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WI - Coverage Fact Sheet

Community Bank Presence in Contrast WISCONSIN Community Bank Branch Locations Community banks in WI represent 100% of rural* counties 100% of LMI* counties 100% of all WI counties In...

Nov 3, 2025

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WY - Coverage Fact Sheet

Community Bank Presence in Contrast WYOMING Community Bank Branch Locations Community banks in WY represent 100% of rural* counties 100% of LMI* counties 100% of all WY counties In...

Oct 15, 2025

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19.01.18_CallReportCL

January 18, 2019 Legislative and Regulatory Activities Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E....

Aug 1, 2025

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PA-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Tennessee-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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18.07.18_KraningerLetter

July 18, 2018 The Honorable Mike Crapo The Honorable Sherrod Brown Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, & Urban Affairs &...

Aug 1, 2025

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Texas-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Indiana-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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18.12.12_ICBAfarmbillltr

December 12, 2018 U.S. House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of more than 52,000 community bank locations across the nation, the...

Aug 1, 2025

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19.06.04_CECLltr

June 3, 2019 The Honorable Thom R. Tillis United States Senate Washington, D.C. 20510 Dear Senator Tillis: On behalf of community banks across the country, with more than 52,000...

Aug 1, 2025

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Visa Payments Ecosystem Highlights Q2 CY20

Payments Ecosystem Highlights Q2 CY2020 Global Corporate Strategy Visa Confidential Visa Confidential2 Notice of Confidentiality This presentation is furnished to you solely in your capacity...

Jul 31, 2025

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iptv-service-provider-premium-22.pdf

Best IPTV Service USA-Ca-UK-Europe 2026 --P5@q date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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ICBA Respone to Senators Brown and Warren

April 20, 2020 The Honorable Sherrod Brown The Honorable Elizabeth Warren United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senators...

Jul 31, 2025

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Virginia-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ltr041515d

1 Senator Dean Heller Senator Michael F. Bennet Community Development & Infrastructure Tax Reform Working Group Committee on Finance United States Senate 219 Dirksen Senate...

Aug 1, 2025

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Filed Brief

No. 24-10367 In the United States Court of Appeals for the Fifth Circuit TEXAS BANKERS ASSOCIATION; AMARILLO CHAMBER OF COMMERCE; AMERICAN BANKERS ASSOCIATION; CHAMBER OF COMMERCE OF...

Jul 30, 2025

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ICBPAC Contribution Form - Fillable

Thank you for your support! If you have any questions or would like more information, contact ICBA PAC staff at ICBAPAC@icba.org or at 800-422-8439. ICBA PAC contributions are not tax deductible...

Jul 31, 2025

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Virginia-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bank Education Committee Agenda

icba.org  |  info@icba.org  |  866‐443‐4222   ONE MISSION. COMMUNITY BANKS.® ICBA Bank Education Committee Meeting Agenda Meeting Room 15, Meeting Room Level ...

Jul 31, 2025

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South Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Visa Small Business Outlook Fall 2020

95 105 115 125 2013 2014 2015 2016 2017 2018 2019 2020 Small Business Outlook America’s small businesses are starting to recover Fall 2020 Visa Business and Economics Insights Small Business...

Jul 31, 2025

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Handouts for Small Business Customers

Your lender could be required to make your information public. Under current law, your lender could be required to release 20 points of data that could be used to identify you and your business....

Jul 31, 2025

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Wake Up White Paper Part 3

What do credit unions do with billions in unpaid taxes? www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 BILLION-DOLLAR CREDIT UNIONS ACCOUNT FOR 75% OF LOST TAX REVENUE Credit unions...

Jul 31, 2025

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2025 Certifications News - Q2

How I Work Susan McLaughlin Meet Susan McLaughlin, Assistant Vice President Auditor and Financial Reporting Analyst at Merchants National Bank in Logan, Ohio. As a Certified Community Bank...

Sep 17, 2025

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Testimony 3/8/17

On behalf of the more than 5,800 community banks represented by ICBA, we thank Chairman Chabot and Ranking Member Velazquez for convening today’s hearing entitled: “Small Business ...

Aug 1, 2025

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WA-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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ICBA Bank Director Newsletter Sept-Oct

Inside 2 The Board’s Role in Governing Technology 4 On Your Marks Continued on page 6 Credit Union Acquisitions of Community Banks Harming the Communities That Can Least Afford It By Rebeca...

Nov 3, 2025

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ltr121713

December 17, 2013 The Honorable Charles Schumer U.S. Senate 322 Hart Senate Office Building Washington, DC 20510 Dear Senator Schumer, We are writing to express our support for S. 866,...

