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FDIC launches deposit insurance awareness campaign
The FDIC launched a national campaign to increase the public’s awareness of deposit insurance and how it can protect people’s money in the event of a bank failure.
Agencies acting today on CRA, climate rulemakings
Federal agencies today are set to act on Community Reinvestment Act reform and climate risk.
Agencies set to act on CRA, climate rulemakings
Federal agencies this week are set to act on Community Reinvestment Act reform and climate risk.
ICBA commends FDIC for rescinding ICBA-opposed proposals
ICBA commended the FDIC board of directors for withdrawing three ICBA-opposed proposed rules that would harm community banks and the communities they serve.
Article: ILCs could harm consumers, threaten economy
Allowing large corporations to form industrial loan companies would magnify risks in the financial system and could ultimately give big tech firms access to information about every aspect of a...
ICBA opposes Stellantis application for ILC charter
ICBA said the application for FDIC insurance from the automaker Stellantis threatens the Deposit Insurance Fund and doesn’t serve the convenience and needs of the community.
FDIC rescinds 2024 bank merger policy statement
The FDIC board of directors voted to rescind its 2024 Statement of Policy on Bank Merger Transactions and will reinstate, on an interim basis.
FDIC: CRA exams will occur less frequently for most banks
The FDIC announced that Community Reinvestment Act evaluations will occur less frequently for most institutions.
ICBA urging comments to FDIC on raising regulatory thresholds
ICBA is calling on community bankers to submit comments this week on the FDIC’s proposal to adjust and index certain regulatory thresholds, most notably Part 363 independent audit and reporting...
Finosec named as ICBA Preferred Service Provider
Finosec named as ICBA Preferred Service Provider ICBA announced Finosec as its newest Preferred Service Provider to help community banks with cybersecurity governance. Details: Finosec: Specializes...
ICBA-supported TRUST Act introduced in Senate
ICBA-supported TRUST Act introduced in Senate ICBA expressed strong support for the bipartisan Senate introduction of ICBA-advocated legislation to provide expanded community bank examination...
Independent Banker shares tips for addressing the end of penny production
Independent Banker shares tips for addressing the end of penny production Since penny production has ended, a new Independent Banker article spotlights the economics of rounding and offers insights...
ICBA Testifies on Success of SBA Community Bank Loans
ICBA Testifies on Success of SBA Community Bank Loans Cynthia Blankenship, vice chairman, chief financial officer and corporate president of Bank of the West in Grapevine, Texas, testified on...
ICBA, The Venture Center Announce 2022 ThinkTECH Accelerator Cohort
ICBA, The Venture Center Announce 2022 ThinkTECH Accelerator Cohort ICBA and The Venture Center, in partnership with the State of Arkansas, announced the selection of 11 companies for the fourth...
ICBA Seeks Clarity on Paycheck Protection Program Loan Forgiveness
ICBA Seeks Clarity on Paycheck Protection Program Loan Forgiveness ICBA is calling on the Treasury Department and Small Business Administration to provide additional guidance to community banks...
ICBA to CFPB: Study Risks of Small-Business Data Collection
ICBA to CFPB: Study Risks of Small-Business Data Collection ICBA called on the Consumer Financial Protection Bureau to identify potential benefits and burdens before rules are promulgated,...
Senate, House continue pushback on SBA direct lending
Senate, House continue pushback on SBA direct lending ICBA’s grassroots campaign against efforts to authorize SBA direct lending under its 7(a) loan program got a boost Tuesday in the Senate and...
House Financial Services Committee marking up three ICBA-backed bills today
Ahead of a House Financial Services Committee markup scheduled for today, ICBA urged committee members to vote to advance bills to ban trigger leads, change threshold requirements for small bank...
ICBA urges bipartisan response to SBA 7(a) changes ahead of House markup
ICBA and other groups urged the House Small Business Committee to work toward a bipartisan response to recent Small Business Administration changes to its 7(a) loan program.
Small businesses again most satisfied with community banks: Fed
Small-business borrowers approved for at least some of the financing they sought last year were again more satisfied with their experiences at community banks than at larger and online lenders,...
House, Senate committee hearings underway this week
The House and Senate’s banking committees this week are scheduled to host their first hearings of the 118th Congress.
