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GM withdraws ILC charter application

General Motors withdrew its ICBA-opposed application for deposit insurance, suspending its bid to form an industrial loan company.

Jun 27, 2024
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Article

Sen. Stabenow: It’s time to pass a farm bill

Senate Agriculture Committee Chair Debbie Stabenow (D-Mich.) called for negotiations on the next farm bill.

Jun 27, 2024
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Article
Farm Bill

Fed’s Bowman recommends Basel III Endgame changes

Federal Reserve Governor Michelle Bowman said she sees a path forward for implementing proposed Basel III Endgame capital rules that addresses concerns with their effectiveness and efficiency.

Jun 27, 2024
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Article

New ICBA podcast on check fraud

The latest episode of ICBA’s “Independent Banker” podcast, sponsored by FIS, discusses why check fraud has become such a problem.

Jun 26, 2024
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Article

CFPB extends compliance dates for 1071 rule

The Consumer Financial Protection Bureau issued an interim final rule to extend compliance deadlines for its 1071 small-business rule following a Supreme Court ruling that ended a temporary...

Jun 26, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

ICBA opposes Freddie Mac pilot to purchase second mortgages

ICBA announced its opposition to the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to purchase certain single-family closed-end second...

Jun 25, 2024
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Article
Federal Housing Finance Agency

Data privacy bill markup canceled

The House Energy and Commerce Committee canceled the scheduled markup of the American Privacy Rights Act following concerns about the bill.

Jun 28, 2024
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Article
Climate

Credit Analyst Institute heads to Texas

ICBA's Credit Analyst Institute, scheduled for Aug. 11-14 in Grapevine, Texas., will examine the evolving role of the credit analyst and dive into the intricacies of financial analysis, business...

Jun 26, 2024
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Article

Q2 Community Bank Briefing on Thursday

ICBA this week is hosting a complimentary community bank briefing on key congressional and regulatory developments.

Jun 25, 2024
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Article

ICBA opposes approval of new industrial loan company

Following the FDIC’s approval of the formation of Thrivent Bank, a new industrial loan company based in Utah, ICBA reiterated its strong opposition to the ILC loophole.

Jun 24, 2024
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Article
Federal Deposit Insurance Corporation (FDIC)

ICBA Opposes FDIC Approval of Industrial Loan Company Application

Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s Federal Deposit Insurance Corp. approval of the formation of...

Jun 21, 2024
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Article

Treasury announces push to lower housing costs

The Treasury Department announced initiatives to increase the supply of housing.

Jun 25, 2024
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Article

ICBA Opposes Approval of Freddie Mac Plan to Enter Market Already Well Served by Private-Sector Community Banks

ICBA President and CEO Rebeca Romero Rainey issued the following statement on the Federal Housing Finance Agency’s conditional approval of Freddie Mac’s proposal to engage in a pilot program to...

Jun 24, 2024
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Article
Federal Housing Finance Agency

CDFI Fund extends deadlines for certification application

The Community Development Financial Institutions Fund extended the application deadlines outlining when current CDFIs must reapply for CDFI certification using the revised version of the application.

Jun 24, 2024
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Article
Community Development Financial Institution (CDFI)

Fed issues ICBA-requested extension on Fedwire comment period

The Federal Reserve extended until Sept. 6 the comment period on its proposal to expand Fedwire Funds Service and National Settlement Services operating hours. Comments on the proposal were...

Jun 24, 2024
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Article

ICBA urges unified, streamlined bank merger review process

ICBA told the FDIC that its bank merger review process requires significant revisions to be streamlined and equitable to community banks.

Jun 20, 2024
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Article

Agencies finalize rule on automated valuation models

Federal financial services regulators issued a final rule to implement quality control standards for automated valuation models, or AVMs, which mortgage lenders use to value real estate collateral.

Jun 21, 2024
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Article
Consumer Financial Protection Bureau (CFPB) Compliance

FDIC finalizes new resolution filings for banks over $50B

The FDIC approved a final rule to require resolutions plans for banks with at least $100 billion in assets and “informational filings” for banks over $50 billion.

Jun 21, 2024
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Article
Deposit Insurance

Banking agencies propose amending BSA requirements

Federal banking regulators issued a proposed rule that would amend Bank Secrecy Act requirements for anti-money-laundering and countering-the-financing-of-terrorism programs.

Jun 21, 2024
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Article
Bank Secrecy Act/Anti-Money Laundering Act (BSA/AML)

Bill to pause Fed debit card rule introduced in Senate

ICBA-advocated legislation directing the Federal Reserve to stop and study its proposed changes to Regulation II before finalizing the rule was introduced in the Senate.

Jun 20, 2024
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Article