Fraud doesn't stop to consider how a payment moves—and neither should your fraud strategy. As fraudsters exploit checks, ACH, wires, instant payments, and emerging technologies, community banks face the challenge of protecting customers while balancing risk, compliance, and operational efficiency. Through real-world case studies and interactive discussions, attendees will examine how fraud schemes differ across payment channels, identify common vulnerabilities that criminals exploit, and explore practical strategies to strengthen controls without creating unnecessary friction for customers. Participants will leave with actionable ideas to enhance fraud detection, improve cross-functional collaboration, and better prepare their institutions for today's rapidly evolving payments landscape.

Learning Objectives:

• Understand how fraud risks and emerging threats differ across major payment channels, including checks, ACH, wires, and instant payments.
• Identify operational and control gaps that increase fraud risk and evaluate practical mitigation strategies.
• Learn best practices to strengthen fraud prevention while supporting regulatory compliance and a positive customer experience.