Aug 1, 2025

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Maryland-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA letter to FDIC on fintech regulatory enviornment

Via electronic submission May 14, 2020 Leonard Chanin Deputy to the Chairman Consumer Protection & Innovation Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 31, 2025

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CoreTechnology_ICBA_ThoughtLeadership2026

THOUGHT LEADERSHIP 2026 To learn more and reserve your space: Contact: Amanda Myrick 651-675-7248 | amyrick@icbabanks.org Guest Experts: Core Technology Space Reservation Due: February 18th,...

Dec 17, 2025

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Comments on Quality Control Standards for Automated Valuation Models

August 21, 2023 Hon. Michael S. Barr Vice Chair for Supervision Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 ...

Jul 31, 2025

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test040814a

k On behalf of the nearly 7,000 community banks represented by ICBA, thank you for convening today’s hearing on “Who’s In Your Wallet: Examining How Washington Red Tape Impairs Economic...

Aug 1, 2025

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MI - Coverage Fact Sheet

Community Bank Presence in Contrast MICHIGAN Community Bank Branch Locations Community banks in MI represent 97% of rural* counties 96% of LMI* counties 96% of all MI counties In many...

Nov 3, 2025

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North Carolina-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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CommentLetteronBanksStatutoryObligationsunderSection1033

June 23, 2025 The Hon. Russell Vought Acting Director Consumer Financial Protection Bureau 1700 G St NW, Washington, DC 20552 RE: Banks’ Statutory Obligation to Provide Consumers Access...

Nov 7, 2025

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WI-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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19.08.20_HVCREcl

August 20, 2019 Chief Counsel’s Office Office of the Comptroller of the Currency 400 7th Street, SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback Secretary Board of...

Aug 1, 2025

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Extension Request for Proposed Third-Party Guidance

July 30, 2021 Via Electronic Mail Ms. Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20h Street & Constitution Avenue, NW Washington, DC 20551 James P....

Jul 31, 2025

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Travelers and ICBA Highlight Sheet

ICBA Insurance Program COMMUNITY BANKS Key ICBA member benefits Through the Travelers ICBA Insurance Program, you get access to all of the advantages of a Travelers policyholder, along with...

Jul 30, 2025

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Virginia-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Vermont

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Montana-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Illinois-16

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter to Senate Ag Committee on B&I Programs

February 26th, 2021 Chairwoman Debbie Stabenow Ranking Member John Boozman U.S. Senate Committee U.S. Senate Committee on Agriculture, Nutrition & Forestry on Agriculture, Nutrition...

Jul 31, 2025

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NH - Coverage Fact Sheet

Community Bank Presence in Contrast NEW HAMPSHIRE Community Bank Branch Locations Credit Union Branch Locations Large Bank Branch Locations Sources: FDIC Summary of Deposits, NCUA Call Reports,...

Oct 15, 2025

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Digital Payments Transformation Exercise Two

DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE TWO 3 Exercise Two: Current State of Your Payments Market KEY LEARNING: Gain deeper insights into your current payments...

Jul 31, 2025

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test091614

Testimony of John Buhrmaster President & CEO Of First National Bank of Scotia Scotia, NY On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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Expense Account Policy

ICBA Expense Account Policy (Updated June 2022) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights reimbursed...

Jul 31, 2025

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ltr041615

The Honorable Michael C. Burgess, M.D. The Honorable Jan Schakowsky Chairman, Subcommittee on Commerce, Ranking Member, Subcommittee on Commerce, Manufacturing and Trade Manufacturing, and...

Aug 1, 2025

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IN-7

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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cl052915

Aug 1, 2025

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ltr052617

May 26, 2017 The Honorable Orrin G. Hatch The Honorable Angus S. King United States Senate United States Senate Washington, D.C. 20510 Washington, D.C. 20510 The Honorable Bill Nelson ...

Aug 1, 2025

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Indiana-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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MN - Coverage Fact Sheet

Community Bank Presence in Contrast MINNESOTA Community Bank Branch Locations Community banks in MN represent 100% of rural* counties 100% of LMI* counties 100% of all MN counties In...

Nov 3, 2025

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Florida-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBASummaryATRQM

ICBA Summary of the Ability-to- Repay/Qualified Mortgage Rule June 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

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cl040714

April 7, 2014 The Honorable Stuart F. Delery, Esq. Assistant Attorney General, Civil Division U.S. Department of Justice 950 Pennsylvania Avenue, NW Washington, DC 20530 Dear Mr....

Aug 1, 2025

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Comments on Farm Credit System Appraisals

July 19, 2021 Submitted to: reg-comm@fca.gov Mr. Kevin J. Kramp, Director, Office of Regulatory Policy Farm Credit Administration 1501 Farm Credit Drive McLean, VA 22102-5090 RE:...

Jul 31, 2025

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19.10.22_MDItestimony

Testimony of Jill Sung Chief Executive Officer and President Abacus Federal Savings Bank New York, New York On behalf of the ...

Aug 1, 2025