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The Board E’s
Recently, a board chair described to us his approach toward managing his board of directors and how he strives to improve overall corporate governance for the organization by focusing on “the three...
A fresh perspective: FOMC’s 2025 roster has some new voters
While we in the financial services sector start thinking about monetary policy in the coming year, there’s a new wrinkle to consider. Many Fed-watchers, rate prognosticators, economists and...
The importance of information when building customer relationships at community banks
While large financial institutions have long used data analytics to drive customer engagement, community banks are now recognizing the value and importance of leveraging information and data to...
From Volatility to Vision: Guiding Bank Performance Through Economic Cycles
As the economic landscape continues to shift rapidly, the ability to navigate unforeseen macroeconomic changes is essential for a bank’s long-term success and the preservation of franchise value.
Tariff Impacts on Credit Risk: What Bank Boards Need to Know
In periods of uncertainty, the only certainty is that risk increases. In statistical analysis risk is defined by a growing variance level. The wider the swings recorded between a bottom and top...
Prepare your high school graduate for the financial changes college and the workforce bring
Prepare your high school graduate for the financial changes college and the workforce bring While classes and dorm rooms and new jobs are on the forefront of high school seniors’ minds, it’s...
Top Strategies to Mitigate Current Cyber Threats
Hackers are leveraging new technology to find vulnerabilities in systems once thought impossible to exploit. As a technological renaissance pushes new methods of convenience and optimization, it’s...
Maintaining Data Privacy Through Your Financial Institution’s Digital Journey
One of financial institutions’ biggest concerns when considering digital tools such as artificial intelligence, automation, or data platforms is verifying your institution and customer data remain...
Yield enhancer, or gimmick?
Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.
Why Your Community Bank Needs a Disaster Recovery Plan
Natural disasters can be personally and economically devastating to local communities, and it’s important that community banks are prepared to help both themselves and the people they serve.
Combating Fraud: One Attack at a Time
The numbers don’t lie: fraud losses are on the rise, with 61% of financial organizations reporting direct losses of over $500,000 in a 12-month period. In addition, 52% of mid-market organizations...
Vigilante justice?
While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness...
5 Beneficial Money Habits you Can Put into Practice Right Now
5 Beneficial Money Habits you Can Put into Practice Right Now When it comes to saving, investing, or getting your finances in order, the process can often feel daunting. Here are some tips to help...
The 411 for First Time Home Buyers
Venturing into the housing market, especially for the first time, can be intimidating and difficult to navigate without a financial expert in your corner.
Business banking: How to switch to a community bank
Business banking: How to switch to a community bank Changing who your business banks with might sound overwhelming, especially if you’ve been with your current bank for a long time. But community...
WSJ: Community banks came through for businesses
WSJ: Community banks came through for businesses When big banks left small businesses hung out to dry in a pandemic, the Wall Street Journal reports that many community banks came through with...
Learn why these entrepreneurs put their trust in community banks
Learn why these entrepreneurs put their trust in community banks Small business owners share their stories of how community banks stuck by their side and helped their businesses navigate uncertain...
Community Banker Q&A: Consumer Expectations
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers commonly asked consumer questions in a new Q&A series. In this video Rebeca shares more about what...
Community Banker Q&A: The FDIC
Third-generation community banker and ICBA President and CEO Rebeca Romero Rainey answers commonly asked consumer questions in a new Q&A series. In this video Rebeca shares more about FDIC...
Three Reasons to Bank Locally with a Community Bank
Three Reasons to Bank Locally with a Community Bank The COVID-19 pandemic has created a new type of consumer—one increasingly focused on essential products and online shopping. Interestingly, there...