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CFPB: federal rules apply to contract-for-deed arrangements

The Consumer Financial Protection Bureau issued an advisory opinion and research report on contracts for deed, a form of home seller financing.

Aug 14, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

IRS forms coalition to combat growing scams

The Internal Revenue Service announced it has formed a coalition with state tax agencies and the tax industry to combat the growth of scams and schemes threatening taxpayers and tax systems.

Aug 19, 2024
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB withdraws ICBA-opposed proposal on non-sufficient-funds fees

The Consumer Financial Protection Bureau withdrew its proposed rule to restrict the use of non-sufficient-funds fees, as advocated by ICBA.

Jan 15, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA guidebook on CFPB’s 1033 rule spotlights ongoing advocacy

ICBA recently released its Open Banking Guidebook detailing the Consumer Financial Protection Bureau’s final rule implementing Section 1033 of the Dodd-Frank Act.

Jan 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urges CFPB to halt informal regulatory actions

In light of President Donald Trump’s Jan. 20 executive order freezing new rulemaking activity, ICBA urged the Consumer Financial Protection Bureau to stop issuing new informal regulatory actions.

Jan 29, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB extends compliance dates for 1071 rule

The Consumer Financial Protection Bureau issued an interim final rule to extend compliance deadlines for its 1071 small-business rule following a Supreme Court ruling that ended a temporary...

Jun 26, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA Congratulates Jonathan McKernan on CFPB Director Nomination

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s nomination of Jonathan McKernan to serve as...

Feb 12, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Thanks Russell Vought for Serving as Acting CFPB Director

ICBA President and CEO Rebeca Romero Rainey issued the following statement on President Donald Trump’s designation of Office of Management and Budget Director Russell Vought as acting director of...

Feb 08, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB extends 1071 compliance deadlines

The Consumer Financial Protection Bureau published an interim final rule to extend its 1071 small-business reporting rule’s compliance and reporting dates.

Jun 18, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA supports bill to scrap CFPB’s 1071 rule

ICBA expressed strong support for new legislation to overturn the Consumer Financial Protection Bureau’s small-business data collection and reporting requirements under Section 1071 of the...

Feb 06, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB seeks to vacate ‘unlawful’ 1033 rule

The Consumer Financial Protection Bureau asked a federal court to vacate its 1033 rule on consumer data security and privacy, saying the rule is unlawful.

Jun 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Commends House for Passing Resolution to Scrap CFPB’s Onerous Small-Business Reporting Rule

ICBA today commended the House for passing a bipartisan, ICBA-advocated resolution (S.J.Res.32) to nullify the CFPB’s Section 1071 small-business data collection and reporting requirements and...

Dec 01, 2023
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Supports CFPB Approval of Project to Improve Mortgage Disclosures

ICBA today expressed support for the Consumer Financial Protection Bureau’s approval of ICBA’s proposed template to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure...

Nov 21, 2023
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA urges CFPB to expand 1033 exemption for community banks

ICBA called on the Consumer Financial Protection Bureau to exempt from its 1033 rule requirements all community banks with assets $10 billion and under.

Oct 22, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA discusses 1033 rulemaking in meeting with CFPB

Senior ICBA staff met with Consumer Financial Protection Bureau leaders to discuss its Section 1033 rulemaking on sharing consumer financial data.

Oct 16, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB’s 1071 rule again paused by court in ICBA case

A U.S. court of appeals temporarily paused the Consumer Financial Protection Bureau’s 1071 small-business rule and extended its compliance deadlines until further notice, as advocated by ICBA.

Feb 10, 2025
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA supports resolutions to scrap CFPB overdraft rule

ICBA expressed support for a new congressional effort to invalidate the Consumer Financial Protection Bureau’s final rule on overdraft protection programs, saying it is a deeply flawed and harmful...

Feb 18, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

ICBA Statement on the CFPB’s Proposed Rule to Implement Section 1033 Standards on Sharing Consumer Financial Data

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Consumer Financial Protection Bureau proposed rule to implement...

Aug 21, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB releases new 1033 proposal on sharing consumer financial data

The Consumer Financial Protection Bureau released an advance notice of proposed rulemaking to collect information on how it should implement Section 1033 standards on sharing consumer financial data.

Aug 22, 2025
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Article
Consumer Financial Protection Bureau (CFPB)

CFPB confirms plan to issue new rule on 1071

The Consumer Financial Protection Bureau reiterated that the agency’s new leadership has directed staff to initiate a new Section 1071 rulemaking.

Sep 03, 2025
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Article
Consumer Financial Protection Bureau (CFPB)