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Migrating to 8-Digit BINs: Key Information to Consider Before Transitioning
Migrating to 8-Digit BINs: Key Information to Consider Before Transitioning ICBA Bancard’s partner card networks, Visa and Mastercard®, have released several notices and bulletins regarding the...
Credit Card Marketing: Driving Engagement and Combating Cardholder Fatigue
Credit Card Marketing: Driving Engagement and Combating Cardholder Fatigue Community banks that issue consumer credit cards are faced with some common challenges: how to match their card options...
Payments Trends to Watch in 2021
Payments Trends to Watch in 2021 Few would disagree that COVID-19 was a catalyst for significant changes in the way that Americans shop and manage their money. In fact, many experts believe years...
A Note from the Chairman
A Note from the Chairman As community bankers, we rely on our partners for solutions from customer-facing technology to back-end efficiencies. With our emphasis on customer relationships, we have...
Maximizing Your Credit Card Portfolio in a COVID-19 Environment
Maximizing Your Credit Card Portfolio in a COVID-19 Environment COVID-19 has created financial strain for millions of Americans. For example, 56 percent of consumers have reported difficulties...
A Note from the Chairman
A Note from the Chairman Overnight, our banks were called upon to enhance and expand our digital offerings not because they perhaps needed a technology upgrade, but because our customers needed to...
Marketing Payments Products to Small Business Customers
Marketing Payments Products to Small Business Customers As community bank payment products become an increasingly central product line for small business customers, community banks are seeking new...
Now is the time for card modernization
Now is the time for card modernization Digital transformation isn’t just a buzzword—it’s become a critical need that will determine winners and losers in the coming year. The delay in innovation...