American National - ICBA Reinsurance Provider

Founded in 1905, the American National is a diverse enterprise composed of more than 26 entities with a history rich in strength, stability, and service. American National is committed to providing a diverse yet complimentary portfolio of products to address the insurance and financial needs of its customers while balancing the risks undertaken by the Company.

American National has earned strong financial ratings from independent analysts of the insurance industry. A.M. Best rates American National A (Excellent), and Standard and Poor’s rates American National A (Strong).*


Throughout its history, American National Insurance Company has a proven record of stability. Spanning economic cycles and catastrophic events, American National Insurance Company has been assigned an A rating or better with A.M. Best for over 70 consecutive years and has paid stockholder dividends for more than 105 consecutive years.

American National’s Credit Insurance Division has contributed to the Company’s growth for more than 60 years, and it is recognized as one of the leading writers of credit-related products in the United States. With a Company motto of “Do What’s Right,” disciplined adherence to core values has enabled American National to consistently deliver high levels of responsive personalized customer service through the committed and talented people that are located in the Credit Insurance Division’s suite of offices in League City, Texas.

*Ratings reflect current independent opinions of the financial capacity of an insurance organization to meet the obligations of its insurance policies and contracts in accordance with their terms. They are based on comprehensive quantitative and qualitative evaluations of the Company and its management strategy. The ratings agencies do not provide ratings as a recommendation to purchase insurance or annuities. The ratings are not a warranty of an insured’s current or future ability to meet its contractual obligations. Ratings may be changed, suspended, or withdrawn at any time. For the most current ratings, view the full rating reports on American National’s website.