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OCC issues CRA strategic plan for community banks
OCC issues CRA strategic plan for community banks The OCC issued proposed guidance for a simplified strategic plan process for community banks to comply with the Community Reinvestment Act. ...
Senate passes NDAA with ICBA-opposed measures removed
Senate passes NDAA with ICBA-opposed measures removed The Senate passed the National Defense Authorization Act by a 77-20 vote after removing several ICBA-opposed measures from the bill. TILA...
ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy
ICBA Names Justin Dunmyer as SVP, Innovation & Product Strategy Washington, D.C. (Dec. 18, 2025)—The Independent Community Bankers of America® (ICBA) announced today that Justin Dunmyer has joined...
OCC weighs in on state interest rate case
OCC weighs in on state interest rate case The OCC filed an amicus brief with the U.S. Court of Appeals for the Tenth Circuit in connection with the National Association of Industrial Bankers v....
Fed research reinforces ICBA call to mitigate stablecoin risks
Fed research reinforces ICBA call to mitigate stablecoin risks A newly released Federal Reserve research paper warns that stablecoins could reduce bank deposits and lending—in line with a recent...
Why Consistency is Essential in Banking
Why Consistency is Essential in Banking Banking thrives when trust is present. Customers entrust banks with their savings, aspirations, and financial security. This trust is nurtured through...
Making a list, checking it twice
Making a list, checking it twice Since we started seeing Halloween decorations in August, I felt it was high time we started thinking about the Holiday season. More specifically, as it relates to...
Fed seeks input on limited-purpose ‘payment accounts’
Fed seeks input on limited-purpose ‘payment accounts’ The Federal Reserve requested public comment on a proposed "payment account," which eligible financial institutions could use for the limited...
Fed report: Debit card transaction fraud growing
Fed report: Debit card transaction fraud growing The Federal Reserve published its biennial report on debit card transactions, which summarizes information collected from Durbin-covered debit card...
New Analysis Shows Credit Union Acquisitions of Community Banks Harm the Communities That Can Least Afford It
ICBA and community bankers have long warned about the dangers of tax-exempt credit unions acquiring tax-paying community banks, a concerning trend that peaked last year and has continued in 2025.
On your marks
September 17 will possibly be a watershed day for Fed-watchers. Not only did we see the Federal Open Market Committee resume its rate cutting that’s been on hold since last December.
From Risk to Resilience: The Board’s Role in Governing Technology
Community bank boards and executives have always shouldered responsibility for risk, strategy, and growth. What’s changed is how much technology now drives all three.
How to Build an AI Policy at Your Community Bank
Artificial intelligence is here to stay, whether it’s generative AI, part of your bank’s neural network or both. That’s why having an AI policy is important—but how you go about writing it...
Data-Driven HR: Employers Navigate Compliance Amid Regulatory Changes
Data-driven personnel assessments have become a key part of how many banks and financial institutions enhance their human resources strategies and mitigate employment-related risks and liability.
Whole lotta thinkin’ going on
In reading and listening to the words of the Federal Reserve Board’s members over the past month, I hear a lot of hedging. And far be it from me to second guess the respective governors and...
Navigating the end of penny production
Navigating the end of penny production The U.S. Mint officially ended penny production on November 12, 2025, striking the final one-cent coin in Philadelphia. This marked the conclusion of a...
FS-ISAC shares tips for defending against ransomware
FS-ISAC shares tips for defending against ransomware Threat actors are increasingly targeting the financial services sector’s supply to steal data – and a favored tactic is ransomware extortion,...
FHFA reports decline in single-family guarantee fees
FHFA reports decline in single-family guarantee fees The Federal Housing Finance Agency said the average single-family guarantee fee decreased to 65.2 basis points in 2024 from 65.5 in 2023. ...
House Republicans push Fed for new approach on pennies
House Republicans push Fed for new approach on pennies House Republicans asked the Federal Reserve to take a thoughtful approach to its role in recirculating pennies. Details: In a letter to...
ENTER NOW: 40 Under 40: Community Bank Leaders awards
Nominations for 40 Under 40: Community Bank Leaders 2025 are now open! 40 Under 40 seeks to recognize community banking’s brightest, most promising young professionals. Winners are featured in...