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Acquisition ignites calls to end tax exemption for large credit unions
ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...
After community bank acquisition, ICBA urges end to tax exemption for billion-dollar credit unions
ICBA reiterated its call for policymakers to eliminate the federal tax exemption for credit unions with more than $1 billion in assets following the fourth announced credit union acquisition of a...
Judge scraps CFPB credit card late fee rule
A federal judge voided a Consumer Financial Protection Bureau rule capping credit card late fees at $8, after the agency agreed with opponents that the rule was illegal.
ICBA Urges End to Tax Exemption for Billion-dollar Credit Unions After Another Community Bank Acquisition
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement in response to the latest acquisition of a tax-paying community bank by a...
New blog post highlights value of compensation data
Reliable competitive compensation and benefits data are crucial to securing and retaining top performers, according to a new Main Street Matters blog post.
ICBA, other groups oppose efforts to increase income tax rates
ICBA and other groups said recent proposals to raise the top individual income tax rate to 40% would disproportionately harm hundreds of thousands of pass-through businesses organized as S...
OCC releases bank letter on information security incident
The OCC released a letter sent to supervised institutions regarding unauthorized access to OCC email systems. The letter included background on the February incident, the OCC’s response, and what...
Independent Banker details how banks can leverage FedNow
FedNow, the Federal Reserve’s instant payments system, wrapped up 2024 with more than 1,000 financial institutions participating, and 68% of community banks offering or planning to offer FedNow,...
ICBA seeks participants for cross-border payments group
ICBA is seeking 12-15 community bankers to join its working group on cross-border payments.
Fed’s Waller: Tariffs could affect the FOMC’s economic objectives
Federal Reserve Governor Christopher Waller said large, broadly applied tariffs could significantly affect the economy and the Federal Open Market Committee's pursuit of economic objectives.
ICBA supports legislation to safeguard small business data
Rep. John Rose (R-Tenn.) introduced ICBA-supported legislation—the Bank Loan Privacy Act—aimed at reforming the CFPB’s Section 1071 small business reporting rule.
ICBA Applauds House Passage of Resolution to Overturn Flawed CFPB Overdraft Rule
ICBA President and CEO Rebeca Romero Rainey issued the following statement on House passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s final...
ICBA updates Community Banking Month resources
To help community bankers make the most of Community Banking Month, ICBA continues to update the tools in its Marketing Resource Center.
Independent Banker offers community banker advocacy guidebook
The latest Independent Banker magazine features the ultimate advocacy guidebook for community bankers featuring ICBA grassroots resources.
OCC issues guidance on rescinding CRA final rule
The OCC issued guidance on the federal banking agencies’ March 28 announcement that they plan to rescind the Community Reinvestment Act final rule issued in October 2023 and reinstate the prior CRA...
OCC announces information security incident involving email
The OCC notified Congress of a major information security incident, as required by the Federal Information Security Modernization Act.
Independent Banker: ICBA’s new board gets to work
The latest issue of Independent Banker magazine reports that while ICBA’s 2025-2026 board members hail from all parts of the country, they share a common focus: helping community banks succeed.
Romero Rainey: Committee markup a key milestone, but more work ahead
The explosion of pro-community bank policy reforms from the first quarter of the year culminated in last week’s House Financial Services Committee markup, but there is still significant work to do.
ICBA urging overdraft outreach following House vote delay
With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed until next week, ICBA is calling on community bankers to continue...
ICBA urging grassroots outreach on overdraft with House vote delayed
With the House vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule delayed, ICBA is calling on community bankers to continue urging their...
CFPB says it will reopen 1071 rule
The Consumer Financial Protection Bureau said it will open a new rulemaking to implement Section 1071 data collection and reporting requirements for small-business loans.
Romero Rainey: Committee markup a key milestone, but more work ahead
The explosion of pro-community bank policy reforms from the first quarter of the year culminated in this week’s HFSC markup, but there is still significant work to do, ICBA President and CEO Rebeca...
Senate panel advances financial nominations
The Senate Banking Committee voted to advance several nominations out of committee.
Bill to establish stablecoin regulatory framework passes House committee
The House Financial Services Committee voted to pass legislation to establish a federal supervisory framework for stablecoins and their issuers.
ICBA applauds House panel for advancing 1071, de novo, anti-CBDC bills
ICBA commended the House Financial Services Committee for advancing three ICBA-advocated bills to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....
ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup today
The House Financial Services Committee is scheduled to take up three ICBA-advocated bills today to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a U.S....
ICBA urging grassroots outreach ahead of House overdraft vote
With the House set to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to continue urging...
ICBA Applauds House Financial Services Committee for Advancing Pro-Community Bank 1071, De Novo, Anti-CBDC Bills
The Independent Community Bankers of America (ICBA) commended the House Financial Services Committee for advancing three ICBA-advocated bills to support community banks and the local communities...
Webinar today on the future of community banking
BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) today.
ICBA celebrates Community Banking Month
In observance of Community Banking Month, ICBA reminded Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...
ICBA-advocated 1071, de novo, anti-CBDC bills set for House markup
The House Financial Services Committee is scheduled to take up three ICBA-advocated bills this week to repeal the CFPB’s 1071 rule, promote de novo bank formation, and restrict the issuance of a...
OCC withdraws from interagency climate risk guidance for large banks
The OCC withdrew its participation in ICBA-opposed interagency principles for climate-related financial risk management for financial institutions with $100 billion or more in total consolidated...
