ICBA - Advocacy - Mortgage Rules Resource Page

Mortgage Rules Resource Page

In January of 2013 the Consumer Financial Protection Bureau (CFPB) issued six final rules that will help govern mortgage lending.  These rules will have far reaching impacts on the mortgage market and shape mortgage lending for many years to come.  ICBA has developed this resource page to help community bankers understand the rules, help answer questions regarding their applicability to their banks, and prepare for implementation.  ICBA will continue to update this page as information and clarification of these rules becomes available.

If you have questions, please email them to info@icba.org.

 


Ability to Repay/Qualified Mortgage Standards

Final Rule and Concurrent Proposal:

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Appraisals for Higher-Priced Mortgage Loans

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Escrow Requirements for HPML Loans

Final Rule:

 

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High-Cost Mortgages/HOEPA Requirements

Final Rule:

 

 

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Home Mortgage Disclosure Act (HMDA)

 

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Mortgage Loan Originator Compensation and Qualification Standards

Final Rule:

 

 

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Mortgage Servicing Requirements (RESPA and TILA)

Final Rule:

 

Proposed Rule:

Date Title
10/09/12 ICBA Comment Letter to CFPB on Mortgage Servicing Rulemaking

 

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TILA-RESPA Integrated Disclosure (TRID)

 

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