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Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending
Representing Community Banks at House Small Business Committee Hearing, ICBA Urges Regulatory and Tax Relief to Promote Lending Washington, D.C. (Feb. 5, 2025) — At the first House Small Business...
What community bankers need to know about the end of penny production
With the federal government discontinuing new penny production, community bankers and the consumers they serve have many questions about what the change will mean for them.
ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank
ICBA Urges Reform to Credit Union Tax Exemption as 2026 Opens with Acquisition of Tax-Paying Community Bank Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...
At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth
At Congressional Hearing on Making Community Banking Great, Romero Rainey Testifies for Regulatory Transformation to Promote Growth Washington, D.C. (Feb. 5, 2025) — With the House Financial...
ICBA Names Charles Yi Senior Executive Vice President of Government Relations
ICBA Names Charles Yi Senior Executive Vice President of Government Relations The Independent Community Bankers of America® (ICBA) today announced that Charles Yi, has been named senior executive...
ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation
ICBA Joins House Financial Services Committee in Support of Legislation to Transform Community Bank Regulation Washington, D.C. (Jan. 8, 2026) — Independent Community Bankers of America (ICBA)...
Banks Respond to Proposed Cap on Credit Card Interest Rates
Banks Respond to Proposed Cap on Credit Card Interest Rates Washington, D.C. (Jan. 9, 2026) — The Administration announced plans today to issue an executive order imposing a temporary 10% cap on...
Report: Community banker optimism remains high
Report: Community banker optimism remains high Community banker optimism dropped slightly in the fourth quarter but remains high, according to the Conference of State Bank Supervisors. Details: The...
Agencies release 4Q call report materials
Agencies release 4Q call report materials Federal regulators released materials for submitting fourth-quarter call reports, which are due by Friday, Jan. 30. There are no new or revised data items...
ICBA asks court to reverse decision on debit card interchange fee case
ICBA asks court to reverse decision on debit card interchange fee case ICBA and other groups asked the Eighth Circuit Court of Appeals to reverse a North Dakota district court’s decision holding...
ICBA opposes Trump call to cap credit card rates at 10%
ICBA opposes Trump call to cap credit card rates at 10% ICBA and other groups expressed opposition to President Donald Trump’s call for a temporary 10% cap on credit card interest rates. Trump...
Romero Rainey urges stablecoin outreach ahead of markup this week
Romero Rainey urges stablecoin outreach ahead of markup this week With the Senate Banking Committee negotiating digital asset market structure legislation ahead of a markup set for this week, ICBA...
Agencies issue 2025 Shared National Credit Program review
Agencies issue 2025 Shared National Credit Program review Credit risk for large, syndicated bank loans remained moderate in 2025, according to the federal banking agencies, and trends continue to...
ICBA Names 2026-27 Board Nominees to Advance Community Banking Priorities
ICBA Names 2026-27 Board Nominees to Advance Community Banking Priorities Washington, D.C. (Jan. 13, 2026) — The Independent Community Bankers of America (ICBA) today announced its 2026-27 board of...
Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses
Banking and Credit Union Groups: Credit Card Mandate Would Harm Consumers and Small Businesses Washington, D.C. (Jan. 13, 2026) — Following the Administration’s comments in support for the...
Off and Running: Community banks set for a robust 2026
Off and Running: Community banks set for a robust 2026 I’m hopeful that those New Year’s Resolutions are intact and having their desired effects. In taking one more look back into 2025, it dawns on...
ICBA urges market structure grassroots, pushes back on credit card proposals
ICBA urges market structure grassroots, pushes back on credit card proposals ICBA President and CEO Rebeca Romero Rainey urged community bankers to continue contacting their members of Congress on...
FS-ISAC warns of hackers using fake Notepad sites
FS-ISAC warns of hackers using fake Notepad sites FS-ISAC warns of hackers using fake Notepad sites The Black Cat hacker group is using fake Notepad download websites to distribute malware and...
Word of Mouth: Community Bank Growth
Discover how community banks can leverage word of mouth to grow their customer base. Learn 10 actionable strategies to boost referrals, testimonials and engagement.
Community Banking & Healthcare in Illinois
See how Longview Capital Corporation partnered with Remote Area Medical to provide free medical, dental and vision care, transforming lives in Illinois communities.
