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Former NCUA official calls for transparency in credit union bank acquisitions
A new blog post spotlights the lack of information that credit union member-owners are privy to when their credit union decides to acquire a bank.
ICBA urging EGRPRA grassroots comment letters
ICBA is urging community bankers to submit comment letters by Oct. 23 on the final round of the banking agencies’ Economic Growth and Regulatory Paperwork Reduction Act of 1996 review.
ICBA updates advocacy dashboard
ICBA updated its “Advocacy in Action” government relations dashboard for the fourth quarter with the latest community banking advocacy successes and priorities.
ICBA shares Cybersecurity Awareness Month marketing tools
ICBA offers ready-to-use marketing tools that community bankers can use in October via its Marketing Resource Center.
CDFI Fund announces first awards of 2025
The Community Development Financial Institutions Fund announced it has awarded 56 organizations $8.8 million in technical assistance awards under the fiscal 2025 funding round.
Cybersecurity coordination law to lapse next week if Congress doesn’t act
ICBA continues working with Congress to advance an extension of a law that strengthens public-private cybersecurity coordination before the law expires next week.
ICBA raises profile of payments fraud at interagency commission meeting
ICBA spotlighted payments fraud trends in a presentation to the Financial Education and Literacy Commission, a statutory commission chaired by the Treasury secretary and comprising the heads of 24...
ICBA, groups request Treasury comment extension on GENIUS Act
ICBA and other groups called on the Treasury Department to extend the 30-day comment period for its advance notice of proposed rulemaking on the implementation of the Guiding and Establishing...
Revising community bank capital framework a key priority: Bowman
Revising community bank capital standards and addressing check fraud are top priorities for the Federal Reserve, Fed Vice Chair for Supervision Michelle Bowman said.
Credit union acquisitions of community banks continue garnering media attention
Credit union acquisitions of community banks received renewed media attention this week with a new article on the largest acquisition so far this year.
Feds prepare for Sept. 30 transition from paper checks
The federal government launched an updated webpage with information on its Sept. 30 transition away from issuing paper checks for most federal payments, while the IRS said it will publish guidance...
ICBA-supported bills slated for House committee markup today
ICBA urged the House Financial Services Committee to vote to advance several pro-community banks bills that the committee is scheduled to mark up today.
House committee advances ICBA-supported bills
The House Financial Services Committee voted to advance five ICBA-supported bills designed to support community banks.
ICBA community bankers meet with banking agencies on core processors
Ten ICBA community bankers and several staff members met with federal regulators to discuss community bank experiences and concerns with core service providers.
ICBA Community tops 6,000 members
ICBA Community, the exclusive digital network for ICBA members, has surpassed 6,000 members.
ICBA: Community banks lead the fight against fraud
ICBA told Congress that community banks are on the front lines of fraud mitigation and are leading the response but cannot solve the problem alone.
OCC announces ICBA-advocated supervision restructuring
Following ICBA advocacy, the OCC announced it will reverse its ICBA-opposed plan to merge its community, midsize, and large bank supervision functions into a single unit.
ICBA-CISA hosting Cybersecurity Awareness Month tabletop exercise
ICBA and the Cybersecurity and Infrastructure Security Agency are scheduled to host a members-only tabletop exercise to support community bank cybersecurity at noon (Eastern time) Thursday, Oct. 16.
Fed’s Miran: Interest rates too restrictive
New Federal Reserve Governor Stephen Miran said the Fed’s target interest rate is roughly 2 percentage points too tight, risking unnecessary layoffs and higher unemployment.
FedDetect announces new payment fraud tool
The Federal Reserve announced a new reporting feature for its FedDetect Anomaly Notification for FedACH Services, which helps financial institutions quickly address potential fraud.
Miran sworn in as Fed governor
The Federal Reserve announced that Stephen Miran was sworn in as a Fed governor.
Fed lowers interest rates by 25bp
The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 4.0% to 4.25%.
ICBA Applauds OCC for Announced Updates to Organizational Structure
ICBA today expressed its strong support for the Office of the Comptroller of the Currency’s announcement that it will reverse its ICBA-opposed decision to merge its community, midsize, and large...
ICBA: AI can help community banks if regulated properly
ICBA told Congress it believes artificial intelligence has the potential to help community banks meet regulatory burdens and expand access to credit, but thoughtful regulation is needed.
OCC updates SCRA handbook
OCC updates SCRA handbook The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...
ICBA urges OCC to reject Stripe’s national trust bank charter application
ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...
Trump signs bill to reopen government
Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...
End Document Chaos and Close Loans Faster with FileInvite
Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...
ICBA announces opposition to Coinbase’s charter application
ICBA announced its opposition to Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.
Online Course Newsletter – October 2025
Online Course Newsletter – October 2025 It’s that time of year again for Standard Plan, Custom Plan, and Bank Compliance Bundle subscribers – Subscription Renewals! Renewal invoices were mailed...
Customer Experience Through Strategic Innovation
Recent research from FICO shows that 88% of bank customers say experience is as important as or more important than products and services.
Fed's Financial Stability Report highlights key risks
Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the...
CSBS: Community banks pay more for compliance
CSBS: Community banks pay more for compliance The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...
Online Course Newsletter – November 2025
Online Course Newsletter – November 2025 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses for the...
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing
ICBA shares deposit insurance priorities with lawmakers ahead of House hearing ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community banks. ...
USDA announces second round of supplemental disaster assistance payments
USDA announces second round of supplemental disaster assistance payments The USDA announced the second phase of supplemental disaster relief payments that would be distributed under the...
ICBA: Mega-credit union acquisition signals it’s time for a policy response
ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption
ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...
House panel holds hearing on deposit insurance reform
House panel holds hearing on deposit insurance reform The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including supporting...
After second credit union acquisition in two days, ICBA demands policy response
After second credit union acquisition in two days, ICBA demands policy response With large credit unions announcing two acquisitions of Main Street community banks in as many days, ICBA said it...