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CA-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr011116

American Bankers Association American Financial Services Association American Land Title Association Consumer Bankers Association Consumer Mortgage Coalition Credit Union National...

Aug 1, 2025

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Bank Director Program Newsletter May-June

Commercial Real Estate Concerns in Your Portfolio By Brad Stevens, Stevens Risk Management, LLC Commercial real estate is a hot topic right now. The perception of increasing risk within the...

Jul 31, 2025

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Capital Rules Letter to FHFA

1 December 1, 2022 Dear Director Thompson: We write with great concern, urging you to immediately issue an interim final rule that would modernize Federal...

Jul 31, 2025

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Joint Trades Statement on Subchapter V

October 23, 2023 Members of the Subchapter V Task Force American Bankruptcy Institute 66 Canal Center Plaza Suite 600 Alexandria, VA 22314 Dear Members of the Task Force: The...

Jul 31, 2025

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Rural America and Agriculture Roster

Rural America & Agriculture Committee Chairman Jim S. Gowen, Jr. Merchants & Planters Bank Newport, AR Vice Chairman Sam Nunn Citizens Bank Amarillo, TX Committee Member Terri Barrett Bravera...

Jul 31, 2025

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Arizona-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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19.03.26_GSEstatement

www.icba.org/advocacy March 26, 2019 Housing Finance: The Community Bank Perspective Chairman Crapo, Ranking Member Brown, members of the Committee, the Independent Community Bankers...

Aug 1, 2025

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2026 Capital Summit_One-Pager-ACRE

ICBA Capital Summit April 29–May 1, 2026 | Washington, D.C. ICBA Legislative Update: Expand the Access to Credit for our Rural Economy (ACRE) Act Overview: A version of the ACRE Act,...

Apr 21, 2026

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CA-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Connecticut

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Committee Notebook Part 2

Topics for Open Session ▶ Economic Conditions Affecting the Farm Credit System ▪Economic indicators during COVID-19 ▪Commodities and trade ▪Agriculture sector income ▶ FCS Condition and...

Jul 31, 2025

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Indiana-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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community-bank-statement-for-genius-act-markup.pdf

March 12, 2025 Community Bank Statement for GENIUS Act Markup The Independent Community Bankers of America, representing community banks across the nation with nearly 45,000 locations,...

Nov 3, 2025

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ICBA Certification Program Descriptions

ICBA Certification Programs ICBA certification programs are designed to raise the standards of professionalism in the community banking industry and give consumers a consistent stamp of approval...

Aug 1, 2025

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Visa Global Acquirer Risk Standards, Supplemental (July 2016)

Visa Global Acquirer Risk Standards Visa Supplemental Requirements 15 July 2016 Visa Public Visa Global Acquirer Risk Standards: Visa Supplemental...

Aug 1, 2025

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Business Cardholder Agreement

TCM Bank, N.A. Business Cardholder Agreement - Effective: January 3, 2025 This Business Cardholder Agreement (“Agreement”), the card carrier we send with your credit card, the accompanying sheet...

Oct 10, 2025

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Program Content 1-Certification Institutes 2024

CERTIFICATIONS 2024 1 Confidential – For ICBA and CCBA use only. Revised 2.23.24 PROGRAM NOTES: • This information explains the Certification Institutes. You may or may...

Jul 31, 2025

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cl031014

Submitted electronically March 10, 2014 Director Richard Cordray Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Disclosing Credit Scores on Credit...

Aug 1, 2025

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iptv-service-provider-premium-102.pdf

Ip Tv Smarter Pro Setup 2026 Best Player For IPTV Links --P4@c date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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End Credit Union and Farm Credit System Tax Subsidies and Block Expansion Efforts

END CREDIT UNION AND FARM CREDIT SYSTEM TAX SUBSIDIES & BLOCK EXPANSION EFFORTS CREDIT UNION TAX SUBSIDY HAS OUTLIVED ANY JUSTIFICATION Federal credit unions are exempt from federal, state,...

Aug 1, 2025

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Freedom of Information Act Request on CBDC Authority

March 24, 2024 Douglas Hibbard Mark Bittner Chief, Initial Request Staff FOIA/PA Request Office of Information Policy FOIA and Transparency Department of Justice Department of the...

Jul 31, 2025

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Texas-31

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Amicus Curiae Brief Final

No. 25-229 In the Supreme Court of the United States ————————————— EMIGRANT MORTGAGE COMPANY, INC. ET AL., Petitioners, v. JEAN ROBERT SAINT-JEAN, ET AL., Respondents. ————————————— ...

Nov 3, 2025

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NC-13

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Joint Trades Trust Charter Comment Letter (July 2025)

July 17, 2025 Via Electronic Mail John (J.J.) Hansen, Director for Licensing Community Bank Regions: Midwest, West Carolina Ledesma, Director for Licensing Community Bank Regions: South,...

Jul 30, 2025

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iptv-service-provider-premium-100.pdf

How To Use Xtream IPTV Codes For Fast Access --Q2@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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BPI Letter of Support for the Close the Shadow Banking Loophole Act 1.29.26.pdf

January 29, 2026 The Honorable John Kennedy United States Senate U.S. Senate Committee on Banking, Housing, and Urban Affairs 437 Russell Senate Office Building Washington, D.C....

Jan 29, 2026

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18.07.13_CECLltr

July 13, 2018 Legislative and Regulatory Affairs Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback ...

