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As Senate meets on stablecoins, ICBA urges coordinated approach

As Senate meets on stablecoins, ICBA urges coordinated approach Policymakers should take a comprehensive, coordinated regulatory approach to stablecoins and other digital assets, ICBA told the...

Dec 15, 2021
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Article
Cybersecurity Digital Assets Technology

CFPB updates electronic fund transfer FAQs

CFPB updates electronic fund transfer FAQs The Consumer Financial Protection Bureau updated its frequently asked questions on electronic fund transfers. The Consumer Financial Protection Bureau...

Dec 15, 2021
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Article
Compliance

FinCEN seeks comments on modernizing AML/CFT regime

FinCEN seeks comments on modernizing AML/CFT regime The Financial Crimes Enforcement Network requested comments on updating the U.S. anti-money-laundering and countering-the-financing-of-terrorism...

Dec 15, 2021
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Article
Compliance

OCC issues final rule rescinding CRA rule

OCC issues final rule rescinding CRA rule The OCC issued a final rule to rescind its June 2020 Community Reinvestment Act rule and reinstate the 1995 interagency CRA rule. The OCC issued a final...

Dec 15, 2021
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Article
Compliance

1071 campaign now open to small-biz customers

1071 campaign now open to small-biz customers ICBA is calling on community bankers to enlist their small-business customers in the industry’s comment letter campaign on the Consumer Financial...

Dec 15, 2021
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Article
Lending

1071 leads CFPB rulemaking agenda

1071 leads CFPB rulemaking agenda The Consumer Financial Protection Bureau released its fall 2021 agenda of regulatory matters it plans to pursue through Oct. 31, 2022. The Consumer Financial...

Dec 15, 2021
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Article
Compliance Lending

Small-biz customers can now join 1071 campaign

Small-biz customers can now join 1071 campaign ICBA is calling on community bankers to enlist their small-business customers in the industry’s comment letter campaign on the Consumer Financial...

Dec 14, 2021
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Article
Lending

CISA warns of Java logging library vulnerability

CISA warns of Java logging library vulnerability The Cybersecurity and Infrastructure Security Agency urged the private and public sectors to actively address a critical vulnerability that a...

Dec 14, 2021
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Article
Cybersecurity

Recording of 1071 grassroots briefing available

Recording of 1071 grassroots briefing available Community bankers can access an on-demand recording of yesterday’s ICBA briefing on its campaign targeting the Consumer Financial Protection Bureau’s...

Dec 10, 2021
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Article
Compliance Lending

CFPB report spotlights mortgage, payday, remittance violations

CFPB report spotlights mortgage, payday, remittance violations The Consumer Financial Protection Bureau released its Supervisory Highlights report for the first half of 2021, which spotlights legal...

Dec 10, 2021
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Article
Compliance

House passes ICBA-backed LIBOR transition bill

House passes ICBA-backed LIBOR transition bill The House passed ICBA-supported legislation to support the transition from LIBOR to alternative reference rates. The House passed ICBA-supported...

Dec 09, 2021
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Article
Lending Mortgage Rules

ICBA 1071 advocacy briefing today

ICBA 1071 advocacy briefing today ICBA is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal at 3 p.m. (Eastern time) today,...

Dec 09, 2021
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Article
Compliance Lending

ICBA-opposed Omarova nomination withdrawn

ICBA-opposed Omarova nomination withdrawn Law professor Saule Omarova withdrew her nomination to lead the Office of the Comptroller of the Currency following public opposition by ICBA and...

Dec 08, 2021
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Article
Office of the Comptroller of Currency (OCC)

From the CEO: ICBA and Community Banker Leadership Prevails Again

From the CEO: ICBA and Community Banker Leadership Prevails Again Amid an outsized response to the pandemic’s economic implications, community bankers have in 2021 once again proven to be...

Dec 13, 2021
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Article
Advocacy

IMF researchers urge global crypto regulatory regime

IMF researchers urge global crypto regulatory regime A new International Monetary Fund article urges regulators across the globe to develop comprehensive international standards for digital assets....

Dec 10, 2021
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Article
Cybersecurity Digital Assets

ICBA backs bill to extend CBLR relief

ICBA backs bill to extend CBLR relief ICBA expressed support for legislation to allow federal banking regulators to implement a community bank leverage ratio of 8-8.5% through 2024. ICBA expressed...

Dec 10, 2021
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Article
Advocacy Crisis Preparedness

As crypto CEOs testify, ICBA urges coordinated regulatory approach

As crypto CEOs testify, ICBA urges coordinated regulatory approach With cryptocurrency CEOs testifying before Congress, ICBA called on policymakers to enact a comprehensive, coordinated regulatory...

Dec 09, 2021
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Article
Cybersecurity Digital Assets Payments

CFPB issues final rule on LIBOR transition

CFPB issues final rule on LIBOR transition The Consumer Financial Protection Bureau finalized a rule facilitating the transition away from the LIBOR interest rate index for consumer financial...

Dec 08, 2021
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Article
Compliance

HUD issues guidance on special-purpose credit programs

HUD issues guidance on special-purpose credit programs The Department of Housing and Urban Development released guidance clarifying that special-purpose credit programs that conform with the Equal...

Dec 08, 2021
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Article
Compliance

FinCEN proposes rule to implement beneficial owner reforms

FinCEN proposes rule to implement beneficial owner reforms The Financial Crimes Enforcement Network issued a proposed rule to implement ICBA-advocated beneficial ownership reporting provisions of...

