretary Vilsack: On behalf...

Jul 31, 2025

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Letter Supporting Senate Resolution to Nullify Credit Card Late Fee Rule

April 8, 2024 The Honorable Tim Scott United States Senate Washington, D.C. 20510 Dear Senator Scott: On behalf of ICBA and the nearly 50,000 community bank locations we...

Jul 31, 2025

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ICBA Comments on Nonbank Cross Border Payments

September 9, 2024 Financial Stability Board c/o Secretariat to the Financial Stability Board Bank of International Settlements Centralbahnplatz 2 CH-4002 Basel Switzerland ...

Jul 31, 2025

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Joint Letter Supporting the Community Development Investment Tax Credit Act

1 January 22, 2024 Via Electronic Submission The Honorable [First] [Last] Member Committee on Finance United States Senate Washington, DC RE: Support for the...

Jul 31, 2025

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FedNow Community Bank Talking Points

What is FedNow? The nation’s payment infrastructure is safe and secure but needs to evolve with consumers’ banking habits and needs. As we look to modernize the payment infrastructure in ways...

Jul 31, 2025

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January 2018 Content Calendar

Sunday Monday Tuesday Wednesday Thursday Friday Saturday 1 8 15 22 29 7 14 21 28 9 10 17 24 31 16 23 30 11 18 25 12 19 26 2 3 4 5 6 13 20 27 Get our favorite tips for ...

Aug 1, 2025

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Joint Comments on Fed Accounts Proposal

July 12, 2021 Via Electronic Mail Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...

Jul 31, 2025

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Visa Business News, Acquirers Must Ensure Small Merchants Meet New Data Security Program Compliance Requirements, Oct 2015

AI04821 Risk Management | Data Security 29 October 2015 This article originally ran in the 29 October 2015 edition of the Visa Business News. It has been updated to clarify the criteria...

Aug 1, 2025

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Texas-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Massachusetts-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Bank Director Program Newsletter - March/April 2017

COMMUNITY BANK DIRECTOR NEWSLETTER | January/February 2017 Build Relationships with Digital Banking Continued on page 3 Are You Harnessing Your Culture? Employment References: A Cautionary...

Aug 1, 2025

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FDIC Appeal Process Letter - Oct 20

October 19, 2020 Robert E. Feldman Executive Secretary Attention: Comments Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Guidelines for Appeals of...

Jul 31, 2025

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Comment Letter Guide - Small Business Loan Data Collection Proposed Rule Section 1071

November 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Small Business Loan Data Collection Proposed Rule (Section 1071) – Comment Letter Guide Instructions This document,...

Jul 31, 2025

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Business Cardholder Agreement

TCM Bank, N.A. Business Cardholder Agreement - Effective: January 3, 2025 This Business Cardholder Agreement (“Agreement”), the card carrier we send with your credit card, the accompanying sheet...

Oct 10, 2025

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Contactless Card Insert Customizable

You can now use your card to pay at merchants that have contactless-enabled card readers. Just look for the Contactless Symbol and tap to pay! Touch-free service at checkout PLACE LOGO...

Jul 31, 2025

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California-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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MD - SBA Fact Sheet

Community Bank Small Business Administration Lending MARYLAND SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Nov 3, 2025

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Nebraska

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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New York-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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New Jersey-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Texas-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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OR - Coverage Fact Sheet

Community Bank Presence in Contrast OREGON Community Bank Branch Locations Community banks in OR represent 100% of rural* counties 100% of LMI* counties 97% of all OR counties In many...

Oct 15, 2025

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ltr092915b

September 29, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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IN-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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NC-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Comments on Proposal to Revise BOIR Form

October 30, 2023 Via Electronic Mail Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Beneficial Ownership Information (BOI) Reports....

Jul 31, 2025

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quarterly-compass-newsletter

© 2016 Fannie Mae. Trademarks of Fannie Mae. June 2016 1 of 2 Uniform Closing...

