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CFPB Spotlight on Rural Banking

CONSUMER FINANCIAL PROTECTION BUREAU | APRIL 2022 Data Spotlight: Challenges in Rural Banking Access 1 CONSUMER FINANCIAL PROTECTION BUREAU Introduction People living in...

Jul 31, 2025

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ltr_HR4607_17.12.19

1 December 19, 2017 The Honorable Barry D. Loudermilk The Honorable Josh S. Gottheimer U.S. House of Representatives U.S. House of Representatives ...

Aug 1, 2025

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SBC_Summary_17.11.22

www.icba.org/advocacy December 2017 APPLICABILITY OF KEY PROVISIONS OF S. 2155, THE ECONOMIC GROWTH, REGULATORY RELIEF AND CONSUMER PROTECTION ACT NO ASSET RESTRICTION • TRID Relief:...

Aug 1, 2025

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VT - Coverage Fact Sheet

Community Bank Presence in Contrast VERMONT Community Bank Branch Locations Community banks in VT represent 100% of rural* counties 100% of LMI* counties 100% of all VT counties In...

Oct 15, 2025

Community Focus 2020

COMMUNITY FOCUS 2020: The Community Bank Agenda for Expanding Economic Opportunity 2020 Legislative and Regulatory Agenda Table of Contents LEGISLATIVE AGENDA—4 Regulatory Relief—4 A...

Aug 1, 2025

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Michigan-9

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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2013 QM Survey Report FINAL (with Cover)

Community Bank Qualified Mortgage Survey May 9, 2013 1 May 9, 2013 Community Bank Qualified Mortgage Survey: Summary of Findings ICBA conducted a survey to gather data on the...

Aug 1, 2025

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iptv-service-provider-premium-173.pdf

Top IPTV Free Trial Offers For New Users --X5@u date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Bulletin ID 227864 Settlement Processing Charges - TBS 02.21.2025

Bulletin ID: 227864 Topic Type: Issue Ticket: N/A Solutions: TBS - Credit What you need to know We have identified an issue that caused the FIS® processing charges for...

Jul 30, 2025

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ltr102717

The Honorable Orrin Hatch Chairman Committee on Finance United States Senate 219 Dirksen Senate Office Building Washington, D.C. 20510 The Honorable Ron Wyden Ranking Member Committee on...

Aug 1, 2025

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iptv-service-provider-premium-40.pdf

Choosing The Right IPTV Service For Your Family --E0@o date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/ https://iptvbestprovider.org/ ...

Jan 16, 2026

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Regulatory Update - Check Fraud (Updated May 2025)

May 2025 ICBA Regulatory Update: Check Fraud Topic/Issue: Check Fraud Agencies: OCC, FDIC, FRB, CFPB, FinCEN Status: Banks and their customers continue to be challenged by a rise...

Aug 7, 2025

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cl091417a

September 14, 2017 The Honorable Martin J. Gruenberg Chairman Federal Deposit Insurance Corporation 550 17th Street, NW Washington, D.C. 20552 Dear Chairman Gruenberg: As you...

Aug 1, 2025

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Expense Policy - Copy

J:\Common\Policies\General Member Expense Policy March 2017.doc Independent Community Bankers of America EXPENSE ACCOUNT POLICY GENERAL GUIDELINES  When...

Jul 31, 2025

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Florida

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Jul 30, 2025

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Joint Trades - Brokered Deposits Extension Request

-1- August 21, 2024 Via Electronic Submission Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 ...

Jul 31, 2025

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2015ProfitabilitySolutionsIssue1

ISSUE 1, 2015 Profitability A Publication of the ICBA Services Network BACKGROUND: Headquartered in Watford City, North Dakota, $1.8 billion in assets First International Bank & Trust has...

Aug 1, 2025

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ICBA Payments Operating Regulations FIS Debit and Credit

ICBA BANCARD, INC. DBA ICBA PAYMENTS OPERATING REGULATIONS for ICBA PAYMENTS CREDIT PROGRAM FINANCIAL SERVICES AGREEMENT 1. Construction; Incorporation; Updates; Precedence 1.1....

