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Last update: 09/17/14

ICBA News Release Header

FOR IMMEDIATE RELEASE

Local Mortgage Week PR template

City, State (Month ##, 2007) — [Name of Bank] announced it is participating in the Independent Community Bankers of America's (ICBA) NationalCommunity Bank Mortgage Week, Nov. 5-9. Nationwide, local community banks will review the mortgage documents of current homeowners, as well as discuss financing options with first-time homebuyers who see an opportunity to own their own home.

“We’re inviting local homeowners and first time homebuyers to come to [Name of Bank], to let us review your loan documents and discuss financing options,” said [Bank Official/Title, City]. “Visit us at our [Location(s)/List Hours a mortgage expert will be available].

“There is a lot of confusion about mortgages and home buying right now,” said [Bank Official]. “Community banks want to help clear up some of that confusion. ICBA National Community Bank Mortgage Week is a great time for current homeowners and prospective homebuyers to come into their participating local bank and discuss financing options.”

Mortgage holders can visit their participating community bank for a review of their mortgage documents. Community banks want to help the borrower understand what type of mortgage loan they have – if it’s fixed-rate or adjustable-rate – and if it is an ARM, when the next reset will occur. Community banks are placing a special focus on reaching out to borrowers who have mortgages with terms they don’t understand and wish to have explained by a loan officer they can trust, have an adjustable rate mortgage that is about to reset and need to discuss refinancing options or are considering making their first home purchase.

“Community banks are well run, highly capitalized and highly regulated institutions that are not generally experiencing the credit and funding problems we’re hearing about these days,” said [Bank Official]. “We’re encouraging people to come talk to common sense lenders who have steadfastly observed quality underwriting and will help borrowers find a mortgage that is right for them.”

ICBA National Community Bank Mortgage Week is also sponsored by national partners: ICBA, Fannie Mae, Freddie Mac, the Federal Home Loan Banks, Taylor Bean & Whitaker and NeighborWorks® America.

Find out more about ICBA National Community Bank Mortgage Week at www.icba.org.

 

About ICBA
The Independent Community Bankers of America, the nation’s voice for community banks, represents 5,000 community banks of all sizes and charter types throughout the United States and is dedicated exclusively to representing the interests of the community banking industry and the communities and customers we serve. For more information, visit www.icba.org.

 






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