ICBA - News - News Release - Five Community Banks Join ICBA Bancard's Total Card ManagementTM Program
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Five Community Banks Join ICBA Bancard's Total Card ManagementTM Program

February 9, 2004

ARLINGTON, VA. - ICBA Bancard and TCM Bank, N.A.TM, are pleased to announce that the following community banks have recently become participants of ICBA Bancard's premier agent bank solution, Total Card Management: Country Bank of New York, N.Y.; Liberty 1st Bank of Liberty, Mo.; Farmers Savings Bank of Fostoria, Iowa; 1st United Bank of North Palm Beach, Fla.; and Mercantile National Bank of Hammond, Ind.

Total Card Management's programs are delivered through ICBA Bancard's wholly owned subsidiary, TCM Bank, N.A. Total Card Management's newest participants have all joined the 20/20 agent bank program. Created as a new credit card solution for ICBA members in the summer of 2002, 20/20 has further expanded the continuum of card issuing options for community banks.

In 2003, ICBA Bancard and TCM Bank, N.A., joined forces with the Bankers' Bank of Wisconsin, Independent Community Bankers of Florida and Midwest Independent Bank to deliver affordable credit card services to their member, shareholder and correspondent banks. Farmers Savings Bank, Liberty 1st Bank and 1st United Bank were all referred to the Total Card Management program via this alliance.

Country Bank President and CEO William Burke says that launching a new credit card program, as a Total Card Management agent will fit nicely with Country Bank's mission to provide its customers with a full range of valuable consumer and business banking products and services.

"We at Country Bank believe that there will always be a demand for relationship banking and the excellent personalized service we offer," Burke said. "Total Card Management's solutions will complement our own as they are professionally delivered by a knowledgeable, responsive and friendly team, supported by leading technology."


About ICBA Bancard & TCM Bank, N.A.
ICBA Bancard is a wholly owned subsidiary of the Independent Community Bankers of America, "The Nation's Leading Voice for Community Banks." Since 1985, ICBA Bancard has provided more than 2,000 community banks with equitable access to payment system products and services. In addition to ATM, credit and debit cards, banks have access to merchant services, ATM driving, risk management services, Internet banking and marketing services.

In 1998, ICBA Bancard founded TCM Bank, N.A. The bank exists to meet the needs of community banks that wish to participate in the credit card market and to help them protect their customer relationships by offering a competitive, professionally managed agent bank card program, Total Card Management. For issuers wishing to exit the credit card business, TCM Bank purchases portfolios, but keeps each bank's identity before its customers through the agent program.