Ladder vs. Barbell: Portfolio Management Tips
Learn how community banks can leverage barbell strategies to balance risk, improve yields and manage bond portfolios effectively.
Deregulation Ahead: Community Bank Regulatory Outlook
Learn how regulatory changes in 2026, including stablecoin legislation and Section 1071 exemptions, will shape the future of community banking.
Should Community Banks Offer Subscription Management?
Build your customers’ financial health by helping them manage their subscriptions in-app.
ILC Loophole Impact on Community Banks & Regulation
Learn about the historical context of the ILC loophole, its implications for community banks and the ongoing regulatory debates surrounding this critical issue.
Community Bank CEO Outlook 2026: Challenges & Opportunities
Discover how community banks plan to stand out in 2026. Explore strategies for differentiation, deposit growth, fintech partnerships and loan opportunities
4 Reasons Community Banks Should Offer E-Invoicing
E-invoicing can transform community banking by increasing deposits, reducing check fraud and fostering deeper customer connections.
How Community Banks Are Navigating Lending Growth
Explore the 2026 lending landscape for community banks, including trends in CRE, SBA loans, consumer spending and credit quality monitoring.
Financial Wellness: Community Banking & Investments Services
Learn how First National Bank of Pasco connects banking, lending, and investment services under one roof, focusing on women investors, retirement, and business planning.
Adding a New Business Line? Key Bank Tips
Thinking of expanding your bank’s services? Explore expert advice on creating specialty lines, conducting due diligence and ensuring long-term profitability.
Senate committee delays markup of digital assets bill amid ICBA campaign
Senate committee delays markup of digital assets bill amid ICBA campaign Senate committee delays markup of digital assets bill amid ICBA campaign The Senate Banking Committee announced a delay of...
ICBA requests comment extension on OCC chartering rule
ICBA requests comment extension on OCC chartering rule ICBA and the Bank Policy Institute urged the OCC to implement a 30-day extension of the comment period for its proposed rule on national bank...
CISA releases operational technology guidance
CISA releases operational technology guidance The Cybersecurity and Infrastructure Security Agency and its partners released guidance to help address increasing business and regulatory pressures...
New marketing tools available
New marketing tools available ICBA’s Marketing Resource Center kicked off 2026 with fresh, ready-to-use content designed to make community banks’ marketing easier and more effective. More Assets:...
Community banks, Credit Unions Urge Congress to Reject Durbin-Marshall Credit Card Mandates
Community banks, Credit Unions Urge Congress to Reject Durbin-Marshall Credit Card Mandates Washington, D.C. (Jan. 15, 2026) — The Independent Community Bankers of America (ICBA), America’s Credit...
CDFI certification webinars start today
CDFI certification webinars start today The CDFI Fund announced its monthly certification webinars for 2026 and the first one is today at 3 p.m. (Eastern time). Details: The CDFI Fund says the...
ICBA, groups voice opposition to Durbin-Marshall bill
ICBA, groups voice opposition to Durbin-Marshall bill ICBA and other groups expressed strong opposition to recently reintroduced legislation to create new credit card routing mandates. Background:...
ICBA push against stablecoin yield provision makes news
ICBA push against stablecoin yield provision makes news ICBA’s calls for policymakers to ensure digital assets market structure legislation does not harm access to credit in local communities—ahead...
Matt Woodrum Test Module for Test Page
Matt Woodrum Test Module for Test Page ICBA would like to announce the hire of Matthew T, Woodrum as a Digital Strategist. Matt Joins ICBA after a lenghty carreer in Web Content Management and...
CSBS shares cyber hygiene tips for banks
CSBS shares cyber hygiene tips for banks The Conference of State Bank Supervisors published Cyber Hygiene Fundamentals: A Guide to Securing Your Financial Institution Against Cyber Threats, which...
Bowman: Fed to focus on M&A, capital requirements
Bowman: Fed to focus on M&A, capital requirements Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed will focus on improving the mergers and acquisitions review process and...
Senate Ag Committee members push for more farm assistance
Senate Ag Committee members push for more farm assistance Senate Agriculture Committee Chairman John Boozman (R-Ark.) and Agriculture Appropriations Committee Chairman John Hoeven (R-N.D.)...
