Community Bank


We provide innovative opportunities for community banks and support partnerships and solutions to help community banks thrive.

Why We Innovate

Community banks remain financial service innovators and creative problem solvers. ICBA provides innovation opportunities for community banks and supports innovative partnerships and solutions to help community banks thrive.

Together, with community banks, we work to identify and foster community bank-enabled fintech partnerships by bringing community bank leaders together with fintech visionaries to cultivate a high-tech, high-touch banking experience for customers.

Community bankers must remain vigilant in exploring ways to implement solutions that keep community banks competitive in an ever-changing financial landscape.

That’s why ICBA invests in innovation by offering the ICBA ThinkTECH Accelerator program to community bankers, thought leadership on emerging banking innovations, and specialized events designed to help community banks stay ahead.

ThinkTECH Accelerator Badge

ThinkTECH Accelerator

A community bank focused fintech accelerator designed to identify and foster community bank-enabled fintech partnerships.

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ThinkTECH Programs

ThinkTECH Programs and Events

Innovation programming designed to spur community bank growth and strategy development.

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ThinkTECH Solutions Directory

Solutions Directory

A curated directory of emerging financial technology companies that have a proven roster of bank clients.

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Latest Innovation News

May 18 | NewsWatch Today

FDIC requests comments on digital assets

The FDIC requested comments within 60 days about insured depository institutions’ current and potential digital asset activities.

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May 12 | Press Release

ICBA, The Venture Center Kick off Thought Leadership Series

ICBA and The Venture Center today announced a series of curriculum-driven events as part of its expanded ICBA ThinkTECH initiative. The ICBA ThinkTECH Innovation Series focuses on emerging technologies that have the potential to positively impact the community banking industry.

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May 7 | NewsWatch Today

ICBA continues support for ‘true lender’ rule

ICBA and other groups told Congress they oppose legislative efforts to repeal the OCC’s “true lender” rule. The OCC rule, which ICBA supported in a comment letter last year, creates a standard to determine when a bank is the “true lender” when partnering with a third party.

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May 6 | Press Release

ICBA Names Kristina Morris as Director of Innovation

ICBA announced today that Kristina Morris has joined as director of innovation. In this role Morris will work with the ICBA ThinkTECH Accelerator cohort, leading portfolio management activities and program development to support ICBA’s overall innovation strategy.

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Apr 26 | NewsWatch Today

ICBA launches crypto webinar series

With 80 percent of bitcoin holders saying they would store it with their bank if offered, ICBA ThinkTECH’s new Cryptocurrency Demystified webinar series will help community bankers address the rising demand of digital currency.

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Apr 26 | NewsWatch Today

OCC conditionally approves Paxos bank charter

The OCC conditionally approved the ICBA-opposed trust bank charter application from Paxos, a cryptocurrency platform.

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