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California-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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FDIC Official Sign and Advertising Requirements

April 7, 2023 Mr. James P. Sheesley Assistant Executive Secretary Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Re: FDIC Official Sign and...

Jul 31, 2025

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COVID-19 and Financial Literacy

COVID-19 is the latest threat to the financial services industry to raise worry and fear among consumers and businesses. With concerns over the cleanliness of paper-based payment options like cash...

Jul 31, 2025

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Regulatory Update - Reg II Debit Interchange

July 2024 ICBA Regulatory Update: Reg II – Proposed Rule to Reduce Debit Interchange   Topic/Issue: Debit Interchange and Routing Agency: Federal Reserve Board Overview: On...

Jul 31, 2025

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CA-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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cl031014

Submitted electronically March 10, 2014 Director Richard Cordray Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Disclosing Credit Scores on Credit...

Aug 1, 2025

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ICBA OMB Deregulation RFI Exec Summary with Appendices 5.12.25

May 12, 2025 Russell Vought Director Executive Office of the President Office of Management and Budget Re: Request for Information: Deregulation Dear Director Vought: The...

Jul 30, 2025

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Bank Director Program Newsletter - Sept.-Oct. 2020

COVID-19 Safety and Soundness New standards for financial institutions. On June 23, 2020, the financial institution regulatory agencies jointly issued “Interagency Examiner Guidance for Assessing...

Jul 31, 2025

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Bank Director Program Newsletter - Jan/Feb 2018

If you went to a farmer’s market or local business today, you’d likely buy something using a credit or debit card— not cash. Later, you might view your checking account on your phone to see if...

Aug 1, 2025

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ICBASummaryArbitrationProposal

ICBA Summary of the Consumer Arbitration Agreements Proposed Rule May 2016 Month Year Mon Contact: Joe Gormley Assistant Vice President & Regulatory Counsel ...

Aug 1, 2025

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New York-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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4 - Data Placement Manager (DPR) - Client Dashboard Manual

1 TBS to P1C – DPR Client Dashboard Data Placement Manager (DPR) – Client Dashboard Manual Contents • Project Overview • Assignment & Login • Dashboard Overview • Edit & Submit...

Jul 31, 2025

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Visa Global Economic Insights - March 2021

©2021 Visa. All Rights Reserved. Visa Business and Economic Insights Last year as millions sheltered at home, e-commerce proved crucial to keeping retail sales flowing. Now, as outbreaks begin...

Jul 31, 2025

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Comments on Proposal to Revise BOIR Form

October 30, 2023 Via Electronic Mail Policy Division Financial Crimes Enforcement Network P.O. Box 39 Vienna, VA 22183 RE: Beneficial Ownership Information (BOI) Reports....

Jul 31, 2025

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Legislative Update - Farm Bill (Updated May 2025)

May 2025 A Strong Farm Bill Supports a Strong Rural America Developing a new farm bill presents an opportunity to address many needs facing rural America and farmers and ranchers. A...

Aug 7, 2025

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New Mexico-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Texas-24

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Business Cardholder Agreement

TCM Bank, N.A. Business Cardholder Agreement - Effective: January 3, 2025 This Business Cardholder Agreement (“Agreement”), the card carrier we send with your credit card, the accompanying sheet...

Oct 10, 2025

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USA Today CU Ad

Credit Unions: Have They Lost Their Way? Congress granted credit unions a tax exemption nearly a century ago intended to help people of modest means, but today many are exploiting it at...

Jul 31, 2025

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Louisiana-3

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA Letter for AI Innovation Series Follow Up_May 15.pdf

May 15, 2026 Via Electronic Mail Financial Stability Oversight Council U.S. Department of Treasury 1500 Pennsylvania Avenue NW Washington, DC 20220 Dear FSOC Secretariat: The...

May 19, 2026

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ICBA Congratulatory Letter to Director Pulte

March 17, 2025 Federal Housing Finance Agency Office of the Director 400 7th Street, SW, 9th Floor Washington, DC 20219 Dear Director Pulte, On behalf of community banks...

Jul 30, 2025

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ltr052015

May 20, 2015 The Honorable Richard Shelby Chairman Committee on Banking, Housing, and Urban Affairs United States Senate Washington, D.C. 20510 Dear Chairman Shelby: On behalf of the...

Aug 1, 2025

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California-45

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Connecticut-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Ohio-11

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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ICBA LETTER RE 5.20.2025 HFSC MARKUP

May 19, 2025 The Honorable French Hill The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Jul 30, 2025

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Durbin-Amendment-SCR-Final

As you may know, the current proposal in Congress would allow the largest merchants to route credit transactions on the network that is least costly to them regardless of security. How much do...

Jul 31, 2025

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Section 4b Handouts Combined

Auditing Liabilities and Other Activities Case Study Audit Confirmations CASE STUDY As a part of the audit of deposits, you have mailed confirmations to a number of the bank’s customers. A number...

Jul 31, 2025

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Joint Letter to the CFPB on Mortgage Servicing Language Access

September 9, 2024 Submitted via email to: 2024-NPRM-MortgageServicing@cfpb.gov Comment Intake – Mortgage Servicing c/o Legal Division Docket Manager Consumer Financial Protection...

Jul 31, 2025

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ICBA_CHOICE_2.0_Support_Letter_17.04.25

April 25, 2017 The Honorable Jeb Hensarling Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 Dear Chairman Hensarling: On...

Aug 1, 2025

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Final Rural America S 2155

The Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155) would stimulate rural economic and jobs growth by providing regulatory relief for community banks, which serve as the ...

Aug 1, 2025

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NY-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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DoJ Bank Merger Guidlines Comment -10-1-2020

via electronic submission September 29, 2020 Mr. Makan Delrahim Assistant Attorney General for the Antitrust Division United States Department of Justice 950 Pennsylvania Avenue, NW ...

Jul 31, 2025

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Letter to House on Stablecoin Legislation

June 23, 2025 The Honorable French Hill Chairman Committee on Financial Services U.S. House of Representatives Washington, D.C. 20515 RE: House consideration of stablecoin...

Jul 30, 2025

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ltr090815

September 8, 2015 The Honorable Richard C. Shelby The Honorable Sherrod Brown Chairman Ranking Member Senate Committee on Banking, Housing Senate Committee on Banking, Housing ...

Aug 1, 2025

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Testimony on the CFPB's 1071 Rule

Testimony of Troy Peters President and CEO of the Jonestown Bank & Trust Co. On Behalf of the Pennsylvania Association of Community Bankers Before the United States House of...

Jul 31, 2025

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ltr032415

March 24, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member Committee on Financial Services Committee on Financial Services U.S. House of...

Aug 1, 2025

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Oklahoma

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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CONVERTING CUSTOMER SATISFACTION INTO CUSTOMER LOYALTY

Converting Customer Satisfaction To Customer Loyalty Focusing On The Customer Experience 11/15/22 1 ©Cross Financial, Lincoln, NE Converting Customer Satisfaction to Customer Loyalty 1 ...

Jul 31, 2025