BCC Named ICBA Preferred Service Provider for Bank-Owned Life Insurance and Executive Benefits Plans
BCC Named ICBA Preferred Service Provider for Bank-Owned Life Insurance and Executive Benefits Plans Washington, D.C (Jan. 21, 2026) — The Independent Community Bankers of America® (ICBA) today...
Research shows benefits of Federal Home Loan Banks
Research shows benefits of Federal Home Loan Banks New research from the Urban Institute shows the positive impact of Federal Home Loan Banks on local communities and the national economy. Results:...
ICBA: IRS guidance on ACRE Act will help ag loans
ICBA: IRS guidance on ACRE Act will help ag loans ICBA said it supports favorable provisions of IRS guidance regarding the ACRE tax exclusion for interest earned on agricultural real estate loans....
ICBA applauds OCC efforts to reform community bank licensing
ICBA applauds OCC efforts to reform community bank licensing ICBA applauded the OCC’s efforts to reform the licensing process for community banks. Details: In a comment letter on the OCC proposal,...
ICBA supports community bank bills being considered today by House panel
ICBA supports community bank bills being considered today by House panel Ahead of today’s House Financial Services Committee markup of various legislation, ICBA signaled support for two bills that...
Trump issues order on PE firms buying homes
Trump issues order on PE firms buying homes President Donald Trump issued an executive order to restrict private equity firms’ ability to purchase single-family homes. Details: The order directs...
ICBA, Treasury announce February tabletop exercises
ICBA, Treasury announce February tabletop exercises ICBA and the Treasury Department will be hosting two tabletop exercises next month to help community banks strengthen cyber and operational...
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up?
Regulatory Expectations for Compliance Are Evolving – Are You Keeping Up? SPONSORED | As the regulatory landscape continues to change, every financial institution can use an extra hand when it...
Banking and Credit Union Groups Urge Congress to Reject Durbin-Marshall Bill
Banking and Credit Union Groups Urge Congress to Reject Durbin-Marshall Bill Washington, D.C. (Jan. 22, 2026)—The Independent Community Bankers of America (ICBA), the American Bankers Association,...
ICBA, others share with White House ways to reduce the costs of homeownership
ICBA, others share with White House ways to reduce the costs of homeownership ICBA and other groups sent a letter to the National Economic Council proposing several administrative actions that...
ICBA, other groups reiterate opposition to Durbin-Marshall in letter to Congress
ICBA, other groups reiterate opposition to Durbin-Marshall in letter to Congress ICBA and other groups sent a letter to Congress reiterating strong opposition to the Credit Card Competition Act...
ICBA-supported reg relief bills advance
ICBA-supported reg relief bills advance Two pro-community bank bills supported by ICBA advanced out of the House Financial Services Committee. Details: During a markup of various bills, the...
FHFA: Enterprise mortgages see fewer delinquencies in October
FHFA: Enterprise mortgages see fewer delinquencies in October The Federal Housing Finance Agency reported that the 60-day delinquency rate for Fannie Mae and Freddie Mac decreased to 0.93% in...
New research confirms Federal Home Loan Banks and community banks partner to help communities grow
New research confirms Federal Home Loan Banks and community banks partner to help communities grow Community banks are the economic engine that drives growth in communities across the United...
Blog post shows positive effects of community banks and FHLBs partnering
Blog post shows positive effects of community banks and FHLBs partnering A new blog post from ICBA says that with policymakers reexamining housing-finance policy and exploring ways to improve...
Online Course Newsletter – December 2025
Online Course Newsletter – December 2025 The courses that are being removed will have “RETIRED:” added to the front of the title. If any employees are currently enrolled in these courses and have...
Rural economic index climbs to highest level since 2023
Rural economic index climbs to highest level since 2023 Creighton University’s index of rural economic conditions climbed to 52.0 in January, its highest reading since July 2023. Details: Farm and...
Online Course Newsletter – January 2026
Online Course Newsletter – January 2026 In 2024, we introduced a new enrollment report that produced a more formal export and included the ICBA Education logo. In the Learning Management System,...
SEC, CFTC crypto meeting rescheduled
SEC, CFTC crypto meeting rescheduled The crypto policy meeting between the heads of the Securities and Exchange Commission and Commodity Futures Trading Commission originally set for today has been...