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HUD sets aside funding to help low-income households amid COVID-19
HUD sets aside funding to help low-income households amid COVID-19 The Department of Housing and Urban Development announced $472 million in CARES Act funding to help low-income families during the...
Smaller lenders lead on PPP: SBA data
Smaller lenders lead on PPP: SBA data Lenders under $10 billion in assets have made some 2.74 million Paycheck Protection Program loans worth more than $233 billion through both rounds of funding,...
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process
ICBA’s Romero Rainey to policymakers: streamline PPP forgiveness process Policymakers need to simplify the onerous forgiveness process for small businesses to ensure the Paycheck Protection Program...
ICBA to CFPB: extend GSE patch
ICBA to CFPB: extend GSE patch ICBA filed a comment letter urging the Consumer Financial Protection Bureau to extend its policy exempting Fannie Mae and Freddie Mac mortgage loans from the bureau’s...
OCC reduces assessments due to COVID-19
OCC reduces assessments due to COVID-19 The OCC is reducing assessments due to the OCC on Sept. 30, 2020, because of the COVID-19 emergency. The OCC is reducing assessments due to the OCC on Sept....
PPP forgiveness platform now live
PPP forgiveness platform now live The Small Business Administration's Paycheck Protection Program forgiveness platform is live and scheduled to begin accepting loan-forgiveness applications and...
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos
Capital Assessment, Capital Planning Are Critical as Coronavirus Creates Chaos Stress testing and capital planning are important for financial institutions in good times, but they are even more...
SBA details PPP forgiveness platform
SBA details PPP forgiveness platform A Small Business Administration user guide offers details on the Paycheck Protection Program forgiveness platform scheduled to go live this Monday, Aug. 10. A...
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative
Main Street, Inc. Acquires Marketing Technology Software Provider Onovative Main Street, Inc., a leading provider of data-driven print services to community financial institutions across the...
ICBA payments brief focuses on small biz
ICBA payments brief focuses on small biz ICBA's latest Payments Executive Brief focuses on how community banks can use payments to take advantage of small-business opportunities. ICBA's latest...
Visa American Mood Trend (August 2020)
Visa American Mood Trend (August 2020) Visa’s economists report on the dip in consumer confidence in July, how back-to-school spending will differ in 2020, and expectations for business conditions...
Grassroots push continues amid stimulus debate
Grassroots push continues amid stimulus debate As negotiations over the next emergency stimulus package continue, ICBA is calling on community bankers to urge needed reforms. As negotiations over...
ICBA seeks clear rules on PPP agent relationships
ICBA seeks clear rules on PPP agent relationships ICBA called on the Treasury Department and SBA to clarify rules on Paycheck Protection Program fees paid to agents that assist borrowers or...
USDA survey measuring areas for improvement
USDA survey measuring areas for improvement The USDA announced a new annual survey of farmers, ranchers and private forestland owners. The USDA announced a new annual survey of farmers, ranchers...
TCM Bank Announces New Board Members
TCM Bank Announces New Board Members TCM Bank, N.A., a subsidiary of ICBA Bancard, announced that Gregory Hohl, chairman and president of Wahoo State Bank in Wahoo, Nebraska, and Jeff Newgard,...
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs
ICBA Names Michael Marshall as Director of Regulatory, Legal Affairs The Independent Community Bankers of America announced today the hire of its government relations legal intern Michael Marshall...
Bipartisan bill offers relief to USDA borrowers
Bipartisan bill offers relief to USDA borrowers ICBA-supported legislation to provide loan relief to rural communities was introduced in the House and Senate. ICBA-supported legislation to provide...
FHFA: landlords must inform tenants of protections
FHFA: landlords must inform tenants of protections The Federal Housing Finance Agency said multifamily property owners with mortgages backed by Fannie Mae or Freddie Mac that enter into forbearance...
Fed announces details of real-time payments service
Fed announces details of real-time payments service The Federal Reserve Board released details of its forthcoming FedNow real-time payments service, which it is seeking to launch in 2023 or 2024....
ICBA continues pushing key stimulus policies
ICBA continues pushing key stimulus policies With Congress and the Trump administration negotiating the next stimulus package, ICBA continues calling on community bankers to urge needed reforms....
Senate panel approves NCUA, SEC nominees
Senate panel approves NCUA, SEC nominees The Senate Banking Committee approved the nominations of Kyle Hauptman for the National Credit Union Administration Board as well as Hester Peirce and...
ICBA urges PPP reforms ahead of expiration
ICBA urges PPP reforms ahead of expiration ICBA expressed strong support for Senate Small Business Committee Chairman Marco Rubio's (R-Fla.) efforts to renew and simplify the Paycheck Protection...
Cybersecurity agency releases resiliency guide
Cybersecurity agency releases resiliency guide The Cybersecurity and Infrastructure Security Agency this week issued a fact sheet highlighting cyber resiliency resources provided by the federal...
USDA extends deadlines, defers interest accrual
USDA extends deadlines, defers interest accrual USDA's Risk Management Agency said it will authorize approved insurance providers to extend deadlines for premium and administrative fee payments....
FinCEN issues FAQs on customer due diligence
FinCEN issues FAQs on customer due diligence The Financial Crimes Enforcement Network issued responses to three frequently asked questions regarding customer due diligence requirements for covered...