Aug 1, 2025

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Joint Trades Letter on IL 1176

May 27, 2021 Michael Hsu Acting Comptroller Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 Dear Mr. Hsu: The undersigned trade associations (the...

Jul 31, 2025

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Kentucky-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Kentucky

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Rules Committee Letter Opposing HR 7003

June 9, 2022 The Honorable James P. McGovern The Honorable Tom Cole Chairman Ranking Member Committee on Rules Committee on Rules U.S. House of Representatives U.S. House of...

Jul 31, 2025

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ltr022414a

February 24, 2014 Unites States House of Representatives Washington, D.C. 20515 Dear Member of Congress: On behalf of the 7,000 community banks represented by ICBA, I write to express our...

Aug 1, 2025

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LA

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Jul 31, 2025

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MRO Regional Map

| 866-843-4222 | icba.orgMBR_2447B25 ICBA Member Relations Regional Offices Team Lead Loughlin Cleary EVP, Member Relations 617-620-7425 Loughlin.cleary@icba.org Member Engagement Murriya...

Jul 31, 2025

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Minnesota-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl090415

CONSUMER MORTGAGE COALITION HOUSING POLICY COUNCIL of the FINANCIAL SERVICES ROUNDTABLE INDEPENDENT COMMUNITY BANKERS of AMERICA NATIONAL ASSOCIATION of FEDERAL CREDIT UNIONS September...

Aug 1, 2025

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ltr052616

June 1, 2016 The Honorable Pat Roberts United States Senate Washington, D.C. 20510 Dear Chairman Roberts: Thank you for the opportunity to testify at the May 19 hearing ( Oversight...

Aug 1, 2025

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Mastercard Switching Release

Type: Switching Release Announcement Audience: Acquirer Issuer Processor Region: Global Brand: Mastercard® Debit Mastercard® Maestro® Cirrus® Release: 20.Q2 Action Indicator: Network...

Jul 31, 2025

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Maryland-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-34

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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AML Reform NDAA Letter

June 27, 2020 The Honorable James Inhofe Chairman, U.S. Senate Committee on Armed Services 205 Russell Senate Office Building Washington, DC 20510 The Honorable Jack Reed Ranking Member,...

Aug 12, 2025

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ICBA LETTER IN SUPPORT OF SCAM ACT.pdf

February 13, 2026 The Honorable Dan Meuser The Honorable Lou Correa U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 ...

Feb 13, 2026

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iptv-service-provider-premium-76.pdf

How To Fix Buffering On Your IPTV Stream Today --W8@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Support for the Making the CFPB Accountable to Small Business Act

March 22, 2023 The Honorable Scott Fitzgerald U.S. House of Representatives Washington, D.C. 20515 Dear Representative Fitzgerald: On behalf of ICBA and the nearly 50,000...

Jul 31, 2025

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New York

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Regulatory Update - 1071 (Updated Feb 2026)

February 2026 ICBA Regulatory Update: Section 1071 – Small Business Loan Data Collection Topic/Issue: Section 1071 Agency: CFPB Status: In March 2023, the CFPB issued a final rule....

Feb 23, 2026

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CRRD_ltr_18.01.09

January 9, 2018 The Honorable Pat Roberts Chairman U.S. Senate Committee on Agriculture 109 Hart Senate Office Building Washington, D.C. 20510 The Honorable Debbie Stabenow Ranking...

Aug 1, 2025

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ICBA Bancard 3D Secure Onboarding Guide

1 | P a g e Onboarding Guide 3D-Secure Version 1.1 o The Three Domain Secure (3-D Secure™ or 3DS) Protocol has been developed to improve transaction performance online and...

Aug 1, 2025

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Regulatory 1071

February 2024 ICBA Regulatory Update: Section 1071 – Small Business Loan Data Collection Topic/Issue: Section 1071 Agency: CFPB Status: Final rule issued. Compliance dates are...

Aug 7, 2025

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Tennessee-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Support for Close the ILC Loophole Act

March 7, 2022 The Honorable Jesús G. (“Chuy”) García The Honorable Lance Gooden United States House of Representatives United States House of Representatives Washington, D.C. 20515 ...

Jul 31, 2025

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Advanced Loan Review Seminar Roster

Seminar: Advanced Loan Review Seminar Full Registration (SL5416122) Name Company Info Assets Phone Ms. Melissa Ahrens, CCBCA Vice President Chippewa Valley Bank PO Box 37 Bruce, WI 54819 ...

Jul 31, 2025

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Joint Letter Urging Support of Crop Insurance

February 5, 2025 The Honorable Susan Collins Chair Senate Appropriations Committee United States Senate Washington, DC 20510 The Honorable Patty Murray Ranking Member Senate...

Jul 30, 2025

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IA - Coverage Fact Sheet

Community Bank Presence in Contrast IOWA Community Bank Branch Locations Community banks in IA represent 100% of rural* counties 100% of LMI* counties 100% of all IA counties In many...

Oct 15, 2025

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Wisconsin

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Comments on NCUA Facility Service Rule

Via Electronic Submission February 10, 2021 Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, Virginia 22314-3428 ...

Jul 31, 2025

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letter072815a

July 28, 2015 United States Senate Washington, D.C. 20510 Re: Follow up to ICBA’s July 15 Letter on Community Bank Priority Legislation Dear Senator: On behalf of the more...

Aug 1, 2025

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USA Today CU Ad

Credit Unions: Have They Lost Their Way? Congress granted credit unions a tax exemption nearly a century ago intended to help people of modest means, but today many are exploiting it at...

Jul 31, 2025