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February 22, 2016 Office of the Comptroller of the Currency Legislative and Regulatory Activities Division 1557-NEW, 400 7th Street NW Suite 3E-218, Mail Stop 9W-11 Washington,...

Letter Opposing New Tax Increases

July 14, 2022 The Honorable Charles E. Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

Oklahoma

Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26 72 A 26 icba.org | info@icba.org |...

IA-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/31/2025 and updated yearly. A D V_ 26...

NE

Looking out for Local Communities Community banks are critical to thriving local economies and help foster healthy small businesses. It’s time for Congress to examine the NCUA and the outdated tax...

Wyoming

icba.org | info@icba.org | 866-422-8439 ADV_2687A26 Sources: FFIEC 2025 Q4 Call Reports, NCUA 2025 Q4 Call Reports, FDIC Statement of Deposits Reports, Tax Foundation, Kaiser Family Foundation, ...

Michigan

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

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July 27, 2015 The Honorable Jeb Hensarling The Honorable Maxine Waters Chairman Ranking Member House Financial Services Committee House Financial Services Committee 2149 Rayburn House...

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December 16, 2013 Mr. Russell G. Golden Chairman Financial Accounting Standards Board 401 Merritt 7 Norwalk, CT 06856-5116 Re: Proposed Accounting Standards Update: Financial...

Texas-18

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Visa SavingsEdge Issuer Overview 2018

Visa SavingsEdge® can help issuers and merchants strengthen relationships with small business owners May 2018 Visa SavingsEdge Visa Confidential2 Visa SavingsEdge Confidentiality notice...

Misrepresentation of Insured Status and Misuse of the FDIC Name or Logo

July 9, 2021 Mr. James P. Sheesley Assistant Executive Secretary, Legal-ESS Attention: Comments—RIN 3064-AF71 Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC ...

FedNow Community Bank Talking Points

What is FedNow? The nation’s payment infrastructure is safe and secure but needs to evolve with consumers’ banking habits and needs. As we look to modernize the payment infrastructure in ways...

Joint Letter on Interchange

1 February 1, 2022 Ms. Anne E. Misback Secretary Board of Governors of the Federal Reserve System 20th Street and Constitution Avenue, NW Washington, DC 20551 Re: Proposal...

Customer Service QA for Issuers - Retailer Security Breach - Updated 01 11 14

Suggested Issuer Customer Service Q&A National Retailer Security Breach Updated: January 11, 2014 1 1/11/2014 Breach Overview Q: Media reports are stating that Target experienced...

Visa Small Business Outlook Fall 2020

95 105 115 125 2013 2014 2015 2016 2017 2018 2019 2020 Small Business Outlook America’s small businesses are starting to recover Fall 2020 Visa Business and Economics Insights Small Business...

Regulatory Update - Deposit Insurance (Updated May 2025)

May 2025 ICBA Regulatory Update: Deposit Insurance Topic/Issue: Deposit Insurance Reforms, Deposit Insurance Assessments Agency: FDIC Background and Status: I. Base Deposit...

Visa Prepaid Manual Cash Advances

Manual Cash Disbursement Best Practices for Visa Prepaid Cards Please use this guide as a reference for processing Visa Prepaid manual cash disbursements. Visa Rule ID#...

Risk Weighting for Community Banks

Create Opportunities ©2022 CliftonLarsonAllen LLP  |  1    Risk Weighting for Community Banks  CLA Call Report Preparation Training Note: The following guidance applies to the circumstances...

18.03.12_2155ltr

March 12, 2018 United States Senate Washington, D.C. 20510 Dear Senator: As another critical vote approaches this afternoon on the bipartisan Economic Growth, Regulatory Relief...

NCATSSlickSheet

NATIONAL CYBERSECURITY ASSESSMENTS AND TECHNICAL SERVICES TEAM The National Cybersecurity Assessments and Technical Services (NCATS) team at the Department of Homeland Security’s (DHS)...

