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Visa Global Economic Insights (Oct. 2020)
Visa Global Economic Insights (Oct. 2020) The latest Global Economic Insights report from Visa provides a COVID-19 Economic Impact Index, plus insights on travel and tourism recovery and small and...
Visa Global Economic Insights report (August 2020)
Visa Global Economic Insights report (August 2020) Visa economists report that COVID-19’s impact on consumer spending is similar to consumer spending in retirement. Visa economists report that...
Visa U.S. Economic Outlook (August 2020)
Visa U.S. Economic Outlook (August 2020) After solid job growth and robust consumer spending readings in May and June, the U.S. economy was cruising along at a decent speed of recovery. After solid...
Visa Monthly Consumer Monitor (August 2020)
Visa Monthly Consumer Monitor (August 2020) Visa’s economists provide a look at consumer spending, including retail sales (excluding autos), personal disposable income data, and labor market...
Happy Birthday CCB! 35 Years in Randolph!
Happy Birthday CCB! 35 Years in Randolph! LITTLE VALLEY, NY – Management and staff at Cattaraugus County Bank (CCB) are proud to announce the 35th anniversary of their Randolph branch. The actual...
Visa’s U.S. Economic Outlook (July 2020)
Visa’s U.S. Economic Outlook (July 2020) Though there are few changes to note since the June Outlook report, the downside risks to the outlook are clearly rising. Though there are few changes to...
Visa American Mood Trend (July 2020)
Visa American Mood Trend (July 2020) Visa economists report that consumer confidence is slowly rebounding, Gen Z consumers worry about public health than the economy or their own health, and more....
Michael Benedict: Putting the 'Strategy' in 'Portfolio Strategy'
How can you use your portfolio to create operating leverage?
October Updates to Online Training Courses (All Plans)
October Updates to Online Training Courses (All Plans) Major updates to the Online Training Subscription including a revamp of RegZ courses. Read more about the changes and enhancements for...
Who Is Really Dividing the Banking Industry?
Who Is Really Dividing the Banking Industry? Since my blog is still very new, I thought I would remind everyone that each week I will be sharing some of my thoughts with you on an informal basis....
Wells Fargo is What?
Wells Fargo is What? Wells Fargo is now calling itself the world’s “largest community bank” in commercials airing during the Olympics. So does that mean that Wells Fargo is suddenly NOT...
Corporate governance and employment law help is on the way!
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis and Gerrish Smith Tuck for help with your employment law and corporate governance questions.
NEW and UPDATED Online Courses Added to Bank Director Program!
The 20 online training courses that are included in your Bank Director Program subscription are a great tool to onboard new bank directors while also ensuring your seasoned directors are up-to-speed.
Is that a light at the end of the tunnel?
Is that a light at the end of the tunnel? The light you see at the end of the tunnel may or may not be a train. We will know shortly. Last evening Sen. Richard Shelby (R-Ala.) began circulating a...
Who's on First?
Who's on First? In just a 12-hour period on Monday, March 1, at least four proposals for where to house the consumer-protection function of the larger financial-reform bill were floated on Capitol...
Social Agenda???
Social Agenda??? “Once Congress changes the base to an asset test, what is to stop them from thinking up other kinds of incentives that meet whatever social agenda they might have?" [emphasis...
What’s There to Like?
What’s There to Like? The Wall Street Journal, The New York Times, The Washington Post and just about every other newspaper in the country are calling the “Wall Street Reform Bill” a win for...
Do You Ever Wonder What It Is All About?
Do You Ever Wonder What It Is All About? Ever wonder about the millions, nay hundreds of millions, in Wall Street and megabank dollars spent on countless legions of lobbyists? For Wall Street and...
Yes, But is it Right?
Yes, But is it Right? “The problem for Tourre—and Wall Street—is that they're so intent on proving that what they did was legal that they can't see that what they did was wrong.” “With Financial...
Overdraft Guidance No Holiday Treat, or The Death of Common Sense
Overdraft Guidance No Holiday Treat, or The Death of Common Sense Happy holidays, folks. In case you missed it, on the day before Thanksgiving, the FDIC released final guidance on...