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Miran sworn in as Fed governor

The Federal Reserve announced that Stephen Miran was sworn in as a Fed governor.

Sep 17, 2025
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Article
Federal Reserve

Fed lowers interest rates by 25bp

The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 4.0% to 4.25%.

Sep 18, 2025
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Article

ICBA Applauds OCC for Announced Updates to Organizational Structure

ICBA today expressed its strong support for the Office of the Comptroller of the Currency’s announcement that it will reverse its ICBA-opposed decision to merge its community, midsize, and large...

Sep 18, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA: AI can help community banks if regulated properly

ICBA told Congress it believes artificial intelligence has the potential to help community banks meet regulatory burdens and expand access to credit, but thoughtful regulation is needed.

Sep 19, 2025
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Article
Artificial Intellegence

OCC updates SCRA handbook 

OCC updates SCRA handbook  The OCC issued an updated version of the Servicemembers Civil Relief Act booklet of the Comptroller’s Handbook, which provides information and procedures for examiners in...

Nov 14, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA urges OCC to reject Stripe’s national trust bank charter application

ICBA urges OCC to reject Stripe’s national trust bank charter application ICBA urged the OCC to reject Stripe’s application for a national trust bank charter for a proposed subsidiary, Bridge...

Nov 14, 2025
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Article
Office of the Comptroller of Currency (OCC)

Trump signs bill to reopen government

Trump signs bill to reopen government President Donald Trump signed into law legislation to reopen the federal government through Jan. 30 following House passage of the measure. Details: The...

Nov 14, 2025
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Article
Governance

End Document Chaos and Close Loans Faster with FileInvite

Our secure platform eliminates the back-and-forth chaos of gathering documents from borrowers, guarantors, and third parties to reduce loan processing time while ensuring compliance and a better...

Nov 06, 2025
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Article

ICBA announces opposition to Coinbase’s charter application

ICBA announced its opposition to Coinbase’s application for a national trust bank charter for its subsidiary, Coinbase National Trust Co.

Nov 05, 2025
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Article
Office of the Comptroller of Currency (OCC)

Online Course Newsletter – October 2025

Online Course Newsletter – October 2025 It’s that time of year again for Standard Plan, Custom Plan, and Bank Compliance Bundle subscribers – Subscription Renewals! Renewal invoices were mailed...

Oct 20, 2025
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Article

Customer Experience Through Strategic Innovation

Recent research from FICO shows that 88% of bank customers say experience is as important as or more important than products and services.

Nov 03, 2025
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Article
Payments

Fed's Financial Stability Report highlights key risks

Asset valuation pressures, borrowing by businesses and households, financial-sector leverage, and funding risks are the primary vulnerabilities in the U.S. financial system, according to the...

Nov 12, 2025
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Article
Federal Reserve

CSBS: Community banks pay more for compliance 

CSBS: Community banks pay more for compliance  The Conference of State Bank Supervisors published data showing banking regulation is more burdensome on community banks. Details: Based on 10 years...

Nov 17, 2025
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Article
Compliance

Online Course Newsletter – November 2025

Online Course Newsletter – November 2025 There were no new or updated courses this past month, but we are working on new content for release in Q1 2026. As you prepare to assign courses for the...

Nov 17, 2025
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Article

ICBA shares deposit insurance priorities with lawmakers ahead of House hearing

ICBA shares deposit insurance priorities with lawmakers ahead of House hearing ICBA told Congress that raising deposit insurance limits will bolster depositor confidence in community banks. ...

Nov 18, 2025
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Article
Deposit Insurance

USDA announces second round of supplemental disaster assistance payments  

USDA announces second round of supplemental disaster assistance payments   The USDA announced the second phase of supplemental disaster relief payments that would be distributed under the...

Nov 18, 2025
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA: Mega-credit union acquisition signals it’s time for a policy response

ICBA: Mega-credit union acquisition signals it’s time for a policy response After the latest deal involving a multi-billion-dollar credit union acquiring a community bank, ICBA said these deals are...

Nov 18, 2025
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Article
Credit Unions

ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption

ICBA: Second Mega-Credit Union Acquisition in Two Days Demands Response to Industry’s Tax Exemption Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the...

Nov 18, 2025
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Article
Credit Unions

House panel holds hearing on deposit insurance reform 

House panel holds hearing on deposit insurance reform  The House Financial Services Committee discussed a wide array of issues during a hearing on deposit insurance reform, including supporting...

Nov 19, 2025
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Article
Deposit Insurance

After second credit union acquisition in two days, ICBA demands policy response  

After second credit union acquisition in two days, ICBA demands policy response   With large credit unions announcing two acquisitions of Main Street community banks in as many days, ICBA said it...

Nov 19, 2025
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Article
Credit Unions