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CDFI Fund announces TLR webinars
CDFI Fund announces TLR webinars The Community Development Financial Institutions Fund announced its schedule for monthly Transaction Level Report webinars. Details: The CDFI Fund said the webinars...
Fed finalizes scenarios for annual stress test
Fed finalizes scenarios for annual stress test The Federal Reserve finalized the hypothetical scenarios for its annual stress test for large banks. Details: The Fed: Said the final scenarios are...
Treasury’s Bessent expresses support for community bank regulatory relief
Treasury’s Bessent expresses support for community bank regulatory relief Treasury Secretary Scott Bessent touted regulatory relief for community banks during a hearing on Capitol Hill. Statement:...
Ahead of House vote, ICBA urges support for community bank reg relief
Ahead of House vote, ICBA urges support for community bank reg relief Ahead of House vote, ICBA urges support for community bank reg relief ICBA urged members of Congress to pass the Housing for...
Washington enacts tax on credit unions that acquire banks
Washington enacts tax on credit unions that acquire banks Washington state recently enacted a tax on credit unions that acquire or merge with a bank. Details: Effective Jan. 1, 2026, Washington...
CDFI Fund receives full allocation for 2026
CDFI Fund receives full allocation for 2026 The spending bill signed into law this week fully funds the Community Development Financial Institutions Fund for 2026. Details: The Consolidated...
Bessent recognizes concerns with stablecoin yield in testimony
Bessent recognizes concerns with stablecoin yield in testimony Appearing before the Senate Banking Committee, Treasury Secretary Scott Bessent acknowledged concerns about crypto entities paying...
ICBA, farm groups urge no cuts to crop insurance
ICBA, farm groups urge no cuts to crop insurance ICBA and 60 farm groups opposed cuts to crop insurance during the budget process. Details: In letters to the administration and congressional...
ICBA expresses concerns about ‘skinny’ master accounts
ICBA expresses concerns about ‘skinny’ master accounts ICBA told policymakers it has significant concerns about expanding direct Federal Reserve account access to institutions that operate outside...
Consumer credit up in 2025, Q4, and December
Consumer credit up in 2025, Q4, and December The Federal Reserve reported that consumer credit increased 5.7% in December, capping an increase of 3.0% in the fourth quarter. 2025 Data: Overall in...
USDA forecasts decline in farm income
USDA forecasts decline in farm income The USDA released an updated farm sector income forecast estimating net farm income of $153.4 billion for 2026, which is 0.7% lower than 2025. 2026-02-09
Community Banks Head to San Diego for ICBA LIVE 2026 Next Month
Community Banks Head to San Diego for ICBA LIVE 2026 Next Month The Independent Community Bankers of America® (ICBA) will host ICBA LIVE 2026, the nation’s premier educational and networking event...
ICBA Applauds House Passage of Housing for the 21st Century Act
ICBA Applauds House Passage of Housing for the 21st Century Act Washington, D.C. (Feb. 9, 2026) — The Independent Community Bankers of America (ICBA) applauded the House of Representatives for...
ICBA Urges Congress to Provide Additional Farm Aid
ICBA Urges Congress to Provide Additional Farm Aid Washington, D.C. (Feb. 10, 2026) — The Independent Community Bankers of America (ICBA) today strongly urged Congress to quickly pass bipartisan...
CFTC warns of relationship investment scams around Valentine’s Day
CFTC warns of relationship investment scams around Valentine’s Day The Commodity Futures Trading Commission warned consumers that Valentine’s Day is an opportunity for criminals to use relationship...
Washington credit union tax continues making news
Washington credit union tax continues making news Washington state’s recently enacted tax on credit unions that acquire banks continues making news. Background: Effective immediately, the...
House passes ICBA-supported regulatory relief bill
House passes ICBA-supported regulatory relief bill The House of Representatives passed the Housing for the 21st Century Act (H.R. 6644), which includes ICBA-advocated community bank regulatory...
Banking Trades Statement on White House Crypto Market Structure Meeting
Banking Trades Statement on White House Crypto Market Structure Meeting Washington, D.C. (Feb. 10, 2026) — Following today’s meeting at the White House on crypto market structure legislation, the...
