Community Bank

Innovation

We provide innovative opportunities for community banks and support partnerships and solutions to help community banks thrive.

Why We Innovate


Community banks remain financial service innovators and creative problem solvers. ICBA provides innovation opportunities for community banks and supports innovative partnerships and solutions to help community banks thrive.

Together, with community banks, we work to identify and foster community bank-enabled fintech partnerships by bringing community bank leaders together with fintech visionaries to cultivate a high-tech, high-touch banking experience for customers.

Community bankers must remain vigilant in exploring ways to implement solutions that keep community banks competitive in an ever-changing financial landscape.

That’s why ICBA invests in innovation by offering the ICBA ThinkTECH Accelerator program to community bankers, thought leadership on emerging banking innovations, and specialized events designed to help community banks stay ahead.

ThinkTECH Accelerator Badge

ThinkTECH Accelerator

A community bank focused fintech accelerator designed to identify and foster community bank-enabled fintech partnerships.

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ThinkTECH Programs

ThinkTECH Programs and Events

Innovation programming designed to spur community bank growth and strategy development.

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ThinkTECH Solutions Directory

Solutions Directory

A curated directory of emerging financial technology companies that have a proven roster of bank clients.

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Latest Innovation News

Aug 2 | NewsWatch Today

ICBA, others seek comment extension on third-party guidance

ICBA and other groups requested a 30-day comment extension on proposed interagency guidance designed to help banks manage risks associated with third-party relationships, including with fintechs.

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Jul 19 | NewsWatch Today

CFPB cautions consumers on ‘buy now, pay later’

The Consumer Financial Protection Bureau recently published a blog post for consumers on buy-now-pay-later credit.

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Jun 18 | NewsWatch Today

Ransomware renewing agency crypto response: blog

Escalating attacks against critical infrastructure are bringing renewed focus to the role of cryptocurrencies in facilitating criminal activity, which has implications for community banks, ICBA’s Brian Laverdure writes in a new Main Street Matters post.

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Jun 11 | NewsWatch Today

Basel regulators begin vetting crypto capital rules

The Basel Committee on Banking Supervision published a public consultation document with preliminary proposals for the prudential treatment of banks' cryptoasset exposures.

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May 21 | NewsWatch Today

Treasury proposes crypto tax reporting requirements

The Treasury Department proposed tax reporting requirements on cryptocurrencies in a new report on the administration’s American Families Plan.

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May 21 | NewsWatch Today

Fed releasing CBDC paper this summer: Powell

Federal Reserve Board Chair Jerome Powell said the Fed is planning a discussion paper for this summer on the possibility of issuing a U.S. central bank digital currency.

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