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ICBA Corporate Governance Comment Letter

February 9, 2024 Mr. James P. Sheesley Assistant Executive Secretary Attention: Comments/Legal OES Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re:...

Jul 30, 2025

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cl073117c

July 31, 2017 Honorable Mel Watt Director Office of Housing and Regulatory Policy Federal Housing Finance Agency 400 7th Street, SW, 9th Floor Washington, DC 20219 RE: Request...

Aug 1, 2025

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ICBA Letter Supporting the FAIR Exams Act

February 19, 2025 The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hill: On behalf of...

Jul 30, 2025

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Minnesota-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl022415a

February 24, 2015 The Honorable Mary Jo White Chair Securities and Exchange Commission 100 F Street, NE Washington, DC 20549 Re: Announcement regarding Rule 14a-8(i) (9) Dear Chair White: The...

Aug 1, 2025

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Alaska at Large

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr020614a

February 6, 2014 Sheila Clark OMWI Director Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20219 Joyce Cofield OMWI Executive Director...

Aug 1, 2025

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Identifying and Addressing Redlining Risk Whitepaper

Identifying and Addressing Redlining Risk April 2024 icba.org | 2 Identifying and Addressing Redlining Risk Disclaimer: The information provided in this document does not constitute...

Jul 31, 2025

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Crypto Bills Comparison Client Update Davis Polk

Davis Polk & Wardwell LLP Comparison of digital asset legislative proposals June 23, 2022 | Client Update d a v is p o lk .c o m Table of contents 3 Introduction 4 Overview of...

Jul 31, 2025

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AZ - Coverage Fact Sheet

*LMI (low-to-moderate income) counties are defined as counties where at least 25 percent of the population lives at or below 150 percent of the federal poverty level. icba.org of all bank ...

Oct 15, 2025

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Bank Director Program Newsletter - Sept. Oct. 2019

September/October 2019 COMMUNITY BANK DIRECTOR NEWSLETTER Continued on page 5 A 30,000 Foot Overview of Reg. O By Cliston V. “Doc” Bodine, III Regulation O (12 C.F.R. Part 215), or “Reg. O”...

Aug 1, 2025

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ltr052015

May 20, 2015 The Honorable Richard Shelby Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington, D.C. 20510 Dear Chairman Shelby: On behalf of the...

Aug 1, 2025

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BSA White Paper

MODERNIZING ANTI-MONEY LAUNDERING AND ANTI-TERRORIST FINANCING LAWS AND REGULATIONS White Paper July 2018 www.icba.org http://www.icba.org page 2 TABLE OF CONTENTS Introduction...

Aug 1, 2025

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CISA Insights - Ransomware Outbreak

August 21, 2019 CISA INSIGHTS Ransomware Outbreak The Threat and How to Think About It Ransomware has rapidly emerged as the most visible cybersecurity risk playing out across our nation’s...

Aug 1, 2025

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Non-discrimination Policy

INDEPENDENT COMMUNITY BANKERS OF AMERICA NON-HARASSMENT, DISCRIMINATION AND RETALIATION POLICY ICBA expressly prohibits discrimination, harassment and retaliation based on race, color,...

Jul 31, 2025

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Regulatory Update - CDFI Fund_(Updated May 2025)

May 2025 ICBA Regulatory Update: CDFI Fund – Protecting the Fund and Fighting Changes to Certification Topic/Issue: CDFI Fund – Protecting the Fund and Fighting Final Changes to...

Aug 7, 2025

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California-23

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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iptv-service-provider-premium-88.pdf

How To Setup Kemo IPTV On Your Device --K0@n date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Joint Letter on VA Home Guaranty Program

January 17, 2023 Secretary Denis R. McDonough U.S. Department of Veterans Affairs 810 Vermont Avenue, NW Washington, DC 20420 RE: Comment Regarding Advance Notice of Proposed...

Jul 31, 2025

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cl031815

March 18, 2015 The Honorable Richard Cordray Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Cordray: The undersigned trade...

Aug 1, 2025

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ICBA_Millennial Homeownership_04032018

© 2018 Fannie Mae. Trademarks of Fannie Mae. February 2018 1 of 1 Millennials picking up the pace when it comes to home buying The millennial generation now encompasses the 25–34 age...

Aug 1, 2025

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Letter on CBDC Bills Ahead of House Markup

September 19, 2023 The Honorable Patrick McHenry The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House...

Jul 31, 2025

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Joint Financial Sector Letter Opposing Credit Card Routing Bill

July 14, 2023 The Honorable Charles E. Schumer Majority Leader United States Senate Washington, DC 20510 The Honorable Mitch McConnell Minority Leader United States Senate Washington,...

Jul 31, 2025

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NY-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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cl071017a

July 10, 2017   Monica Jackson   Office of the Executive Secretary   Consumer Financial Protection Bureau   1275 First St, NE  Washington, DC  20002   ...

Aug 1, 2025

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Oregon

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ltr102215b

October 22, 2015 The Honorable Mitch McConnell The Honorable Harry Reid Majority Leader, U.S. Senate Minority Leader, U.S. Senate U.S. Capitol U.S. Capitol Washington, D.C....

