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ICBA Bancard Hires New Senior Vice President

Arlington, VA (August 9, 2005) -- ICBA Bancard, the electronic payments services subsidiary of the Independent Community Bankers of America (ICBA) hired Kevin Bell as Senior Vice President & Payments Product Manager.   Bell will provide payments systems expertise to guide ICBA Bancard's partner relationships while managing programs that will help the nation's community banks grow their debit card programs.

"We are delighted to have Kevin on board," says ICBA Bancard President and CEO, Linda Echard.  "Kevin brings incredible energy, passion and innovative approaches to our team. He has a proven track record of payments product management, including success in business development and newly emerging payment technologies and will play a key role in enhancing community banks’ home field advantage, by helping them more effectively compete in the electronic payments industry."

From 1997 to 2004, Bell was employed by a large payment processor in Columbus, Ga. During his tenure at the corporation, he led his division in the establishment of a gift card client base in Europe and managed its growth to nearly ten million accounts in less than one year. Bell attended the Florida Institute of Technology and has served as a 1st Lieutenant in the United States Army Reserve.


About ICBA Bancard & TCM Bank, N.A.
ICBA Bancard is a wholly owned subsidiary of the Independent Community Bankers of America, "The Nation's Voice for Community Banks." Since 1985, ICBA Bancard has provided more than 2,000 community banks with equitable access to payment system products and services. In addition to ATM, credit and debit cards, banks have access to merchant services, ATM driving, risk management services, Internet banking and marketing services.

In 1998, ICBA Bancard founded TCM Bank, N.A. The bank exists to meet the needs of community banks that wish to participate in the credit card market and to help them protect their customer relationships by offering a competitive, professionally managed agent bank card program, Total Card Management. For issuers wishing to exit the credit card business, TCM Bank purchases portfolios, but keeps each bank's identity before its customers through the agent program. Additionally, TCM Bank provides consulting services to ICBA Bancard Direct Issuers, advising them how to best remain profitable and competitive in the credit card industry. For more information, visit the ICBA Bancard website at www.icbabancard.org.