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11.28.19_ Printable Thankful For(1)

IN MY COMMUNITY, I AM THANKFUL FOR...

Aug 1, 2025

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New Hampshire

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2024 Agriculture Group Farm Bill Letter

The Honorable Mike Johnson The Honorable Charles Schumer Speaker Majority Leader United States House of Representatives United States Senate ...

Jul 31, 2025

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California-46

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Letter Supporting Michelle Bowman for Supervision Role at Fed

February 12, 2025 The Honorable Scott Bessent U.S. Department of the Treasury 1500 Pennsylvania Ave NW Washington, DC 20220 Dear Secretary Bessent: On behalf of the Independent...

Jul 30, 2025

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cl083115b

August 31, 2015 Robert deV. Frierson, Secretary Board of Governors Federal Reserve System 20th Street and Constitution Washington, DC 20551 Robert E. Feldman, Executive Secretary ...

Aug 1, 2025

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2024 Certification News - Q1

How I Work with Guadalupe Arroyo Guadalupe Arroyo is the Senior Auditor/ AVP of Western State Bank in Garden City, Kansas. Q. Tell us your background/ how you got here. A. I have been in...

Aug 7, 2025

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CRA Impact Report 2025

25 Years Protecting Seniors What a year 2024 has been! We completed our transition to our new brand name, we launched CRA Support Services, and added much needed CRA Education & Training to...

Aug 7, 2025

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cl091213

September 12, 2013 Technical Director Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Leases (Topic 842), a revision of the 2010 proposed FASB Accounting...

Aug 1, 2025

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ltr062416

June 24, 2016 Robert E. Feldman, Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: Recordkeeping for Timely Deposit Insurance...

Aug 1, 2025

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Bank Director Program Newsletter - July/Aug 2016

Community Bank Director news From the ICBA Community Bank Director Program July/August 2016 regulation Regulatory Agencies’ Perspectives of Strategic Risk...

Aug 1, 2025

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CT - SBA Fact Sheet

Community Bank Small Business Administration Lending CONNECTICUT SBA Lending by Community Banks, 2010-2025 Sources: FDIC Summary of Deposits, NCUA Call Reports, US Census, US Small Business...

Oct 15, 2025

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12-15-2025 Risk Summary Report

Week of 15 December 2025 | Issue 313 This report highlights this week’s top risks to support community institution information security and technology teams in proactively protecting their...

Dec 19, 2025

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18.05.14_BFPCenforcement

Via electronic submission May 14, 2018 Monica Jackson Office of the Executive Secretary Bureau of Consumer Financial Protection 1700 G Street, NW Washington, DC 20552 Re:...

Aug 1, 2025

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Texas

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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BPI-ICBA Request For Comment Period Extension on OCC Chartering NPR.pdf

January 14, 2026 Chief Counsel’s Office Attention: Comment Processing Office of the Comptroller of the Currency 400 7th Street, SW, Suite 3E-218 Washington, DC 20219 RE: Notice of...

Jan 14, 2026

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Letter to CFPB on Rural America

April 18, 2022 Rohit Chopra Director, Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Dear Director Chopra: On behalf of the Independent Community Bankers...

Jul 31, 2025

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Focus on Farm Policy

page 1 Focus on Farm Policy White Paper March 2018 www.icba.org http://www.icba.org TABLE OF CONTENTS Introduction...

Sep 25, 2025

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ILC White Paper Letter to the Senate

November 12, 2025 United States Senate Washington, D.C. 20510 Re: New ICBA White Paper: Closing the Industrial Loan Company Loophole: An Urgent Priority to Prevent Systemic Risk and...

Nov 12, 2025

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Comments on Travel Rule Proposal

Via electronic submission November 25, 2020 Ann E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC...

Jul 31, 2025

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Oklahoma

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Joint Trades Letter to House EC re Committee Markup of the H.R. 7890

September 18, 2024 The Honorable Cathy McMorris Rodgers Chairman Committee on Energy and Commerce U.S. House of Representatives Washington, D.C. 20515 The Honorable Frank Pallone, Jr. ...