Aug 1, 2025

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MO-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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CT-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Six Keys to Effective Commercial Business Development

11/3/22 1 Six Keys To Effective Commercial Business Development 1 TOM HERSHBERGER CEO tom@crossfinancial.com OPPORTUNITIES. SOLUTIONS. RESULTS. 2 11/3/22 2 Culture (noun, cul-ture) a...

Jul 31, 2025

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Letter on NCUA Simplified Capital Proposal

October 15, 2021 Ms. Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, VA 22314 Re: Capital Adequacy: The...

Jul 31, 2025

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Support for USDA Express Loan Act

October 10, 2023 The Honorable Brad Finstad The Honorable Angie Craig U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 Washington, D.C. 20515 Dear...

Jul 31, 2025

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OH-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Exhibit1-ServiceLevelAgreements

Fidelity National Card Services, Inc. ICBA Bancard Effective January 1, 2016...

Aug 1, 2025

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Comments on 1071 Exemption for Small and Intermediate Banks

April 25, 2023 Rohit Chopra Director Consumer Financial Protection Bureau 1700 G St NW Washington, DC 20552 Re: Targeted Exemption for Community Banks with Strong Community...

Jul 31, 2025

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2022 ICBA LIVE Speaker Submission Guide Final

icba.org | info@icba.org | 866-443-4222 ONE MISSION. COMMUNITY BANKS.® SUBMISSION GUIDE 2022 Call for Speaker Proposals ICBA LIVE 2022 Feb. 27 –March 3 San Antonio Convention...

Jul 31, 2025

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Joint Letter to CDFI Fund on the Revised CDFI Certification Application

1 August 29, 2024 Via Electronic Submission Ms. Pravina Raghavan Director Community Development Financial Institutions Fund U.S. Department of the Treasury 1500 Pennsylvania...

Jul 31, 2025

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Capital Summit Farm Bill

SUPPORTING THE FARM SECTOR & RURAL AMERICA The new farm bill, which must be reauthorized by September 30, 2023, presents an opportunity to address many needs facing rural America and our farmers...

Jul 31, 2025

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Letter on Credit Union Combinations

July 11, 2022 Honorable Todd Harper Chairman of the Board National Credit Union Administration 1775 Duke Street Alexandria, Virginia 22314 RE: ICBA Comments on NCUA Proposed Rule,...

Jul 31, 2025

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cl092915

September 29, 2015 Ms. Laura Temel Attention: Marketplace Lending RFI U.S. Department of the Treasury 1500 Pennsylvania Avenue, NW Room 1325 Washington, DC 20220 Re: Public Input...

Aug 1, 2025

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PA-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Call Report apr 22 final

Final 4.22.13 April 22, 2013 Via Electronic Delivery Robert deV. Frierson, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Ave. NW Washington, DC 20551 ...

Aug 1, 2025

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cl053013

May 30, 2013 Technical Director Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Proposed Accounting Standards Update: Financial Instruments—Credit Losses ...

Aug 1, 2025

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TaxBrief17.11.15

www.icba.org/advocacy 1 TAX REFORM: WHAT’S AT STAKE FOR COMMUNITY BANKS AND WHAT TO EXPECT IN THE WEEKS AHEAD ICBA and community banks across the country are closely following...

Aug 1, 2025

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Tennessee

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

Apr 15, 2026

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Fraudbuster Certificate MASTER

                                                           THANK YOU FOR BEING A FRAUDBUSTER!!! AMOUNT STOPPED: $ PRESENTED TO: DATE: ...

Jul 31, 2025

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LettertotheFederalHousingFinancingAgencyonitsAdvisoryBulletinregardingFederalHomeLoanBanksCreditRiskManagement

October 16, 2024 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Dear Director Thompson: The Independent Community...

Nov 7, 2025

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Bank Director Program Newsletter - Nov/Dec 2015

Community Bank Director news From the ICBA Community Bank Director Program November/December 2015 MANAGEMENT ISSUES More Questions than Answers as FASB’s ...

Aug 1, 2025

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Visa Small Business Recovery Monitor June 2020

Small Business Recovery Monitor Visa’s analysis of current economic data indicates that U.S. small business activity was slowly recovering in June. SBA-led federal aid programs and the lifting of...

Jul 31, 2025

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FHFA Liquidity Requirements Letter

March 9, 2021 Mr. Alfred M Pollard General Counsel Federal Housing Finance Agency 400 7th St SW 8th Floor Washington, DC 20219 RE: Enterprise Liquidity Requirements, RIN...

Jul 31, 2025

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ltr021215a

February 12, 2015 The Honorable Michael E. Capuano U.S. House of Representatives Washington, D. C. 20515 Dear Representative Capuano: On behalf of the more than 6,500 community...

Aug 1, 2025

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ltr030414

March 4, 2014 The Honorable Maria Cantwell The Honorable James E. Risch Chair Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship &...

Aug 1, 2025

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OH-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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South Carolina

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MI-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ltr060915a

June 9, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member House Financial Services Committee House Financial Services Committee 2149 Rayburn...

Aug 1, 2025

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ltr041813b

April 18, 2013 The Honorable Jerry Moran The Honorable Joe Manchin United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators Moran and...

Aug 1, 2025

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TX-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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MA-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Payments Strategy Guide 8 - Digital Wallets

As customer expectations continue to shift, digital wallets—or mobile wallets as they are sometimes called—continue to grow in popularity as a preferred payment option. While adoption in the U.S....

Jul 31, 2025