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03-31-2025 Risk Summary Report

Week of 31 March 2025 | Issue 276 This report elevates this week’s top risks to assist community institution information security and technology teams in proactively protecting their financial...

Jul 30, 2025

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Legislative and Regulatory Update - Trigger Leads (Updated May 2025)

May 2025 ICBA Regulatory Update: Trigger Leads Topic/Issue: Mortgage Trigger Leads Agency: CFPB Status: A trigger lead is a marketing product that credit reporting...

Aug 7, 2025

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Ohio-6

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA statement for BPC hearing

  On behalf of the 7,000 community banks represented by the Independent Community Bankers of America (ICBA), thank you for convening today’s hearing titled: “Bipartisan Solutions for ...

Aug 1, 2025

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cl120814

Submitted Electronically http://www.regulations.gov December 8, 2014 Director Loan Making Division, FLP/FSA U.S. Department of Agriculture 1400 Independence Avenue SW., Stop 0522 ...

Aug 1, 2025

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Nebraska

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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Letter in Support of Proposal to Prohibit the Use of Reputation Risk by the Agencies.pdf

December 26, 2025 Submission via Electronic Mail Chief Counsel’s Office Jennifer M. Jones, Deputy Executive Secretary Attention: Comment Processing Attention: Comments—RIN 3064–AG12 ...

Dec 29, 2025

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Secured Card Cardholder Agreement

TCM Bank, N.A. Secured Credit Card Cardholder Agreement Effective: January 3, 2025 This Secured Credit Card Cardholder Agreement (“Agreement”), the card carrier we send with your credit card,...

Jul 24, 2025

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Policy Recommendations for Crypto and Digital Asset Markets Consultation Report

July 31, 2023 Via Electronic Submission General Secretariat International Organization of Securities Commissions (IOSCO) C/ Oquendo 12 28806 Madrid Spain RE: Public...

Jul 31, 2025

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18.05.09_jointfarmbillltr

May 9, 2018 The Honorable United States House Washington, DC 20515 Dear Congressman: The undersigned organizations write to urge your strong opposition to amendments that could ...

Aug 1, 2025

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DigitalAdSpecs_IB_2026_jw_11_7_p2 (1)

Digital Advertising Specifications: independentbanker.org e-Newsletters: ICBA NewsWatch Today®; ICBA Banker’s dozen; Independent Banker eNews; Insider e-Blast All dimensions are width by...

Nov 18, 2025

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Audit Institute Roster

Seminar: Audit Institute - Class Registration (SAA5170122) Name Company Info Assets Phone Ms. Jayme Archambault Internal Auditor Kirkwood Bank and Trust Company PO Box 6089 Bismarck, ND ...

Jul 31, 2025

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Comments on Consultative Report on ISO 20022 Harmonization

May 31, 2023 Submitted via electronic submission CPMI Secretariat Committee on Payments and Market Infrastructures Bank for International Settlements Centralbahnplatz 2 4501...

Jul 31, 2025

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Certification News, Winter 22-23

Trisha Strain is Compliance Officer and Internal Auditor at First National Bank Bagley in Bagley, Minn. Q. Tell us your background/how you got here. A. My background is a little different. I...

Jul 31, 2025

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Joint Trades Letter on Mortgage Impact of B3E FINAL.pdf

February 20, 2026 The Honorable Michelle Bowman Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue NW Washington, DC 20551 The Honorable Jonathan Gould ...

Feb 20, 2026

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ltr111913

November 19, 2013 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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ICBA Reimbursement Policy

ICBA Expense Account Policy (Updated November 2024) General Guidelines 1. When only a one-day meeting is involved, ICBA will not cover spouse/guest expenses. 2. Number of nights...

Jul 30, 2025

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ICBA_Millennial Homeownership_04032018

© 2018 Fannie Mae. Trademarks of Fannie Mae. February 2018 1 of 1 Millennials picking up the pace when it comes to home buying The millennial generation now encompasses the 25–34 age...

Aug 1, 2025

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Comments on SEC Safeguarding Rule

May 8, 2023 Submitted via rule-comments@sec.gov Ms. Vanessa Countryman Secretary Securities and Exchange Commission 100 F Street NE Washington, DC 20549-1090. RE:...

Jul 31, 2025

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Letter in Support of H.J. RES. 59

March 4, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 30, 2025

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Comments on FHLBank System at 100 Review

March 31, 2023 Sandra Thompson Director Federal Housing Finance Agency 400 7th St SW Washington, DC 20024 RE: FHLBank System at 100: Focusing on the Future Dear...

