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3DS 2.0 Authentication Is Coming!
3DS 2.0 Authentication Is Coming! In September, ICBA Bancard partnered with CardinalCommerce to implement a powerful 3-D Secure, 2.0 authentication solution for community bank clients that...
Next Gen Security: 3-D Secure 2.0
Next Gen Security: 3-D Secure 2.0 According to the U.S. Payments Forum’s 2017 summer market snapshot, 45 to 50 percent of all U.S. credit and debit transactions are now chip-on-chip. Accordingly,...
ICBA Bancard Is Your On-ramp for Faster Payments
ICBA Bancard Is Your On-ramp for Faster Payments The evolutionary process of payments in banking has always required early adopters and innovators with the courage to advance to that next point of...
Three New Details Every Community Banker Needs to Know about Faster Payments
Three New Details Every Community Banker Needs to Know about Faster Payments When it comes to the future of faster payments in the U.S., it’s a marathon, not a sprint. From the 2015 issuance of...
Protecting the Loyals
Protecting the Loyals Loyalty programs are a tremendous customer retention tool, but in recent years have become a target for cyber criminals who are hacking into consumer accounts and siphoning...
Serving the Underserved in the Era of Mobile
Serving the Underserved in the Era of Mobile Mobile platforms for prepaid cards and omni-channel merchant capture are just a few of the innovative technologies community banks can leverage to...
You Don't Have to Fall Short with Fall Back
You Don't Have to Fall Short with Fall Back Fallback transactions are a natural side effect of EMV adoption and occur when a chip card cannot be read by a chip-enabled terminal for any number of...
Consumer Authentication Grows Up – 3D Secure 2.0
Consumer Authentication Grows Up – 3D Secure 2.0 For nearly two decades, issuers, merchants and acquirers have been forced to rely on imperfect technology in an effort to protect themselves in the...
Are You Ready to Get Enabled?
Are You Ready to Get Enabled? A March 2016 study, titled “What’s in Your Mobile Wallet?”, by Javelin Research reported that the proximity payments market is projected to reach $54 billion by 2019...
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately
Why Fraud Alerts Matter—and How to Get Customers to Respond Accurately One of the challenges of managing card fraud is that so much of our response depends on the cardholder. We can put advanced...
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses
Lies Can’t Disguise Fraud: Community Banks Face Rising First-Party Fraud Losses Community banks are reporting fraud losses, becoming the largest source of portfolio losses, according to recent data...
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern
Translating industry complexity into competitive advantages for community banks: Introducing Chrissy Ahern Get to know the staff members that support your bank and its payments business. We’re here...
Fighting holiday fraud through customer awareness
Fighting holiday fraud through customer awareness As the holidays approach, Citizens Bank is gearing up for a boost in holiday spending and fraud-related activity. As the holidays approach,...
Strategies for Maximizing Debit Card Use
Strategies for Maximizing Debit Card Use We’ve come a long way since ATM cards launched at our bank in 1982: Now, debit cards are the payment of choice We’ve come a long way since ATM cards...
Navigating a New Form of Authorization Fraud
Navigating a New Form of Authorization Fraud Move over traditional card fraud, there’s a new kind of attack in town: nuanced authorization fraud. Move over traditional card fraud, there’s a new...
Debit as a Relationship Asset: Regulatory Developments Community Banks Should Watch
Debit as a Relationship Asset: Regulatory Developments Community Banks Should Watch With more than 100.7 billion transactions processed in 2023 alone—up from 37 billion in 2009—debit represents...
Three Ways Receive-Only Instant Payments Meet Customer Needs
The countdown is on. FedNow goes live in just a few months, and its looming launch creates a sense of urgency around the execution of instant payments.
Where Does Your Community Bank Fall on the Digital Payments Spectrum?
Where Does Your Community Bank Fall on the Digital Payments Spectrum? Payments Executive Brief Issue 1 For a printable PDF of this issue, click here. By Tina Giorgio Use the ICBA Bancard Digital...
Value of the FedNow Service for Community Banks
Value of the FedNow Service for Community Banks The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of...
ThinkTECH Accelerator: Through the Lens of a Mentor
ThinkTECH Accelerator: Through the Lens of a Mentor ICBA Bancard President and CEO Tina Giorgio reflects on her experiences as a mentor in the ICBA ThinkTECH Accelerator program. By Tina Giorgio As...