Agent IQ, shared an update Posted4 days AGO Webinar: Delivering a customer experience that thrives under pressure How can your institution deliver exceptional customer experience? You need to enable yourself to support them whenever and wherever they need it, even in times under pressure - like a massive online banking conversion! agentiq.comWebinar: Delivering a Customer Experience That Thrives Under PressureJoin Agent IQ as we speak with... Read More Webinar: Delivering a customer experience that thrives under pressure How can your institution deliver exceptional customer experience? You need to enable yourself to support them whenever and wherever they need it, even in times under pressure - like a massive online banking conversion! agentiq.comWebinar: Delivering a Customer Experience That Thrives Under PressureJoin Agent IQ as we speak with Brianna Elsass, Head of US Digital Servicing and Technology at BMO and Michelle King, President at Bank Director in our upcoming webinar to discuss the strategies BMO has employed to support their customers. Read Less
QwickRate, shared an update Posted5 days AGO Loan Data Coffee Talk Friday, May 3rd at 10:00am – 10:45am ET Register HERE. Join us as we dive deeper into how clients are using IntelliCredit to respond to questions from regulators, their Board and management. With easy access to their loan data (something that is virtually impossible with their core system), we'll share how they are gaining a better understanding of the subsets and... Read More Loan Data Coffee Talk Friday, May 3rd at 10:00am – 10:45am ET Register HERE. Join us as we dive deeper into how clients are using IntelliCredit to respond to questions from regulators, their Board and management. With easy access to their loan data (something that is virtually impossible with their core system), we'll share how they are gaining a better understanding of the subsets and concentrations in their portfolios, and arming their team to proactively explain and defend their bank's position. us02web.zoom.usWebinar Registration - ZoomIn this Coffee Talk, we’ll dive deeper into how clients are using IntelliCredit to respond to questions from regulators, their Board and management. With easy access to their loan data (something that is virtually impossible with their core system), we’ll share how they are gaining a better understanding of the subsets and concentrations in their portfolios, and arming their team to proactively explain and defend their bank’s position. Actual client scenarios will be presented. In addition, we’ll discuss what you can expect when you take advantage of our 6-month fee trial including how our team will assist your bank in the process. Read Less
Jack Henry, shared an update Posted6 days AGO A Great Opportunity to be Recognized for Your Innovation Jack Henry recently introduced a new annual recognition program that celebrates innovative financial institutions and fintechs. The Cobalt Awards Program is unlike any other in the industry. Learn about the submission categories and how you can win $10,000 towards the charity of your choice (and more). Submissions are open until June... Read More A Great Opportunity to be Recognized for Your Innovation Jack Henry recently introduced a new annual recognition program that celebrates innovative financial institutions and fintechs. The Cobalt Awards Program is unlike any other in the industry. Learn about the submission categories and how you can win $10,000 towards the charity of your choice (and more). Submissions are open until June 1st. discover.jackhenry.com Jack Henry Cobalt Awards | Home The Cobalt Awards program is focused on celebrating you and your outstanding achievements in financial institution and fintech performance. Read Less
Jack Henry, shared an update Posted6 days AGO [Infographic] Are you effectively serving the SMB market? Although SMB applications are at an all-time high, both new loan requests and approval rates have dropped. Learn how you can more effectively, safely, and profitably serve the SMB market by focusing on smarter credit decisions and proactive risk management in our new infographic. www.jackhenry.com Small Business Lending Needs... Read More [Infographic] Are you effectively serving the SMB market? Although SMB applications are at an all-time high, both new loan requests and approval rates have dropped. Learn how you can more effectively, safely, and profitably serve the SMB market by focusing on smarter credit decisions and proactive risk management in our new infographic. www.jackhenry.com Small Business Lending Needs and Trends Digital lending technology can help you meet the needs of more small businesses and grow your business loan portfolio. Read Less
ZSuite Technologies, shared an update Posted13 days AGO We have a new video that explains in less than 60 seconds what ZEscrow does! vimeo.comWhat is ZEscrow? on VimeoGrow and manage complex commercial deposits for your clients in one modern and secure digital platform with ZEscrow from ZSuite. ZEscrow is a digital escrow and… We have a new video that explains in less than 60 seconds what ZEscrow does! vimeo.comWhat is ZEscrow? on VimeoGrow and manage complex commercial deposits for your clients in one modern and secure digital platform with ZEscrow from ZSuite. ZEscrow is a digital escrow and… Read Less
Holtmeyer & Monson, posted a resource PostedFriday, April 5, 2024 at 12:02 PM USDA Business & Industry Loans - Update and Highlights https://www.holtandmon.com/newsletter/news-alerts.php USDA Business & Industry Loans (B&I) are a viable alternative to the SBA 7(a) program with loans up to $25,000,000 and an 80% guarantee (much larger loan limit than SBA ... Read more
Carputty, shared an update PostedMonday, April 1, 2024 at 12:46 PM Carputty is happy to announce our acceptance into the ICBA! We are here to provide auto lending expertise to community bankers nationwide. Automotive finance is a growing market poised for positive disruption and improved regulation; Carputty is a digital-first solution aimed at eliminating existing pain points for borrowers and lenders. Almost 80% of all auto financing is originated at the dealership... Read More Carputty is happy to announce our acceptance into the ICBA! We are here to provide auto lending expertise to community bankers nationwide. Automotive finance is a growing market poised for positive disruption and improved regulation; Carputty is a digital-first solution aimed at eliminating existing pain points for borrowers and lenders. Almost 80% of all auto financing is originated at the dealership level, where manipulation of consumer data and vehicle valuations can run rampant. Did you know that dealers can mark up rates 5 points or more without disclosing it to the borrower? These practices have ramifications on the secondary market as well, with higher LTV and DTI ratios driving higher delinquency rates. Carputty is a direct auto lender that has created the first line of credit strictly for automobiles: the Flexline. With the help of open-source banking tools like Plaid and Experian, we verify credit and income online and underwrite borrowers in minutes. Carputty decouples the transaction from the financing - we like to say we are underwriting the borrower, not what the borrower drives. By focusing on a borrower’s ability to repay, we can offer very competitive rates primarily in the used car space. A line of credit up to $250,000 is granted upon credit approval; subsequently, each financing transaction is structured as a traditional fixed rate, fully amortizing auto loan, secured by the vehicle. From the very beginning of the lending process, Carputty promotes transparency by showing borrowers their margin and final rate, allowing them to shop confidently without the common frustrations of a dealership's financing office. Carputty is auto lending “in a box” and can help banks offer the product, while we handle the servicing. Read Less