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Introduction to Visa Digital Solutions and Tokenization

Visa Digital Solutions and Partnership with Apple September 25, 2014 | Visa Digital Solutions and Partnership with Apple | September 2014 2 Visa Confidential Today’s Agenda • Apple...

Aug 1, 2025

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Joint Letter on OCC Interpretative Letter 1176

February 11, 2021 Blake Paulson Acting Comptroller Office of the Comptroller of the Currency 400 7th Street SW Washington, DC 20219 Dear Mr. Paulson: The undersigned trade...

Jul 31, 2025

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NE - SBA Fact Sheet

Community Bank Small Business Administration Lending NEBRASKA SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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18.11.16_ICBA_Payday_Summary

October 2018 1 | P a g e ICBA SUMMARY OF THE RULE REGARDING PAYDAY, VEHICLE TITLE, AND CERTAIN HIGH-COST INSTALLMENT LOANS I. Background On October 5, 2017, the Bureau of...

Aug 1, 2025

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Maryland-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Illinois

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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Expense Policy

J:\Common\Policies\General Member Expense Policy March 2017.doc Independent Community Bankers of America EXPENSE ACCOUNT POLICY GENERAL GUIDELINES  When...

Jul 31, 2025

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New York-10

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Certification Toolkit Rebrand

ICBA Certification Program Transform your career Managing a career in community banking requires staying current on industry trends, as well as maintaining a commitment to ongoing education...

Aug 7, 2025

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18.05.15_FHFA

May 15, 2018 Melvin Watt Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 Dear Director Watt: I am writing to you today to express our concerns...

Aug 1, 2025

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19.02.12_FDICapplicatoin_cl

February 11, 2019 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street, NW Washington, DC, 20429 Re: Request for Information on the Deposit...

Aug 1, 2025

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Statement for Hearing on FinCEN Beneficial Ownership Rule

www.icba.org/advocacy July 18, 2023 FinCEN Beneficial Ownership Rulemaking: Eliminate Redundancy to Create More Effective Reporting The Independent Community Bankers of America,...

Jul 31, 2025

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Hawaii

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Summary of Proposed Rule on Small Business Lending Data Collection Section 1071 of the Dodd-Frank Act

September 2021 www.icba.org ⋅ info@icba.org ⋅ 866-843-4222 Summary of Proposed Rule on Small Business Lending Data Collection – Section 1071 of the Dodd-Frank Act Background ...

Jul 31, 2025

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18.09.18_fintechstatement

www.icba.org/advocacy September 18, 2018 Fintech: The Community Bank Perspective On behalf of the more than 5,700 community banks represented by ICBA, we thank Chairman Crapo,...

Aug 1, 2025

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PA - Coverage Fact Sheet

Community Bank Presence in Contrast PENNSYLVANIA Community Bank Branch Locations Community banks in PA represent 92% of rural* counties 100% of LMI* counties 99% of all PA counties In...

Oct 15, 2025

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Idaho-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Wisconsin

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Joint Trades Letter Opposing Pascrell Kaptur Amendment to FSGG Approps

July 30, 2020 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker Minority Leader United States House of Representatives United States House of Representatives ...

Jul 31, 2025

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ltr062717

June 27, 2017 Office of Housing and Regulatory Policy Federal Housing Finance Agency 400 7th Street, SW, 9th Floor Washington, D.C. 20219 Re: Improving Language Access in Mortgage Lending...

Aug 1, 2025

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ICBA Testimony on Financing Farm Operations

Brian Gilbert SVP and Agriculture Banking Manager First National Bank in Sioux Falls, South Dakota On behalf of the Independent Community Bankers of America Before the U.S....

Jul 30, 2025

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HMDASummary

INSERT YEAR HERE Contact Information: Rhonda Thomas-Whitley Assistant Vice President & Regulatory Counsel Rhonda.Thomas-Whitley@icba.org ICBA Summary of the Home Mortgage Disclosure ...

Aug 1, 2025

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ltr111215a

November 12, 2015 Representative Bill Shuster Representative John Duncan, Jr Representative Sam Graves Representative Candice Miller Representative Rick Crawford Representative Lou...