Jul 31, 2025

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PHH_Amicus_17.03.10

ORAL ARGUMENT SCHEDULED MAY 24, 2017 No. 15-1177 IN THE UNITED STATES COURT OF APPEALS FOR THE DISTRICT OF COLUMBIA CIRCUIT PHH CORPORATION, ET AL., Petitioners, v. CONSUMER...

Aug 1, 2025

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ICBA Letter to OCC on Chartering General Principles

July 10, 2025 Acting Comptroller Rodney E. Hood Office of the Comptroller of the Currency 400 7th St. SW Washington, DC 20219 Dear Acting Comptroller Hood, The Independent Community...

Jul 30, 2025

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Auction Form

ICBA PAC Auction Fundraiser Join ICBA PAC and your fellow community bankers at the 35th Annual Auction Fundraiser on March 16, 2024, during ICBA LIVE! ICBA PAC is HERE FOR GOOD, so help us raise...

Aug 7, 2025

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Letter in Support of the Making the CFPB Accountable to Small Business Act

February 19, 2025 The Honorable Scott Fitzgerald U.S. House of Representatives Washington, D.C. 20515 Dear Representative Fitzgerald: On behalf of ICBA and the nearly 45,000...

Jul 30, 2025

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18.07.13_CECLltr

July 13, 2018 Legislative and Regulatory Affairs Division Office of the Comptroller of the Currency 400 7th Street SW Suite 3E-218 Washington, DC 20219 Ms. Ann E. Misback ...

Aug 1, 2025

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08-26-2024 Risk Summary Report

Week of 26 August 2024 | Vol. 245 We encourage you to share this report with other senior executives or to incorporate this information into your regular reporting processes. This Week's...

Jul 30, 2025

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Louisiana-2

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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cl083115b

August 31, 2015 Robert deV. Frierson, Secretary Board of Governors Federal Reserve System 20th Street and Constitution Washington, DC 20551 Robert E. Feldman, Executive Secretary ...

Aug 1, 2025

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ICBA Letter Supporting HR 4590 De Novo Bill

July 26, 2022 The Honorable Nancy Pelsoi The Honorable Kevin McCarthy Speaker Minority Leader U.S. House of Representatives U.S. House of Representatives Washington, D.C. 20515 ...

Jul 31, 2025

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20180104 Equifax FAQs Final (1)

www.icba.org/advocacy 1 ICBA’S EQUIFAX LAWSUIT: Q & A WHAT IS THE CASE ABOUT? The 2017 Equifax data breach is deeply troubling, not only for its massive scale, but also for the failure of...

Aug 1, 2025

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iptv-service-provider-premium-41.pdf

Como Configurar Tu Lista M3u En Cualquier Dispositivo 2026 --L7@e date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026

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Interim guidance Regarding Interest on Loans.pdf

January 20, 2026 The Internal Revenue Service CC:PA:01:PR (Notice 2025-71) Room 5503, P.O. Box 7604 Ben Franklin Station Washington, D.C. 20044 RE: Interim Guidance Regarding...

Jan 21, 2026

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Joint Letter Opposition to Assembly Bill 1177

April 19, 2021 The Honorable Miguel Santiago Member, California State Assembly State Capitol, Room 6027 Sacramento, CA 95814 RE: Opposition to Assembly Bill 1177: California...

Jul 31, 2025

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Producer Assistance Letter to President Trump - Final

October 6, 2025 President Donald J. Trump The White House 1600 Pennsylvania Avenue NW Washington, DC 20500 Dear President Trump, The undersigned organizations, which...

Nov 3, 2025

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ICBA to Federal Reserve OP-1831 RFC Fedwire NSS Expansion

Via electronic submission September 4, 2024 Ann Misback, Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 RE:...

Jul 31, 2025

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2025 Certificate of Scholarship

icba.org/LEADFWD 2025 Certificate of Scholarship is pleased to award the NextGen Scholarship to: In honor of your outstanding leadership and dedication to the community banking industry. ...

Jul 30, 2025

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South Carolina-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Joint letter requesting extended comment period for FDIC RFI on deposits

1 August 21, 2024 VIA ELECTRONIC SUBMISSION Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC...

Jul 31, 2025

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iptv-service-provider-premium-85.pdf

How To Renew Your IPTV Subscription Safely Online --E6@t date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Jan 16, 2026