Jul 30, 2025

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Letter Supporting Senate SAFE Banking Act of 2023

April 28, 2023 The Honorable Jeff Merkley The Honorable Steve Daines U.S. Senate U.S. Senate Washington, D.C. 20510 Washington, D.C. 20510 Dear Senator Merkley and Senator...

Jul 31, 2025

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Comments on Digital Assets Research and Development

March 3, 2023 Via Electronic Submission Rachel Wallace Deputy General Counsel and Chief Operating Officer Office of Science and Technology Policy Executive Office of the...

Jul 31, 2025

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US

icba.org | info@icba.org | 866-422-8439 ADV_2430A25 Sources: FFIEC 2024 Q4 Call Reports, NCUA 2024 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Jul 30, 2025

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Arizona-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Lessons Learned from Russia-Ukraine 3

LESSONS LEARNED FROM RUSSIA’S INVASION OF UKRAINE Report #3—DDoS October 20, 2022 TLP:AMBER TRAFFIC LIGHT PROTOCOL (TLP): AMBER – RECIPIENTS MAY ONLY SHARE TLP:AMBER INFORMATION...

Jul 31, 2025

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02-17-2025 Risk Summary Report

Week of 17 February 2025 | Issue 270 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their...

Jul 30, 2025

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2025 ICBA Capital Summit - EC+BOD Schedule

Gaylord National Resort and Convention Center BOARD OF DIRECTORS SCHEDULE 4/1/25 (Subject to Change) MONDAY, May 12 – Day 1 Capital Summit Attendees Arrive 2:00 p.m. – 7:00...

Aug 7, 2025

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ILC White Paper Letter to the House

November 12, 2025 U.S. House of Representatives Washington, D.C. 20515 Re: New ICBA White Paper: Closing the Industrial Loan Company Loophole: An Urgent Priority to Prevent Systemic...

Nov 12, 2025

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ICBA Letter To Treasury-SBA Regarding Concerns With Paycheck Protection Program

April 1, 2020 The Honorable Steven Mnuchin The Honorable Jovita Carranza Secretary Administrator U.S. Department of the Treasury U.S. Small Business Administration 1500 Pennsylvania...

Jul 31, 2025

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ltr012915

January 29, 2015 The Honorable Blaine Luetkemeyer U.S. House of Representatives Washington, D.C. 20515 Dear Representative Luetkemeyer: On behalf of the more than 6,500 community banks...

Aug 1, 2025

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California-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBAResponsetotheFDICsProposedStatementofPolicyonBankMergers

June 18, 2024 James P. Sheesley Assistant Executive Secretary Attention: Comments – RIN: 3064-ZA31 Federal Deposit Insurance Corporation 550 17th Street NW, Washington, DC 20429 RE:...

Nov 7, 2025

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ICBA-Amicus-Curiae-Brief-Final.pdf

No. 25-229 In the Supreme Court of the United States ————————————— EMIGRANT MORTGAGE COMPANY, INC. ET AL., Petitioners, v. JEAN ROBERT SAINT-JEAN, ET AL., Respondents. ————————————— ...

Nov 3, 2025

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Financing Resilient Agriculture Report 1_Part1

Financing Resilient Agriculture How agricultural lenders can reduce climate risk and help farmers build resilience September 2020 1Environmental...

Jul 31, 2025

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ICBA House Financial Services Fraud in Focus Statement for the Record

1 September 18, 2025 Fraud: The Community Bank Perspective The Independent Community Bankers of America (ICBA),1 representing community banks across the nation with nearly 50,000...

Nov 3, 2025

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ICBA Comment Letter - FRB Stress Capital Buffer NPR 6.17.25

June 17, 2025 Ann Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 Re: Modifications to the Capital Plan Rule...

Jul 30, 2025

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Credit Union Merger White Paper

MERGERS AND ACQUISITIONS BETWEEN BANKS AND CREDIT UNIONS March 2020 www.icba.org http://www.icba.org page 2 Executive Summary and Introduction • Credit unions began as small, cooperative...

Jul 31, 2025