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test021215

Testimony of John Buhrmaster President & CEO Of First National Bank of Scotia Scotia, NY On behalf of the Independent Community Bankers of America Before the United...

Aug 1, 2025

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Florida-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter on Senate Prohibiting IRS Financial Surveillance Act

October 25, 2021 The Honorable Tim Scott United States Senate Washington, D.C. 20510 Dear Senator Scott: On behalf of ICBA and the nearly 50,000 community bank locations we...

Jul 31, 2025

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South Carolina

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Digital Payments Transformation Exercise Four

DIGITAL PAYMENTS TRANSFORMATION WORKBOOK FEB 2023 EXERCISE FOUR 3 Exercise Four: Organizational Environment KEY LEARNING: To gain a holistic view of how the bank currently allocates ...

Jul 31, 2025

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ICBA Comment on NCUA CUSO NPRM

Via Electronic Submission March 25, 2021 Melane Conyers-Ausbrooks Secretary of the Board National Credit Union Administration 1775 Duke Street Alexandria, Virginia 22314–3428 ...

Jul 31, 2025

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Comment Letter on Role of Supervisory Guidance

Via Electronic Submission January 4, 2021 Chief Counsel’s Office, Attention: Comment Processing Comptroller of the Currency, 400 7th Street SW, Suite 3E–218, Washington, DC...

Jul 31, 2025

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ICBA Deposit Insurance Reform Principles

ICBA Principles for Deposit Insurance Reform October 2025 icba.org | 2 In advancing deposit insurance modernization efforts, ICBA encourages lawmakers to protect community banks by...

Nov 3, 2025

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Digital Transformation Demystified Part 2 Materials

2Digital Transformation Demystified Webinar Series Webinar 1: Digital Transformation Inside and Outside the Bank What is digital transformation? This session delves into integrating digital...

Jul 31, 2025

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Testimony on Cyber and Data Security

Testimony of Jeffrey K. Newgard President and Chief Executive Officer Bank of Idaho On behalf of the Independent Community Bankers of America Before the United States...

Jul 31, 2025

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Joint Trades Opposition to House Consideration of SJ Res 15 True Lender

June 8, 2021 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker of the House Minority Leader U.S. House of Representatives U.S. House of Representatives Washington,...

Jul 31, 2025

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09-01-2025 Risk Summary Report

Week of 1 September 2025 | Issue 298 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their...

Sep 17, 2025

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ICBA Summary - FFIEC Updated Manual re Risk Assessments

April 22, 2020 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Bank Secrecy Act/Anti-Money Laundering Examination Manual On April 15, 2020, the FFIEC released an update to the...

Jul 31, 2025

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ICBA Release on NCUA Motion to Dismiss Lawsuit

ICBA to Court: Reject NCUA Motion to Dismiss Commercial Lending Lawsuit Washington, D.C. (Nov. 17, 2016)—The Independent Community Bankers of America® (ICBA) reasserted its challenge to the...

Aug 1, 2025

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IB Magazine Ads half page water

MARCH 12-16HAWAII HILTON HAWAIIAN VILLAGE REGISTRATION IS OPEN! ICBA LIVE is your destination for the latest in community bank education and innovation. Network with fellow community bankers,...

Jul 31, 2025

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Rules Committee Letter Opposing HR 7003

June 9, 2022 The Honorable James P. McGovern The Honorable Tom Cole Chairman Ranking Member Committee on Rules Committee on Rules U.S. House of Representatives U.S. House of...

Jul 31, 2025

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ltr010814

January 8, 2014 The Honorable Jeb Hensarling The Honorable Shelley Moore Capito Chairman Chairman Committee on Financial Services Subcommittee on Financial Institutions & U.S. House...

Aug 1, 2025

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Capital Summit 2022 Full Page

REGISTER TODAY ICBA.ORG/CAPITALSUMMIT MAY 1–4 INFORM • IMPACT • INSPIRE YOU'RE AN ADVOCATE FOR YOUR COMMUNITY, BE AN ADVOCATE FOR YOUR INDUSTRY. REGISTRATION IS FREE FOR ALL OF OUR NATION'S...