Dec 08, 2021
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Article
Compliance Technology

ICBA Statement on the Withdrawal of Saule Omarova’s OCC Nomination

ICBA Statement on the Withdrawal of Saule Omarova’s OCC Nomination Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on the...

Dec 07, 2021
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Article
Advocacy Office of the Comptroller of Currency (OCC)

ICBA/Travelers Deliver Over $4 Million in Dividends for Participating Community Banks

ICBA/Travelers Deliver Over $4 Million in Dividends for Participating Community Banks ICBA today announced that a dividend of $4.1 million will be shared by nearly 1,200 member banks based on their...

Dec 07, 2021
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Article

This week: ICBA advocacy briefing on 1071 push

This week: ICBA advocacy briefing on 1071 push ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal. ICBA...

Dec 07, 2021
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Article
Lending

ICBA to CFPB: Extend inquiry of largest tech firms

ICBA to CFPB: Extend inquiry of largest tech firms The Consumer Financial Protection Bureau should extend its inquiry of the six largest technology companies to all tech firms that participate in...

Dec 07, 2021
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Article
Compliance Payments Technology

ICBA advocacy briefing this week on 1071 push

ICBA advocacy briefing this week on 1071 push ICBA this week is hosting a complimentary briefing on its campaign targeting the Consumer Financial Protection Bureau’s Section 1071 proposal. ICBA...

Dec 06, 2021
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Article
Lending

Boozman op-ed targets postal banking pilot

Boozman op-ed targets postal banking pilot A U.S. Postal Service pilot program to test postal banking will further complicate already-strained mail delivery, Sen. John Boozman (Ark.) wrote in a new...

Dec 06, 2021
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Article
Postal Service Banking

New ICBA video: Call for credit union hearings

New ICBA video: Call for credit union hearings ICBA released a new video distinguishing taxpaying community banks from tax-exempt credit unions. ICBA released a new video distinguishing taxpaying...

Dec 03, 2021
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Article
Credit Unions

Credit unions report Q3 growth

Credit unions report Q3 growth Shares and deposits at federally insured credit unions increased 14.4% in the third quarter from the previous year, the National Credit Union Administration reported....

Dec 07, 2021
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Article
Credit Unions

ICBA 1071 campaign continues

ICBA 1071 campaign continues ICBA this week began calling on community bankers to submit personalized comments on the Consumer Financial Protection Bureau’s proposal to implement Dodd-Frank Section...

Dec 03, 2021
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Article
Compliance

Romero Rainey: Act now on 1071 proposal

Romero Rainey: Act now on 1071 proposal ICBA President and CEO Rebeca Romero Rainey called on community bankers to join the grassroots push on the Consumer Financial Protection Bureau’s 1071...

Dec 02, 2021
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Article
Compliance

ICBA’s Independent Banker Names 2021 Best Community Banks to Work For

ICBA’s Independent Banker Names 2021 Best Community Banks to Work For Independent Banker magazine today bestowed 2021 Best Community Banks to Work For honors upon five community banks for their...

Dec 01, 2021
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Article

CFPB issues annual threshold adjustment

CFPB issues annual threshold adjustment The Consumer Financial Protection Bureau raised the annual threshold adjustment maximum that consumer reporting agencies may charge consumers for making a...

Nov 30, 2021
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Article
Compliance

Yellen, Powell testifying this week

Yellen, Powell testifying this week Treasury Secretary Janet Yellen and Federal Reserve Chairman Jerome Powell are scheduled to testify this week before the Senate Banking and House Financial...

Nov 29, 2021
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Article
Crisis Preparedness

ICBA urges cannabis banking safe harbor in Senate defense bill

ICBA urges cannabis banking safe harbor in Senate defense bill ICBA called on senators to support the inclusion of an ICBA-advocated cannabis banking safe harbor as an amendment to a pending...

Dec 03, 2021
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Article
Cannabis banking

ICBA’s Romero Rainey, Paul Merski Named Top Lobbyists by The Hill

ICBA’s Romero Rainey, Paul Merski Named Top Lobbyists by The Hill Independent Community Bankers of America President and CEO Rebeca Romero Rainey and ICBA Group Executive Vice President of...

Dec 02, 2021
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Article
Advocacy

Regulators update BSA/AML exam manual

Regulators update BSA/AML exam manual The Federal Financial Institutions Examination Council updated its BSA/AML Examination Manual, which instructs examiners on assessing BSA/AML compliance. The...

Dec 02, 2021
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Article
Compliance

Agencies adjust regulatory thresholds

Agencies adjust regulatory thresholds Federal regulators announced 2022 updates to key regulatory thresholds. Federal regulators announced 2022 updates to key regulatory thresholds. Mortgage Loans:...

Dec 02, 2021
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Article
Compliance

CFPB: Community banks charge lower overdraft fees

CFPB: Community banks charge lower overdraft fees The Consumer Financial Protection Bureau said community banks charge lower overdraft fees than larger institutions. The Consumer Financial...

Dec 02, 2021
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Article
Advocacy

ICBA launches comment letter campaign on 1071 proposal

ICBA launches comment letter campaign on 1071 proposal ICBA is calling on community bankers to submit personalized comments on the Consumer Financial Protection Bureau’s proposal to implement...

Nov 30, 2021
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Article
Compliance

Five Democratic senators oppose Omarova nomination: report

Five Democratic senators oppose Omarova nomination: report Five Democratic senators reportedly don't support Saule Omarova’s nomination to lead the Office of the Comptroller of the Currency,...

Nov 29, 2021
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Article
Government Banks Office of the Comptroller of Currency (OCC)