USDA Rural Business-Cooperative Service offers programs including Rural Energy for America Program (REAP); Biorefinery, Renewable Chemical, and Biobased Product Manufacturing Assistance Program (BAP); Business and Industry Guaranteed Loan Program (B&I); and other rural development related programs. REAP and BAP provide guaranteed loan financing to support renewable energy while REAP also supports energy efficiency improvements. B&I helps improve, develop, or finance business, industry, and community development projects. In partnership with Community Bankers, USDA offers a variety of financial opportunities to assist rural businesses, cooperatives, and agricultural producers in creating economic and environmental improvements while increasing employment in rural communities.