ICBA Provides Tips for Preventing Elder Financial Abuse
June 15 is World Elder Abuse Awareness Day, and the Independent Community Bankers of America and its Senior Housing Crime Prevention Foundation subsidiary are providing tips for preventing the...
FDIC promotes tips to prevent elder financial abuse
The latest FDIC Consumer News offers tips for spotting and preventing elder financial abuse. The publication encourages consumers to choose advisors carefully, be careful with powers of attorney,...
ICBA and Senior Housing Crime Prevention Foundation Share Tips to Help Prevent Elder Financial Abuse
The Independent Community Bankers of America (ICBA) and its affiliate, the Senior Housing Crime Prevention Foundation (SHCPF), are providing tips for preventing elder financial abuse in recognition...
ICBA CRA Solutions Offers Tips to Help Prevent Elder Financial Abuse
The Independent Community Bankers of America (ICBA) and its subsidiary, ICBA CRA Solutions, are providing tips for preventing elder financial abuse in recognition of World Elder Abuse Awareness Day...
FinCEN: Banks should remain vigilant to elder financial exploitation
In recognition of World Elder Abuse Awareness Day, the FinCEN reminded financial institutions to remain vigilant in identifying and reporting suspicious activity related to elder financial...
ICBA CRA Solutions offers tips to help prevent elder financial abuse
ICBA and ICBA CRA Solutions released tips for preventing elder financial abuse in recognition of World Elder Abuse Awareness Day on Saturday, June 15.
ICBA CRA Solutions Marks World Elder Abuse Awareness Day by Equipping Community Banks and Consumers to Fight Financial Exploitation
In recognition of World Elder Abuse Awareness Day, ICBA CRA Solutions and its Senior Housing Crime Prevention Foundation are raising awareness of elder financial exploitation and highlighting tools...
ICBA shares customizable news release for World Elder Abuse Awareness Day
ICBA CRA Solutions marked World Elder Abuse Awareness Day by equipping community bankers with tools such as a customizable news release on ICBA’s Media Resource Center.
Independent Banker highlights the power of CDFIs
Independent Banker highlights the power of CDFIs The latest Independent Banker magazine highlights why the mission of community development financial institutions and minority deposit institutions...
ICBA endorses HR. 6037, pushes back against SBA direct lending plan
ICBA endorses HR. 6037, pushes back against SBA direct lending plan ICBA continued its grassroots efforts against a provision under consideration in the Build Back Better reconciliation bill that...
Survey shows LIBOR transition work remains
The Alternative Reference Rates Committee released survey results that found most respondents indicated they have documented plans in place to remediate USD LIBOR business loans prior to LIBOR’s...
CFPB confirms March 2023 for 1071 final rule
The Consumer Financial Protection Bureau plans to issue a final rule implementing Section 1071 small-business reporting requirements by March 31, 2023, according to court filing.
Committee reschedules ILC, overdraft markup
The House Financial Services Committee rescheduled for next week its markup of several key bills after postponing it earlier this week. The markup is now set to start at 10 a.m. (Eastern time) this...
ICBA Congratulates Luke Pettit on Confirmation as Treasury Assistant Secretary for Financial Institutions
ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Senate confirmation of President Donald Trump’s nomination of Luke Pettit to be Treasury assistant secretary for...
ICBA, state affiliates urge Treasury to raise SAR, CTR thresholds
ICBA, state affiliates urge Treasury to raise SAR, CTR thresholds ICBA and its affiliated state community banking associations called on the Treasury Department to raise the currency transaction...
Treasury, IRS issue guidance on ACRE Act tax exclusion
Treasury, IRS issue guidance on ACRE Act tax exclusion The Treasury Department and IRS issued interim guidance for the ICBA-advocated ACRE Act tax exclusion for agricultural lending passed under...
Treasury seeks comments on implementing GENIUS Act
The Treasury Department issued an advance notice of proposed rulemaking seeking public comment related to its implementation of the Guiding and Establishing National Innovation for U.S. Stablecoins...
FedNow delivering instant payments for disaster relief disbursements
FedNow announced that participants recently started receiving instant disaster-relief disbursements for their account holders.
