As a Preferred Service Provider serving community banks, ProfitStars® brings ICBA members education, exclusive incentives, and core-agnostic technology to truly support your focus on the needs of today's modern customers.

Program Features

CECL Solutions

ProfitStars^® CECL DataStore and Validation℠ – An efficient solution that helps you meet the daunting data collection and validation tasks associated with CECL regulations.

ProfitStars^® CECL Analysis and Reporting℠ – CECL compliance modeling with loss projections down to the instrument level

Commercial Lending

Commercial Lending Center Suite™ – An all-digital loan origination system that enables lenders to create, underwrite, and manage business relationships – elevating the borrower and lender experience.

Conversion Solutions

Enterprise Conversion Solutions – Reduces costs and saves staff time by securely converting and importing your legacy systems data, as well as M&A content, into current platforms.

Payments

Remote Deposit Anywhere™ (RDA) – Mobile remote deposit capture.

Remote Deposit Complete™ (RDC) – Web-based remote deposit capture with ProfitStars’ proofing and balancing services.

JHA SmartPay mRDC – Enables business account holders to conveniently deposit checks anytime, anywhere using camera-enabled smartphones and tablets.

JHA EPS SmartPay Biller Express^℠ – Strengthens customer relationships by simplifying billing and payment collection, reducing the cost of the accounts receivable process.

RemitPlus^® – Electronic check, remittance, and lockbox processing.

Ensenta Business RDC – Mobile℠ – Commercial mobile remote deposit solution compatible with camera-enabled iOS and Android mobile devices.

Ensenta Consumer RDC – Mobile^℠ – Consumer remote deposit capture solution compatible with camera-enabled iOS and Android mobile devices.

JHA SmartPay mRDC^℠ (Mobile Remote Deposit Complete) – Commercial mobile remote deposite capture solution build exclusively for businesses.

Online & Mobile Banking Solutions

iPay Business Bill Pay™ – A full suite of online financial management solutions designed for your small businesses.

iPay Consumer Bill Pay™ – Supports single or recurring payments and easily integrates with any internet banking provider.

Banno Mobile PS™ – Native mobile banking application for both iOS and Android™ that offers a quick, cost-effective way to deploy innovative mobile services.

Profitability & Pricing

ProfitStars Customer Profitability & Pricing℠ – An enterprise-wide data solution to determine who your most valuable clients are and ensure the pricing and rates you set drive profitability.

Web Solutions

Web Design & Hosting™ – Comprehensive and specialized responsive website design, content management, and hosting services.

Banno Monitor™ – A targeted suite of security services to protect, guard, and respond to a potential website attack. 

ICBA Member Advantages

• A 5% discount on Web Hosting licensing fees.
• A 10-15% discount on Web Security solutions.
• A 5% discount on RDC, RDA and mRDC implementation fees.
• A 5% discount on Banno Mobile installation fees.
• A 10% discount on iPay installation fees.
• A 10% discount on Lending Solutions monthly fees.
• A 10% discount on RemitPlus install fees.
• 10% off of the Financial Performance Suite℠ Profitability and Pricing (and CECL) modules.
• 10% ECS conversion and set up fees.
• 10% off installation fee on SmartPAY Biller Direct