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Agencies adjust CRA asset thresholds

Federal regulators announced the 2025 updated asset-size thresholds used to define "small banks" and "intermediate small banks" under their current Community Reinvestment Act regulations.

Dec 20, 2024
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Article
Compliance Community Reinvestment Act (CRA)

Fed cuts rates by 25 basis points

The Federal Open Market Committee voted to cut target interest rates by 25 basis points due to an easing labor market and inflation moving toward its 2% goal.

Dec 19, 2024
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Article
Federal Reserve

CFPB targets credit card reward programs

The Consumer Financial Protection Bureau issued a circular warning that some credit card companies operating rewards programs may be breaking the law.

Dec 19, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA applauds farm aid package, farm bill extension

ICBA applauded the initial inclusion of a farm bill extension and a $10 billion farm aid package in the year-end continuing resolution before Congress.

Dec 18, 2024
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Article
Farm Bill

ICBA-advocated trigger leads bill passes Senate

ICBA-advocated legislation that would protect the financial privacy of mortgage applicants passed the Senate by unanimous consent.

Dec 18, 2024
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Article
Congressional Matters

Romero Rainey: Credit unions should pay taxes—period

Credit unions should pay taxes, as The Wall Street Journal rightly pointed out in a recent editorial, ICBA President and CEO Rebeca Romero Rainey said in a LinkedIn post.

Dec 18, 2024
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Article
Credit Unions

ICBA Applauds CR Farm Aid Package, Farm Bill Extension

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today issued the following statement applauding the initial inclusion of a farm bill extension and a $10...

Dec 17, 2024
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Article
Congressional Matters Agriculture Farm Bill

OCC: Commercial credit risk stabilizing

The OCC reported that the federal banking system remains sound but said it expects banks to remain diligent and adhere to prudent risk management practices across all risk areas.

Dec 17, 2024
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Article
Office of the Comptroller of Currency (OCC)