Community Bank


We provide innovative opportunities for community banks and support partnerships and solutions to help community banks thrive.

Why We Innovate

Community banks remain financial service innovators and creative problem solvers. ICBA provides innovation opportunities for community banks and supports innovative partnerships and solutions to help community banks thrive.

Together, with community banks, we work to identify and foster community bank-enabled fintech partnerships by bringing community bank leaders together with fintech visionaries to cultivate a high-tech, high-touch banking experience for customers.

Community bankers must remain vigilant in exploring ways to implement solutions that keep community banks competitive in an ever-changing financial landscape.

That’s why ICBA invests in innovation by offering the ICBA ThinkTECH Accelerator program to community bankers, thought leadership on emerging banking innovations, and specialized events designed to help community banks stay ahead.

ThinkTECH Accelerator Badge

ThinkTECH Accelerator

A community bank focused fintech accelerator designed to identify and foster community bank-enabled fintech partnerships.

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ThinkTECH Programs

ThinkTECH Programs and Events

Innovation programming designed to spur community bank growth and strategy development.

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ThinkTECH Solutions Directory

Solutions Directory

A curated directory of emerging financial technology companies that have a proven roster of bank clients.

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Latest Innovation News

Nov 2 | NewsWatch Today

Regulators recommend bank-like rules for stablecoins

The President’s Working Group on Financial Markets issued a long-awaited report spotlighting regulatory gaps in overseeing stablecoins and recommending legislation to implement a federal regulatory framework.

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Nov 2 | NewsWatch Today

ICBA testifying tomorrow on cyber, data security

ICBA is scheduled to testify tomorrow on cyber and data security issues before the House Financial Services Committee’s Subcommittee on Consumer Protection and Financial Institutions.

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Nov 1 | Press Release

ICBA Statement on President’s Working Group Stablecoin Report ​

Independent Community Bankers of America President and CEO Rebeca Romero Rainey issued the following statement on the President’s Working Group (PWG) on Financial Markets report on stablecoins.

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Oct 28 | NewsWatch Today

CFTC head makes push to be primary crypto regulator

The acting head of the Commodity Futures Trading Commission urged Congress to consider granting his agency the authority to be the primary federal regulator for digital assets.

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Oct 22 | NewsWatch Today

CFPB launches inquiry into Big Tech payments platforms

The Consumer Financial Protection Bureau issued a series of orders to collect information on the business practices of large U.S. tech companies that operate payments systems.

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Oct 19 | NewsWatch Today

ICBA: Guidance on third parties a key step

ICBA told regulators it supports their efforts to consolidate guidance on third-party risk management while providing recommendations on the proposed interagency guidance.

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