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How to Dive into Innovation in 2023
When it comes to innovation, big picture ideas crystalize into concrete plans. Having the vision and enthusiasm for fresh solutions is just the start and drives the community bank journey to...
PPP Data Show Community Banks Acted Expeditiously to Save Small Businesses
The Paycheck Protection Program originated its final loans nearly three months ago. Over the preceding year, this Marshall Plan for small businesses provided critical financial assistance to nearly...
A Community Bank Primer on the TerraUSD Collapse
ICBA has closely watched the growth of stablecoins over the past year and repeatedly raised concerns about the risks these systems may pose. Earlier this month, those concerns manifested with the...
Encore Bank Shares Tips for Connecting with Underserved Hispanic Groups
Miguel Lopez, senior vice president and chief community outreach officer at the Little Rock, Ark.-based Encore Bank, shares some tips for reaching out to the Hispanic community in your local area.
How the TerraUSD Collapse Affects Stablecoin Regulation and Community Banks
The collapse of TerraUSD has affected the crypto sector and broader financial markets. But perhaps even more important for community banks, the market instability is fueling the policymaker push...
PPP Data Show Community Bank Pandemic Response Outperformed Larger Lenders
The Paycheck Protection Program offered millions of small businesses a critical financial lifeline to weather an extraordinary economic downturn engendered by the coronavirus pandemic.
The Year of Hiking Cautiously: What a New Cycle of Interest Rate Hikes Mean for Community Banks
The Federal Reserve recently took a major step toward curbing inflation by raising the effective federal funds rate by 25 basis points. Here’s a look at what this means for community banks and...
Community Banks Flock to ICBA ThinkTECH Accelerator as Program Reaches Peak Capacity
They say, "success begets success" and in the case of the ICBA ThinkTECH Accelerator program this timeless belief holds true. Before we even hit the halfway point on our fifth accelerator program...
Relationship Building: Insights from the ICBA Preferred Service Provider Engagement Forum
Ninety-two percent of ICBA member banks rely on at least one ICBA Preferred Service Provider (PSP), and 52% of ICBA members say they would not be able to provide some services without ICBA,...
‘Pig butchering’ crypto scams a growing concern
A new form of scam has skyrocketed in recent years as criminal syndicates target consumers through online channels. Called “pig butchering,” this new scam is increasingly relevant, including among...
‘Pig butchering’ links to crypto demand policy response
“Pig butchering” scams — in which victims invest in supposedly legitimate virtual currency enterprises before being conned out of their money — depend on cryptocurrencies to function....
Standing Up for Community Banking: A Call for Fairness in Credit Union Policies
As the number of acquisitions of community banks by credit unions skyrocketed at a shocking rate in 2024, ICBA has rightfully sounded the alarm to legislators and regulators.
From redlining to modernization: A CRA overview
From redlining to modernization: A CRA overview The Community Reinvestment Act was designed to stop redlining, the impact of which is still felt in metro areas today. We look at the past and...
Too-Big-To-Fail is NO Laughing Matter
Too-Big-To-Fail is NO Laughing Matter Isn’t it nice that we can all look back at the financial crisis of 2008-10 and just laugh? Isn’t it about time we forgive the too-big-to-fail financial...
Too Big To Jail?
Too Big To Jail? While senior Wall Street executives have been repeatedly tried in the court of public opinion and implicated by hundreds of whistleblowers within their own organizations, they have...
Megabanks Boost Business Portfolio—By Changing the Rules
Megabanks Boost Business Portfolio—By Changing the Rules When your competitors start moving the goalposts, you must be doing something right. A new report from one of the megabanks that contributed...
Main Street Heroes
Main Street Heroes Last week, Sens. Sherrod Brown (D-Ohio) and David Vitter (R-La.) showed that they stand with Main Street America by filing a bill that does something real and meaningful about...
Surprise, They’re At It Again
Surprise, They’re At It Again In the latest news from the “color me unsurprised” department, JPMorgan Chase is reportedly under investigation for manipulating energy prices and lying under oath...
Guest Blog: As the Wall Street World Spins
Guest Blog: As the Wall Street World Spins By Terry J. Jorde With too-big-to-fail financial firms getting soaked by bad press over their risky practices and preferential treatment, it should come...
Another Day, Another Fine?
Another Day, Another Fine? We’ve all been subject to countless articles and opinion pieces on the fifth anniversary of the collapse of Lehman Brothers. Everyone wants to know what we’ve learned...