Jul 31, 2025

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Financing Resilient Agriculture Report 1_Part2

15Environmental Defense Fund / edf.org Equity considerations in agricultural lending Black, Indigenous and people of color (BIPOC) represent nearly one-quarter of the U.S. population, yet they...

Jul 31, 2025

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Joint Trades Letter on Reg II Board Meeting

1 October 20, 2023 The Honorable Jerome H. Powell Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...

Jul 31, 2025

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Handouts2

© 2016 Jeff Judy & Associates Commercial Credit Overview Commercial Credit Risk Management Issues/Activities © 2016 Jeff Judy & Associates Risk Assessment/Management • Anticipate Your...

Aug 1, 2025

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West Virginia

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Arkansas-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Addendum1

Case 1:14-md-02583-TWT Document 329-1 Filed 04/18/17 Page 1 of 4 Case 1:14-md-02583-TWT Document 329-1 Filed 04/18/17 Page 2 of 4 Case 1:14-md-02583-TWT Document 329-1 Filed...

Aug 1, 2025

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Visa Payments Ecosystem Highlights Q2 CY20

Payments Ecosystem Highlights Q2 CY2020 Global Corporate Strategy Visa Confidential Visa Confidential2 Notice of Confidentiality This presentation is furnished to you solely in your capacity...

Jul 31, 2025

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icbasummaryofmilitarylendingactupdatedregulation

ICBA Summary of the Military Lending Act Rule March 2018 Contact Information: Michael Emancipator Assistant Vice President & Regulatory Counsel Michael.Emancipator@icba.org ...

Aug 1, 2025

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Pennsylvania-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-17

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comments on Developing National Strategy for Financial Inclusion

February 20, 2024 Natalia Li Director, Office of Consumer Policy United States Department of the Treasury 1500 Pennsylvania Avenue, NW Washington, D.C. 20220 RE: Comments on Request...

Jul 31, 2025

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ltr090115

September 1, 2015 VIA ELECTRONIC SUBMISSION www.regulations.gov Mary Ziegler, Director Division of Regulations, Legislation and Interpretation Wage and Hour Division U.S. Department of Labor...

Aug 1, 2025

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ltr111314

November 13, 2014 The Honorable Harry Reid The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Aug 1, 2025

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1. Financial Services Agreement

Page 1 of 11 12.2023 rlk FINANCIAL SERVICES AGREEMENT This Financial Services Agreement ("FSA") is made as of 20 , (the "Effective Date") between ICBA Payments, Inc. doing business as ICBA...

Aug 7, 2025

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Regulatory Update - Reg II Debit Interchange

July 2024 ICBA Regulatory Update: Reg II – Proposed Rule to Reduce Debit Interchange   Topic/Issue: Debit Interchange and Routing Agency: Federal Reserve Board Overview: On...

Jul 31, 2025

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Regulatory Update - CRA

July 2024 ICBA Regulatory Update: Community Reinvestment Act Modernization Topic/Issue: Community Reinvestment Act Agency: OCC, FDIC, FRB Overview: On October 24, 2023, the Federal...

Jul 31, 2025

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cl012516

January 25, 2016 Financial Crimes Enforcement Network Department of the Treasury P.O. Box 39 Vienna, Virginia 22183 Re: RIN 1506-AB25 Notice of Availability of Regulatory Impact...

Aug 1, 2025

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PPP State Sign-On Letter

May 27, 2020 The Honorable Mitch McConnell The Honorable Charles Schumer Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 Washington,...

Jul 31, 2025

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Optimize Your Time - Ease Your Workload

iCBA ProF i tAB i L i tY SoLut ionS14 view how much premium has been col- lected on a given certificate and quickly determine if the certificate is eligible for a claim or refund. Users can...

Aug 1, 2025

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Depository Trades Letter to Senate CDFI Caucus

March 18, 2025 Via Electronic Submission The Honorable Mark Warner The Honorable Mike Crapo United States Senate United States Senate 703 Hart Bldg. 239 Dirksen Bldg. Washington, DC 20510 ...

Jul 30, 2025

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cl031014

Submitted electronically March 10, 2014 Director Richard Cordray Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Disclosing Credit Scores on Credit...

Aug 1, 2025

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Tennessee

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025