Aug 1, 2025

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03.2022 EyeWatch News

NEWS Eyewatch News provides a snapshot of suspicious activity that has occurred at the Bank within the last month. All potential suspicious activity is investigated to determine what type of...

Jul 31, 2025

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CFPB Report on Family Finances and Debt in Rural Appalachia

CFPB Report Details Family Finances and Debt in Rural Appalachia | ... https://www.consumerfinance.gov/about-us/newsroom/cfpb-report-detai... 1 of 3 10/11/2022, 8:33 PM CFPB Report Details...

Jul 31, 2025

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Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14(1)

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Aug 1, 2025

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3 - Data Cleanup Reports Job Aid

Data Cleanup Reports Job Aid TBS to P1C TBS to P1C Migration Migration Date: 10/23/2023 tbstop1c@fisglobal.com mailto:tbstop1c@fisglobal.com @2023 FIS and/or subsidiaries. All...

Jul 31, 2025

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Iowa

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Bancard Credit Program Benefits

1 OF 2 ICBA Bancard Credit Program Benefits ICBA Bancard and FIS have been partners for over thirty years, providing payment services to community banks. To maximize group program...

Jul 31, 2025

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Texas

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Email Marketing Playbook_ICBA Bancard (10.16.14)

                        Direct Mail Email $7 $29 Direct Mail Email $0.50 $0.04 n=603 80% 9% 11% Have an email database today Plan to...

Aug 1, 2025

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SPECIAL BULLETIN- Finance Charge Grace Method F to be Retired

DATE: July 27, 2023 AFFECTED PRODUCTS: TBS - Credit TOPIC TYPE: Migration Notification SUBJECT: SPECIAL BULLETIN: Finance Charge Grace Method F to be Retired REVIEW CLIENT ACTION ...

Jul 31, 2025

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California-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Interagency Policy Statement on Allowances for Credit Losses

    December 16, 2019 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 ...

Jul 31, 2025

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ltr100716

October 7, 2016 The Honorable Mike Rounds The Honorable Mark Warner United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Aug 1, 2025

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Digital Payments Transformation Exercise Five

DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE FIVE 3 Exercise Five: Payment Product Return on Value (ROV) Analysis KEY LEARNING: To identify potential high value...

Jul 31, 2025

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Statement for the Record for Hearing on FinCEN

September 9, 2025 The Financial Crimes Enforcement Network: Recommendations for Better Coordinated and More Effective Policies and Enforcement The Independent Community Bankers of...

Sep 17, 2025

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Cyber and Data Security Committee Agenda

2025-2026 dates April Wednesday 4/9, 3pm eastern May Capital Summit Tuesday 5/13, 8:30 – 11 am in person June Monday 6/9, 1pm eastern July Thursday 7/24, Noon eastern ...

Jul 31, 2025

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18.01.22_McWilliamsLTR

January 22, 2018 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

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PSP Engagement Guide

v 1 v P SP E n ga ge m en t G u id el in es – P R O C ES SE S A N D P R O C ED U R ES Table of Contents ICBA Preferred Service Provider...

Jul 31, 2025

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ICBA LETTER RE CREDIT UNIONS CRISIS EXPLOITATION

May 11, 2020 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs & Urban...

Jul 31, 2025

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ltr061113

June 11, 2013 The Honorable John Boehner The Honorable Nancy Pelosi Speaker Minority Leader U.S. House of...

Aug 1, 2025

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ICBA Letter Opposing 1071 Exemption for Farm Credit System

May 16, 2024 The Honorable Glenn “GT” Thompson The Honorable David Scott Chairman Ranking Member Committee on Agriculture Committee on Agriculture U.S. House of...

Jul 31, 2025

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Legislative Update - SAFE - Cannabis Banking APR

September 2024 Legislative Update: Safe Harbor for Cannabis Banking Status: While cannabis use is illegal under federal law, more than 20 states and the District of Columbia have approved...

Aug 7, 2025