Nov 3, 2025

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Joint Trades Letter on Reg II Board Meeting

1 October 20, 2023 The Honorable Jerome H. Powell Chair Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, N.W. Washington, D.C. 20551 Re:...

Jul 31, 2025

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ICBA Letter Supporting S 387

February 22, 2017 The Honorable David Perdue United States Senate Washington, D.C. 20510 Dear Senator Perdue: On behalf of the nearly 6,000 community banks represented by ICBA, I...

Aug 1, 2025

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ICBA Comment Letter on Prepaid Accounts Proposal

Submitted Electronically August 14, 2017 Ms. Monica Jackson Office of the Executive Secretary Consumer Financial Protection Bureau 1275 First Street NE Washington, DC 20002 ...

Jul 31, 2025

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Michigan

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Minnesota-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Comprehensive CRA Final Rule Summary

1 2023 CRA Final Rule Summary Disclaimer: This summary does not, and is not intended to, constitute legal advice. It is further not intended to be a comprehensive guide to the Community...

Jul 31, 2025

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Comments on Remittance Transfer Rule

April 8, 2022 Via Electronic Submission Comment Intake Bureau of Consumer Financial Protection Attention: PRA Office 1700 G Street NW Washington, DC 20552 RE: Docket...

Jul 31, 2025

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Capital Summit Loan Companies SS

CLOSE INDUSTRIAL LOAN COMPANY LOOPHOLE Industrial loan companies (ILCs) are the functional equivalent of full-service banks. They engage in commercial and consumer lending as well as deposit...

Jul 31, 2025

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Oregon

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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Wisconsin-4

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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New York-5

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 4/7/2022 and updated yearly. COMMUNITY...

Jul 31, 2025

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ICBA Testimony for Hope on the Horizon Hearing.pdf

Testimony of Alice P. Frazier President and Chief Executive Officer Bank of Charles Town On behalf of the Independent Community Bankers of America Before the U.S....

Jan 7, 2026

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cl101916

Submitted electronically October 19, 2016 Financial Crimes Enforcement Network Policy Division P.O. Box 39 Vienna, VA 22183 Re: Comments on Customer...

Aug 1, 2025

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NJ-8

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

Apr 15, 2026

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Community Bank Marketing Strategist

For more detailed information | icba.org/certification | 800-422-7285 Share Certification Success Community bankers who achieve certification earn a digital badge and can effortlessly share with...

Aug 7, 2025

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Support for Passage of SECURE Notarization Act

June 23, 2022 The Honorable Frank Pallone United States House of Representatives 2107 Rayburn House Office Building Washington, DC 20515 The Honorable Cathy McMorris Rodgers United...

Jul 31, 2025

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19.02.05_AppraisalCL

              February 5, 2019      Legislative and Regulatory Activities Division  Office of the Comptroller of the Currency  400 7th Street SW  Suite 3E‐218  Washington, DC 20219   ...

Aug 1, 2025

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Senate Appropriations USDA Ag and Rural Business Loan

June 4th, 2020 The Honorable Richard Shelby The Honorable Patrick Leahy Chairman, Senate Appropriations Committee Ranking Member, Senate Appropriations Committee United States...

Jul 31, 2025

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Louisiana

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the...

Jul 31, 2025

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19.07.12_RFAcomments

Via electronic submission July 12, 2019 The Honorable Kathleen Kraninger Director Consumer Financial Protection Bureau 1700 G Street, NW Washington, DC 20552 Re: Plan for the...

Aug 1, 2025

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ICBA Cross Generational Study of Americans and Banking 2014

American Millennials and Banking A Cross-Generational Study Enhanced Topline Report 2014 RESEARCH BACKGROUND • This research study is part of an ongoing strategy by the Independent...

Aug 1, 2025

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Statement for the Record for Hearing on Deposit Insurance Reform

icba.org | info@icba.org | 866-843-4222 1 Deposit Insurance Reform: The Community Bank Perspective The Independent Community Bankers of America, representing community banks across...

Sep 17, 2025