Finosec Named ICBA Preferred Service Provider for Cybersecurity Governance
Finosec Named ICBA Preferred Service Provider for Cybersecurity Governance Washington, D.C. (Feb. 11, 2026)—The Independent Community Bankers of America (ICBA) today named Finosec, a cybersecurity...
ICBA ad campaign spotlights impact of community banks
ICBA ad campaign spotlights impact of community banks With multiple advocacy efforts underway in Washington, an ICBA ad campaign running this week showcases the positive impact of community banks...
Fed’s Waller recognizes concerns over ‘skinny’ master accounts
Fed’s Waller recognizes concerns over ‘skinny’ master accounts Federal Reserve Governor Christopher Waller said he’s hearing concerns from banks and crypto-focused firms on his efforts to authorize...
ICBA pushes for more economic assistance to farmers
ICBA pushes for more economic assistance to farmers ICBA urged Congress to pass an additional farm economic assistance package. Details: In a letter to members of Congress, ICBA said: A growing...
ICBA attends another White House meeting on digital asset market structure priorities
ICBA attends another White House meeting on digital asset market structure priorities ICBA attended a second White House meeting focused on the debate over pending digital assets market structure...
Report: Assets held by CDFIs declined over past two years
Report: Assets held by CDFIs declined over past two years After growing by nearly 10 times between 2011 and 2024, assets held by community development financial institutions declined modestly...
Marijuana Banking Grows, Terminations Too
Marijuana Banking Grows, Terminations Too More financial institutions are servicing the marijuana industry, but depositories have terminated 5,650 accounts at an increasingly rapid clip. 2017-01-25
Horizon Scanning
Horizon Scanning Following last issue’s review of compliance in 2016, we look at how community banks will meet the challenges of compliance in 2017 2016-12-19
Bowman: Policy response to bank failures shouldn’t undermine tiered regulation
Policymakers should ensure the response to recent bank failures does not undermine regulatory tailoring and risk-based supervision, Federal Reserve Governor Michelle Bowman said.
ICBA Commends Fed Vice Chair Barr for Targeting Regulatory Capital Reforms on Largest Institutions
(ICBA) President and CEO Rebeca Romero Rainey issued the following statement on Federal Reserve Vice Chair for Supervision Michael Barr’s remarks on pending regulatory capital rules.
OCC, FDIC heads discuss plans for community bank relief
OCC and FDIC leaders said they plan to focus on improving the regulatory framework for community banks, including making changes to the community bank leverage ratio.
FDIC removes disparate impact references from exam manual
The FDIC announced that it will evaluate potential discrimination under the Equal Credit Opportunity Act and Fair Housing Act only through evidence of disparate treatment.
Assessment Credits Finally Paying Off
Assessment Credits Finally Paying Off The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in...
Assessment Credits Bring a Happy New Year
Assessment Credits Bring a Happy New Year With the holidays almost here, community banks recently received some good news that has been years in the making. The FDIC announced that the Deposit...
ICBA meets with OCC on re-presentment concerns
ICBA leadership community bankers and staff this week met with OCC officials on the agency’s supervisory approach to how banks treat single items that are repeatedly rejected for insufficient funds.
Fed joins crackdown on re-presented transactions
The Federal Reserve has joined the FDIC and OCC in targeting how banks treat single items that are repeatedly rejected for insufficient funds.
FDIC issues computer incident notification guidance
The FDIC issued guidance on how banks it supervises can comply with recently established interagency incident notification requirements, effective May 1.
FDIC board meeting next week on standards for large banks
The FDIC board of directors said it will meet next week to consider new regulatory standards for large banks.
ICBA offers summary on large bank capital proposal
ICBA released a summary of a recently released interagency proposed rule to strengthen regulatory capital standards on large banks.
ICBA, state groups to FDIC: Withdraw corporate governance proposal
ICBA and state community banking associations expressed strong opposition to the FDIC’s proposed corporate governance and risk management guidelines for covered institutions with $10 billion or...
Due tomorrow: Comment letters opposing corporate governance proposal
ICBA is urging community bankers to send letters to the FDIC by tomorrow’s deadline opposing proposed guidelines to establish new corporate governance and risk management standards.
Due today: Comment letters opposing corporate governance proposal
ICBA is urging community bankers to send letters to the FDIC by today’s deadline opposing proposed guidelines to establish new corporate governance and risk management standards.