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↗ Main Street Over Crypto

Stablecoin growth could put small business credit at risk.

If deposits leave community banks, the lending small businesses rely on could shrink with them.

United States

Estimates combine data from the U.S. Census, FDIC, and the Federal Reserve's Small Business Credit Survey to model how growth in stablecoins could reduce community bank lending capacity and, in turn, limit credit availability for small businesses.

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