Aug 1, 2025

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Bulletin 1 Notification of TBS to Payments One Credit (P1C) Migration

Bulletin ID: 613132 Topic Type: System Migration Ticket: N/A Solutions: TBS - Credit Review Client Action What you need to know FIS® is committed to modernizing all its...

Feb 13, 2026

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ICBA_Millennial Homeownership_04032018

© 2018 Fannie Mae. Trademarks of Fannie Mae. February 2018 1 of 1 Millennials picking up the pace when it comes to home buying The millennial generation now encompasses the 25–34 age...

Aug 1, 2025

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State Association Letter Supporting House ACRE Act

June 5, 2023 United States House of Representatives Washington, D.C. 20515 Dear Representative: On behalf of the Independent Community Bankers of America (ICBA), the undersigned...

Jul 31, 2025

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EVT_2340A24_2025 Capital Summit_Registration

To Register Email: events@icba.org Questions? For further information, call 1-866-843-4222 or email us at events@icba.org Consent to Use of Photos & Video Content Registration, attendance, or...

Aug 7, 2025

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Central Bank Digital Currency

February 2024 Digital Assets and Community Banks Status. Community bankers are increasingly alarmed by the risks presented by digital assets, including scams and misrepresentations to...

Aug 7, 2025

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Committee Guidelines

Committee Guidelines Thank you for volunteering your time to serve community banking as a member of an ICBA committee, council or task force. To help ICBA achieve its many and varied goals, your...

Jul 31, 2025

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ltr072215

July 22, 2015 The Honorable David Vitter The Honorable Jeanne Shaheen Chairman Ranking Member Committee on Small Business Committee on Small Business & Entrepreneurship & Entrepreneurship ...

Aug 1, 2025

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Letter to CFPB in Support of Revisions to the 1071 Small Business Lending Rule.pdf

December 15, 2025 Honorable Russ Vought Acting Director Consumer Financial Protection Bureau 1700 G Street NW Washington, DC 20552 Re: Comments in Support of and Responding to...

Dec 15, 2025

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State Letter Requesting Senate NCUA Oversight Hearing

April 4, 2023 The Honorable Sherrod Brown The Honorable Tim Scott Chairman Ranking Member Committee on Banking, Housing, Committee on Banking, Housing, and Urban Affairs and...

Jul 31, 2025

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Response to IOSCO DeFi Policy Recommendations

October 18, 2023 Via Electronic Submission General Secretariat International Organization of Securities Commissions (IOSCO) C/ Oquendo 12 28006 Madrid Spain RE: Public...

Jul 31, 2025

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Request for Extension of NPRM on Debit Card Interchange Fees and Routing

June 2, 2021 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitutional Avenue NW Washington, DC 20551 Via Electronic Mail (to...

Jul 31, 2025

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Joint Letter on Fee and Interest Rate Cap Legislation

October 27, 2025 The Honorable Richard Durbin The Honorable Sheldon Whitehouse United States Senate United States Senate 711 Hart Senate Building 530 Hart Senate Office Building ...

Nov 3, 2025

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Letter to the Financial Crimes Enforcement Network regarding BSA filings during the National Emergency

March 23, 2020 Mr. Kenneth Blanco Director Financial Crimes Enforcement Network P.O. Box 39 Vienna, Virginia 22183 Dear Director Blanco: We, the undersigned financial...

Jul 31, 2025

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04-14-2025 Risk Summary Report

Week of 14 April 2025 | Issue 278 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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Illinois-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Bulletin UPDATE 28 - Application Issue 01.19.2025

Bulletin ID: 054506 Topic Type: Incident Ticket: IN25016208575 Solutions: ACH Tracker Processing, Account Recon Positive Pay Advantage, Address Analysis, Anytime Lender, BASE2000, ...

Aug 7, 2025

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cl070516

July 5, 2016 Ms. Judith Dupre Executive Secretary Federal Financial Institutions Examination Council Mailstop: 7081a 3501 Fairfax Dr. Arlington, VA 22226 Re: Docket No....

Aug 1, 2025