Treasury publishes penny FAQs
Treasury publishes penny FAQs The Treasury Department published non-binding guidance for businesses and consumers on handling various penny situations. Details: The frequently asked questions...
Treasury secretary, senator: It’s time to empower community banks
Treasury Secretary Scott Bessent and Senator Bill Hagerty (R-Tenn.) said empowering community banks to succeed is essential to driving economic growth in America.
ICBA, CHLA encourage agencies to reduce 30/10 spread
ICBA and the Community Home Lenders of America called on the Treasury Department and FHFA should permit Fannie Mae and Freddie Mac to use their portfolios to help reduce the historically wide...
ICBA supports bill to raise CTR, SAR thresholds
ICBA expressed strong support for a Senate bill that would raise the currency transaction reporting and Suspicious Activity Reporting thresholds to $30,000 and $10,000, respectively, and index the...
ICBA, state groups urge broad implementation of ACRE Act tax exclusion
ICBA and its affiliated state community banking associations called on the Treasury Department to ensure an ICBA-advocated tax exclusion passed under the One Big Beautiful Bill Act applies to as...
Treasury issues consumer guidance as federal paper checks end
The Treasury Department shared options for consumers who receive federal payments by check as the government officially ceased issuing checks.
Treasury sanctions North Korean institutions involved in cybercrime
The Treasury Department sanctioned eight North Korean individuals and two entities for their role in laundering funds derived from a variety of illicit schemes, including cybercrime and information...
ICBA urges Treasury to restart production of pennies
ICBA called on the Treasury Department to restart production of the penny and develop a formal plan to phase out production of the one-cent coin.
ICBA Continues Fighting to Differentiate Community Banks from Large, Risky Bank Closures
ICBA and community banks have been on a rollercoaster since the March 10 failure of Silicon Valley Bank, but we have once again proven to be strong and resilient.
Federal government will phase out paper checks next month
The Treasury Department announced that the federal government will stop issuing paper checks for most federal payments on Sept. 30. Treasury said the few people who still receive a federal benefit...
ICBA attends Treasury meeting on reducing BSA burdens
Senior ICBA staff attended a Treasury Department roundtable on reducing the burdens of Bank Secrecy Act currency transaction reports and suspicious activity reports.
ICBA Urges Congress to Ensure Deposit Insurance Reforms Enhance Small Business Coverage, Curb Favorable Too-Big-To-Fail Treatment
ICBA called on Congress to consider deposit insurance reforms that enhance coverage for small businesses, address the more favorable regulatory treatment the nation’s largest banks receive, and...
ICBA Study: While 95% of Small-Business Owners Are Satisfied with Community Banks, Regulations Threaten Lending
As community banks and small businesses face increasingly burdensome and complex federal regulations, the Independent Community Bankers of America today released findings from a new study on how...
SBA Posts Lender Agreement Amid Flawed Launch
SBA Posts Lender Agreement Amid Flawed Launch We know today's flawed launch of the Small Business Administration's Paycheck Protection Program has been filled with high tensions and desperate...
Strengthening SBA
Strengthening SBA Steve Keen: With the nation recognizing Small Business Month in May, the House last week approved pro-community bank legislation to strengthen the Small Business Administration...
Emergency Program Rollout Left Out Too Many Community Banks and Their Customers
Emergency Program Rollout Left Out Too Many Community Banks and Their Customers Unfortunately, the Payment Protection Program rollout did not work for many of the nation’s community bankers. In my...
Heading Off New Data-Collection Rules
Heading Off New Data-Collection Rules With members of Congress back in their districts this week for the Independence Day recess, ICBA’s regulatory relief initiative remains in full swing....
SBA announces stricter residency requirements
SBA announces stricter residency requirements The Small Business Administration announced it will no longer guarantee loans for small businesses owned by foreign nationals. Details: In its policy...
Comments on TRID mortgage disclosures due next week
ICBA continues encouraging community bankers to submit comments by next week’s deadline urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update...
ICBA Statement on Federal Reserve Proposal on Debit Card Interchange
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Reserve Board proposal to update Regulation II rules on...
ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud
ICBA: Survey Finds Community Banks Focused on Reducing Payments Fraud Washington, D.C. (Feb. 28, 2013)—While payments fraud continues to rise, community banks are using technological solutions and...