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Fed’s Bowman prioritizes outreach to community banks

Federal Reserve Vice Chair for Supervision Michelle Bowman said she continues to prioritize community bank outreach to ensure their voice is part of agency efforts to shape a new regulatory framework.

Oct 31, 2025
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Article
Federal Reserve

Fed lowers interest rates by 25bp

The Federal Open Market Committee voted to lower target interest rates by 25 basis points to a range of 3.75% to 4.0%.

Oct 30, 2025
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Article
Federal Reserve

CISA, NSA share Microsoft server security best practices

CISA, NSA, and international cybersecurity partners released Microsoft Exchange Server Security Best Practices, a guide to help network defenders harden on‑premises Exchange servers against...

Oct 31, 2025
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Article
Cybersecurity

ICBA, others: Interest rate cap bill would hurt consumers’ access to credit

ICBA and other groups expressed opposition to the Protecting Consumers from Unreasonable Credit Rates Act (S. 2781) which would institute government price controls for consumer loans, diminishing...

Oct 29, 2025
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Article
Lending

House Democrats express support for CDFI Fund

A group of 120 House Democrats urged the Trump administration to protect the Community Development Financial Institutions Fund, saying its work is vital in supporting families, businesses, and...

Oct 29, 2025
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Article
Community Development Financial Institution (CDFI)

ICBA calls for unified AI regulations

ICBA called on the White House to harmonize the regulatory framework for artificial intelligence to address ambiguities inhibiting AI adoption.

Oct 28, 2025
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Article
Artificial Intellegence

Fed seeks comments on annual stress test

The Federal Reserve requested comment on proposals to enhance the transparency and public accountability of its annual stress test for large banks.

Oct 27, 2025
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Article
Federal Reserve

Social Security benefits to increase 2.8% next year

Social Security benefits and Supplemental Security Income payments for more than 75 million Americans will increase by 2.8% in 2026, according to the Social Security Administration.

Oct 27, 2025
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Article
Government Banks

ICBA-backed letter to support CDFIs signed by 105 members of Congress

A group of 105 Republican senators and representatives strongly urged the Trump administration to continue carrying out the statutory obligations of the Community Development Financial Institutions...

Oct 24, 2025
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Article
Congressional Matters

Senate panel touts support for bill to raise CTR, SAR thresholds

The Senate Banking Committee published public support from ICBA and other groups for a bill to raise currency transaction reporting and Suspicious Activity Reporting thresholds.

Oct 24, 2025
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Article
Congressional Matters

OCC proposes rescinding recovery planning guidelines for large banks

The OCC proposed rescinding its recovery planning guidelines for certain large banks.

Oct 28, 2025
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Article
Office of the Comptroller of Currency (OCC)

ICBA calls on policymakers to end government shutdown

With the ongoing government shutdown threatening to harm local economic growth, ICBA encouraged all sides to work together to reopen the government.

Oct 27, 2025
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Article
Government Banks

ICBA Statement on Ending Government Shutdown

The Independent Community Bankers of America (ICBA) issued the following statement on the federal government shutdown.

Oct 24, 2025
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Article
Government Banks

ICBA pushes deregulation in EGRPRA comments

ICBA called on federal banking regulators in the Trump administration to continue advancing ICBA’s deregulatory recommendations via the latest Economic Growth and Regulatory Paperwork Reduction Act...

Oct 24, 2025
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Article
Economic Growth, Regulatory Relief, and Consumer Protection Act (EGRPRA s.2155)

ICBA Education releases 2026 seminar schedule

ICBA Education has announced preliminary dates for its 2026 certification institutes, seminars, and forums. While registration is not yet open, the schedule offers a first look at next year’s...

Oct 23, 2025
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Article

Fed’s Waller proposes ‘skinny master account’

Federal Reserve Governor Christopher Waller said the Fed should explore the idea of a “skinny master account.”

Oct 22, 2025
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Article
Federal Reserve

ICBA unveils principles for deposit insurance reform

With lawmakers deliberating deposit insurance reform proposals, ICBA released recommended principles to inform the debate.

Oct 22, 2025
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Article
Deposit Insurance

ICBA: Detecting illicit activity involving digital assets requires bigger effort

ICBA told the Treasury Department that community banks remain open to exploring the capabilities of payment stablecoins, but their promise rests on the government’s ability to deter the...

Oct 20, 2025
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Article
Digital Assets

ICBA urges senators to prohibit payment of interest on stablecoins by all digital market participants

ICBA and its 44 affiliated state partner associations urged senators to ensure proposed legislation to create a regulatory framework for digital assets markets does not impair community banks'...

Oct 16, 2025
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Article
Congressional Matters Digital Assets

ICBA, other trades urge administration to halt CDFI Fund cuts

ICBA and other groups urged the Trump administration to reconsider actions to eliminate Community Development Financial Institutions Fund resources.

Oct 21, 2025
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Article
Community Development Financial Institution (CDFI)