Testimony on SBA and PPP

Testimony of Robert J. Barnes President and Chief Executive Officer PriorityOne Bank On behalf of the Independent Community Bankers of America Before the United...

Regulatory Update - CRA (Updated May 2025)

May 2025 ICBA Regulatory Update: Community Reinvestment Act Modernization Topic/Issue: Community Reinvestment Act Agency: OCC, FDIC, FRB Overview: On October 24, 2023, the...

Staying power - Fed’s balance sheet has some duration, for better or worse

Staying power Fed’s balance sheet has some duration, for better or worse By Jim Reber, ICBA Securities It appears that, assuming the nominee for the next federal reserve chairman is...

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Joint Trades Letter on Tax Info Reporting

October 14, 2021 The Honorable Nancy Pelosi The Honorable Kevin McCarthy Speaker of the House Minority Leader U.S. House of Representatives U.S. House of Representatives ...

Intermediate Relending Program

Together, America Prospers Intermediary Relending Program What does this program do? This program provides low-interest (1 percent) loans to local lenders – “intermediaries” – who then relend...

Letter Supporting the STREAMLINE Act of 2025

October 20, 2025 The Honorable Tim Scott The Honorable John Kennedy Chairman United States Senate Committee on Banking, Housing, Washington, D.C. 20510 & Urban Affairs United...

Georgia-1

icba.org | info@icba.org | 866-422-8439 Sources: FDIC Call Report, FDIC Summary of Deposits, Census Geocoder. Branch and financial data are current as of 12/13/2024 and updated yearly. EV T_ 24...

Strategic Planning for Your Community Bank

Strategic Planning for Your Community Bank: It’s All about Your Strategy! ICBA – Community Banker University® November 29, 2022 Marci Malzahn, President & Founder Overview • Strategic Plan...

ICBA Letter Opposing Credit Card Competition Act

August 31, 2022 The Honorable Charles E. Schumer The Honorable Mitch McConnell Majority Leader Minority Leader United States Senate United States Senate Washington, D.C. 20510 ...

2017 ICBA LIVE! Convention

Welcome to the IcBA communIty BAnkIng lIVe! The ICBA’s annual National Convention, Community Banking LIVE, is the largest community banking convention in the country and devoted solely to the...

CISA Insights - Risk Management for Coronavirus

CISA INSIGHTS Risk Management for Novel Coronavirus (COVID-19) The Threat and How to Think About It This product is for executives to help them think through physical, supply chain, and...

Letter Supporting Community Bank Relief Act

December 9, 2021 The Honorable Tracey Mann United States House of Representatives Washington, D.C. 20515 Dear Representative Mann: On behalf of community banks across the...

iptv-service-provider-premium-108.pdf

IPTV Service Features: What To Look For Before Buying --R3@e date:19/01/2026 https://iptvbestprovider.org/ https://iptvbestprovider.org/...

Travelers and ICBA Highlight Sheet

ICBA Insurance Program COMMUNITY BANKS Key ICBA member benefits Through the Travelers ICBA Insurance Program, you get access to all of the advantages of a Travelers policyholder, along with...

Joint Letter on Main Street Tax Certainty Act

The Honorable Ron Wyden The Honorable Richard Neal Chairman Chairman Committee on Finance Committee on Ways and Means United States Senate United States House of...

Gruenberg letter on de novo banks 12 02 13 - FINAL

December 2, 2013 The Honorable Martin Gruenberg Chairman Federal Deposit Insurance Corporation 550 17th Street NW Washington, DC 20429 Dear Chairman Gruenberg: As the number of...

ICBA Statement For HFSC Charter Hearing 4.15.21

www.icba.org/advocacy April 15, 2021 Preserving the Integrity of the Bank Charter: The Community Bank Perspective The Independent Community Bankers of America, representing community...

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June 3, 2013 Mr. Douglas W. Elmendorf Mr. Thomas A. Barthold Director Chief of Staff Congressional Budget Office Joint Committee on Taxation 402 Ford HOB 1625 Longworth HOB ...