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Key Ratio Analysis, Getting Beyond the Numbers
With every loan request comes a plethora of numbers: financial statements, taxes, and various schedules. All this information, can cause many deals to quickly languish due to analysis paralysis....
ICBA Bank Compliance Certificate Program (Individual)
The ICBA Education Compliance Certificate Program is designed to give community bankers the knowledge and skills they need to become experts in bank compliance. They will learn to explain the role...
The Art of Setting ACH Exposure Limits
Setting exposure limits for your ACH Originators is a requirement of the Nacha Rules. However, there are no set guidelines on how this task should be accomplished. Explore the art, not science, of...
Creating the Right Enterprise Risk Management (ERM) Program for YOUR Community Bank
Are you in the process of establishing your bank’s first ERM Program or seeking to streamline your existing one? You’re not alone. Risk Management is at the heart of banking and every bank has to...
Data Protection Challenges for Employers
Employers are confronted with an increasing number of data protection challenges. Dive into the various challenges organizations face when it comes to protecting data and address the latest trends...
Building Your RTP Business Case
Real-time Payments (RTP) volume represents many of the instant payments volume in the U.S. Approximately 1,000 financial institutions have made the connection to receive real-time payments (RTP),...
Supreme Court Shakeup: How the Supreme Court’s 2023 Term Will Affect Banking
During the 2023-2024 Term, the Supreme Court issued several landmark decisions with significant implications for federal agencies. Examine an in-depth analysis of three pivotal cases-Loper Bright,...
Navigating the Data Privacy Landscape: How to Keep Your Employee Data Safe
Given the increasing frequency and scale of data breaches, evolving data protection laws, expanded use of electronic monitoring by employers, and integration of AI tools, understanding your...
7 Ways to Frustrate Attackers
In the face of constant cybersecurity threats, it's easy to feel discouraged. Most penetration tests exploit common weaknesses and misconfigurations, mirroring real-world attack methods. But what...
ICBA Community Bank Briefing 2024 Q3
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and...
Estate Planning with Bank Stock
The transfer of bank or bank holding company stock as part of a shareholder's estate planning process can involve several potential regulatory, corporate, and tax issues. Banks and bank holding...
Matching Customer Journey Maps with your Brand Expectations
Customer journey mapping has entered the management process at institutions actively managing their customers' experiences. However, mapping a journey is only part of the challenge. From building...
ICBA Community Bank Briefing 2024 Q2
Join ICBA experts for a quarterly update on industry news and highlights. The 75-minute briefing will include details about regulations and congressional events from inside the Capital Beltway and...
Brokered Deposits and Core Funding
Brokered deposits provide an important source of funding for community banks. Recent changes to FDIC rules and guidance have offered clarity in certain areas of the brokered deposit regulatory...
IRAs: Is Your Program in Compliance
Ascensus conducts countless compliance audits for financial organizations across the U.S., oftentimes finding issues that could result in substantial IRS penalties due to non-compliance with IRS...
Improving Your Workplace Violence Program
Incidents of violence in the workplace are increasing, but there are many steps employers can take to reduce the chance of becoming a victim. Familiarize yourself with preventive policies and...
Community Bank Overview of Insurance Issues
At its core, community banking is risk management. In addition to community banks' commitment to risk management on a day-to-day basis, it is important that community banks utilize insurance to...
Presenting with Confidence – for Leaders (2024)
Leaders are frequently tasked with public speaking engagements and need confidence and skills to effectively deliver presentations. Whether you are presenting to your peers, to senior management,...
Regulatory Compliance Change Management: Are You Prepared?
Now more than ever, financial institutions must consider the risk of change. Regulatory changes, system conversions, new products and services, and corrective action for audit findings are just a...
Strategic Planning in 2024: Strategies for a Shifting Economic and Regulatory Environment
Strategic planning in banking is constantly evolving in today's economic and regulatory landscape. Discover key elements of strategic planning in an environment where the only thing certain is...