ICBA applauds Senate passage of resolution to overturn CFPB overdraft rule
ICBA commended the Senate for passing a resolution to overturn the Consumer Financial Protection Bureau’s final rule on overdraft services.
ICBA Celebrates Community Banks Strengthening Local Economies During Community Banking Month in April
In observance of Community Banking Month in April, ICBA is reminding Americans of the pivotal role community banks serve in bolstering local economies, supporting small businesses, and offering...
ICBA Community Surpasses 5,000 Members, Driving Peer-to-Peer Value
ICBA today announced that ICBA Community, its exclusive digital network for ICBA members, has surpassed 5,000 members. Designed as a secure, member-only space for community bankers to connect, ask...
ICBA applauds agencies for proposing to rescind CRA rule
ICBA applauded the federal banking agencies for announcing plans to rescind their final rule reforming the Community Reinvestment Act, citing its disproportionate implementation costs for community...
ICBA commends SEC for ending defense of climate-related disclosure rule
ICBA commended the SEC for ending the defense of its rule requiring public companies to issue climate-related disclosures, which would have a damaging impact on the capital markets, community...
After Senate passes resolution to overturn overdraft rule, House grassroots action needed
After the ICBA-supported Congressional Review Act resolution, S.J. Res 18, last week passed the Senate, it moves to the House of Representatives, where a vote is expected this week—requiring...
ICBA Applauds Agencies for Proposing to Rescind Harmful Community Reinvestment Act Rule
ICBA President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement that the federal banking regulators intend to issue a proposal to rescind the Community...
ICBA Commends SEC for Ending Defense of Harmful Climate-Related Disclosure Rule
ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Securities and Exchange Commission’s vote to end its legal defense of its ICBA-opposed rule requiring...
Webinar next week on the future of community banking
BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.
ICBA urging grassroots outreach ahead of Senate overdraft vote
With the Senate set to vote on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their senators to...
ICBA Applauds Senate Passage of Resolution to Overturn Flawed CFPB Overdraft Rule
ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Senate’s passage of a Congressional Review Act resolution to overturn the Consumer Financial Protection Bureau’s...
HUD revises residency requirements for FHA loans
The Federal Housing Administration published revisions to residency requirements that will eliminate the “Non-permanent Residents” category in both the Single Family Title I and Title II programs.
Treasury publishes final rule removing BOI reporting requirements for U.S. companies
The Treasury Department announced the formal publication of the FinCEN interim final rule that removes the requirement for U.S. companies and U.S. persons to report beneficial ownership information...
CFPB withdraws court filing claiming Reg E applies to wire transactions
The Consumer Financial Protection Bureau withdrew a court filing in which it previously argued that online-initiated wire transfers are subject to the Electronic Fund Transfer Act and Regulation E.
SEC ends defense of ICBA-opposed climate-disclosure rule
The Securities and Exchange Commission voted to end its legal defense of its ICBA-opposed rule requiring climate-related investor disclosures.
Advocacy week in review
As policymakers continued to ramp up their work on federal policy, ICBA this week.
ICBA applauds executive order combating check fraud
ICBA applauded the Trump administration for working to combat the threat of check fraud by addressing the Treasury Department’s use of paper checks.
Webinar next week on the future of community banking
BankTech Ventures is scheduled to host “Investing in the Future of Community Banking – A Banker’s Perspective” at 3 p.m. (Eastern time) Wednesday, April 2.
ICBA: Durbin-Marshall bill would harm consumers, reduce choice
ICBA and other groups warned Congress that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers, small...
FinCEN publishes FAQs on border Geographic Targeting Order
The FinCEN published responses to FAQs about its March 11 Geographic Targeting Order to combat the illicit activities and money laundering of Mexico-based cartels and other criminal actors along...
Financial Trades to Congress: Misguided Durbin-Marshall Bill will Harm Consumers, Small Businesses and Financial Institutions
In a new letter filed today, organizations warned that any legislative initiatives to expand the power of the federal government to intervene in the U.S. credit card market would harm consumers,...
ICBA Applauds Trump Administration on Executive Order Combating Check Fraud
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s executive order on federal payments.
Ahead of Senate overdraft vote, ICBA urging grassroots outreach
With the Senate expected to vote this week on an ICBA-advocated resolution to overturn the Consumer Financial Protection Bureau’s overdraft rule, ICBA is calling on community bankers to urge their...
House committee hearing today on ICBA priorities
ICBA thanked the House Financial Services Committee for scheduling a hearing on the Consumer Financial Protection Bureau that will feature ICBA-advocated legislation.
ICBA provides marketing resources for Community Banking Month
In preparation for Community Banking Month in April, ICBA offers a variety of ready-to-use resources on its Marketing Resource Center.
Independent Banker: How to fight AI spear phishing fraud
Artificial intelligence has turbocharged the problem of spear phishing, but the latest Independent Banker magazine shares how community banks can fight back.
FinCEN removes beneficial ownership reporting requirements for U.S. companies
The Financial Crimes Enforcement Network announced an interim final rule that removes the requirement for U.S. companies and persons to report beneficial ownership information under the Corporate...
ICBA and IntraFi Mark 20th Anniversary Serving Community Banks
ICBA today announced the 20th anniversary of its strategic relationship with IntraFi. IntraFi offers innovative deposit placement solutions that help community banks grow and compete in an evolving...