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How Community Banks Can Build a Risk-Savvy Board

For community bank board members to mitigate risk effectively throughout the organization, each director needs to understand their role.

Sep 01, 2025
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Article

Still Processing Checks Like It’s 1995? Fraudsters Are Counting on It

Outdated check processing systems expose community banks to rising fraud and compliance risks.

Sep 01, 2025
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Article
Compliance

New Analysis Shows Credit Union Acquisitions of Community Banks Harm the Communities That Can Least Afford It

ICBA and community bankers have long warned about the dangers of tax-exempt credit unions acquiring tax-paying community banks, a concerning trend that peaked last year and has continued in 2025.

Sep 09, 2025
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Article
Credit Unions

On your marks

In just a few short weeks, the fixed-income market’s expectations for monetary policy have done a virtual about-face. This is not to say that investors are fickle.

Sep 03, 2025
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Article

Mission: Excellence—Are You Ready to Lead?

Every great leader has a moment when they’re called to step up—to lead with clarity, purpose, and excellence. For the next generation of community bank leaders, that moment is now.

Aug 14, 2025
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Article

Whole lotta thinkin’ going on

In reading and listening to the words of the Federal Reserve Board’s members over the past month, I hear a lot of hedging. And far be it from me to second guess the respective governors and...

Aug 13, 2025
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Article
Federal Reserve

How to Build an AI Policy at Your Community Bank

Artificial intelligence is here to stay, whether it’s generative AI, part of your bank’s neural network or both. That’s why having an AI policy is important—but how you go about writing it depends...

Aug 13, 2025
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Article
Artificial Intelligence

Flood of national bank trust charter applications demands policy response from OCC

While the financial services industry continues to rapidly evolve, banking policy often struggles to keep up or suffers from ill-considered changes that miss the mark.

Aug 11, 2025
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Article
Office of the Comptroller of Currency (OCC)

How Community Banks Can Compete with Major Credit Card Issuers

How Community Banks Can Compete with Major Credit Card Issuers In today’s credit card market, community banks face significant competition from the major credit card issuers. However, with a...

Aug 29, 2025
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Article

Attract the Next Banking Generation with a Great Credit Card Portfolio

Attract the Next Banking Generation with a Great Credit Card Portfolio As the banking landscape evolves, community banks can attract the next generation of banking customers by offering a strong...

Aug 29, 2025
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Article
Credit Cards Payments

Maximizing Value: Selling Community Bank Credit Card Assets

In today's financial landscape, community banks are increasingly considering selling their credit card assets to enhance profitability and focus on core operations. Selling these assets can unlock...

Apr 07, 2025
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Article

How to Improve Community Banking Customer Satisfaction in 2025 with a Cash Back Credit Card Program

How to Improve Community Banking Customer Satisfaction in 2025 with a Cash Back Credit Card Program In an increasingly competitive community banking landscape, offering a diverse line of credit...

Apr 07, 2025
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Article

Online Course Newsletter – August 2025

Did you know that employee training records within ICBA stay with the employee? This means if an employee worked at another financial institution that subscribed to ICBA’s online training, they...

Aug 25, 2025
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Article

Data-Driven HR: Employers Navigate Compliance Amid Regulatory Changes

Data-driven personnel assessments have become a key part of how many banks and financial institutions enhance their human resources strategies and mitigate employment-related risks and liability.

Aug 13, 2025
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Article
Human Resources

Online Course Newsletter – July 2025

Did you know there is a Best Practices Video in the learning management system that covers everything an LMS Admin needs to know to effectively manage employee training with ICBA? Look for the blue...

Jul 25, 2025
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Article

At Halfway Point of 2025, ICBA Marks Significant Advocacy Successes

On the heels of our recent Capital Summit, in which hundreds of community bankers traveled to Washington to meet with policymakers, it is worth pausing to reflect on our successes as well as the...

Jun 30, 2025
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Article
Advocacy

How ICBA has worked to shape the GENIUS Act and what’s next for community banks

Following President Donald Trump’s signing of a new law on stablecoins—the GENIUS Act—on July 18, it is essential that the nation’s community bankers understand what it means for our industry and...

Jul 21, 2025
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Article
Digital Assets

Online Course Newsletter – June 2025

Did you know that the ICBA Online Training Custom Plan allows you to track in-house and third party training inside the Learning Management System?

Jun 24, 2025
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Article

Patriots Bank Goes Pink to Fight Breast Cancer

Patriots Bank launched a special debit card to generate emotional and financial support for breast cancer patients, and it has generated over $20,000 so far.

Oct 01, 2025
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Article

The New Era of Risk: Why GRC Is a Strategic Imperative

As governance, risk, and compliance (GRC) challenges evolve, you must adapt. Discover how emerging GRC trends are shaping the future – and how Jack Henry™ can help your stay compliant, resilient,...

Sep 30, 2025
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Article
Compliance Payments