FIS Credit Program

Reduce the costs and risks of credit card processing with the FIS Credit Program

ICBA Payments' FIS Credit program provides innovative options and full operational support for all program levels. As a direct issuer of your own uniquely tailored credit card program, your bank is in control—allowing flexibility and maximum profitability.

FIS’ Credit Suite includes:

• 24/7 cardholder customer service

• Online cardholder access (www.mycardstatement.com)

• Robust, targeted marketing and advisory services

• Fraud detection, protection, and chargeback services, including Falcon neural networks the SecurLOCK card fraud management suite, and a dedicated chargeback team

• Open APIs for real time information, ensuring instant delivery with no delays, overnight processing, or inconvenient delivery times

Partnering with ICBA Payments and FIS for Credit issuing services gives your bank exclusive access to:

• Preferential pricing for ICBA member banks

• Optional Fraud Loss Protection Plan coverage, including 3-D Secure card-not-present- authentication solution to help banks mitigate fraud and recuperate some fraud losses.

• Service Level Agreements (SLAs) to ensure client banks are getting the best possible service

• Support for the latest payment industry advancements

• Visa and Mastercard network sponsorship options

• A complimentary portfolio development tool, Automated Card Expert (ACE), for banks to monitor the performance of their portfolio 

• One-on-one portfolio consultations

• No-cost travel accident insurance (up to $150,000/cardholder)

• Dedicated ICBA Payments client relations team – additional support when you need it

* Proprietary to ICBA Payments and available only to its clients

Learn more about the benefits of FIS credit programs