Independent Banker covers core negotiations
Independent Banker covers core negotiations The August issue of Independent Banker magazine focuses on how community banks can get the most out of contract negotiations with core providers. The...
ICBA posts guide on Economic Injury Disaster Loan liens
ICBA posts guide on Economic Injury Disaster Loan liens ICBA posted a new guide to Small Business Administration lien requirements on Economic Injury Disaster Loans after seeking SBA input on its...
Small biz switching to community banks: WSJ
Small biz switching to community banks: WSJ Many small businesses have switched from large banks to community banks amid the COVID-19 pandemic because of their successful implementation of the...
Agencies issue principles as loan-accommodation periods end
Agencies issue principles as loan-accommodation periods end Federal regulators released risk management and consumer protection principles for financial institutions to consider while working with...
ICBA continues support for House PPP forgiveness bill
ICBA continues support for House PPP forgiveness bill ICBA and other groups expressed strong support for the House version of ICBA-advocated legislation to forgive Paycheck Protection Program loans...
ICBA continues pushback against postal banking amendment
ICBA continues pushback against postal banking amendment ICBA continued pushing back against a pending amendment to a 2021 spending bill that would fund a postal banking pilot program at the U.S....
Stimulus grassroots push continues
Stimulus grassroots push continues ICBA continues calling on community bankers to use its Be Heard grassroots action center to urge Congress to advance ICBA's specific recommendations in the next...
ICBA Reinsurance Announces New Board Member
ICBA Reinsurance Announces New Board Member ICBA Reinsurance, the captive reinsurance company of the Independent Community Bankers of America, today announced that William Loving, president and CEO...
PPP forgiveness bill introduced in House
PPP forgiveness bill introduced in House ICBA thanked Rep. Chrissy Houlahan (D-Pa.) for introducing the House version of ICBA-advocated legislation to forgive Paycheck Protection Program loans...
ICBA backs legal challenge to OCC fintech charter
ICBA backs legal challenge to OCC fintech charter ICBA filed a friend-of-the-court brief supporting the New York Department of Financial Services lawsuit challenging the Office of the Comptroller...
House passes postal banking amendment
House passes postal banking amendment The House passed an ICBA-opposed amendment to a 2021 spending bill that would fund a postal banking pilot program at the U.S. Postal Service. The House passed...
ICBA backs limited scope of debt-collection rule
ICBA backs limited scope of debt-collection rule ICBA said it supports how the Consumer Financial Protection Bureau structured its notice of proposed rulemaking on disclosures for collecting...
FHFA extends policy on forbearance loan purchases
FHFA extends policy on forbearance loan purchases The Federal Housing Finance Agency extended a temporary policy that allows for the purchase of certain single-family mortgages in forbearance that...
ICBA Brief Backs Legal Challenge to OCC Fintech Charter
ICBA Brief Backs Legal Challenge to OCC Fintech Charter The Independent Community Bankers of America filed a friend-of-the-court brief supporting the New York Department of Financial Services...
CFPB posts new HMDA FAQs
CFPB posts new HMDA FAQs The Consumer Financial Protection Bureau released new frequently asked questions on the Home Mortgage Disclosure Act. The Consumer Financial Protection Bureau released new...
Next ICBA advocacy briefing set for Monday
Next ICBA advocacy briefing set for Monday ICBA scheduled its next Community Bank Briefing on Paycheck Protection Program loan forgiveness and other regulatory issues. ICBA scheduled its next...
ICBA seeks clarity on Economic Injury Disaster Loan liens
ICBA seeks clarity on Economic Injury Disaster Loan liens ICBA is seeking clarity from the SBA on its treatment of Economic Injury Disaster Loans. ICBA is seeking clarity from the SBA on its...
NCUA finalizes field-of-membership rule
NCUA finalizes field-of-membership rule The National Credit Union Administration finalized its embattled field-of-membership rule significantly expanding the service areas in which community credit...
Groups join ICBA in urging closure of ILC loophole
Groups join ICBA in urging closure of ILC loophole ICBA and other groups urged Congress to impose a three-year moratorium on industrial loan company licensing applications. ICBA and other groups...
Kraninger encourages input on reg environment
Kraninger encourages input on reg environment Consumer Financial Protection Bureau Director Kathleen Kraninger encouraged public input on the bureau's request for information on the regulatory...
ICBA to Congress: Heed the Economic Recovery Experts
ICBA to Congress: Heed the Economic Recovery Experts With new Small Business Administration data showcasing the outsized role of community banks in serving small businesses and underserved...
Senate stimulus plan includes PPP reforms
Senate stimulus plan includes PPP reforms Senate Republicans released initial proposals for the next round of stimulus legislation that include several ICBA-advocated provisions, though ICBA will...
ICBA opposes OCC talk of narrow-purpose payments charter
ICBA opposes OCC talk of narrow-purpose payments charter ICBA and other groups expressed opposition to the OCC's recent discussions to offer a narrowly focused payments charter. ICBA and other...
Banking and Consumer Groups Call on Congress to Close ILC Loophole
Banking and Consumer Groups Call on Congress to Close ILC Loophole The Bank Policy Institute, Center for Responsible Lending and Independent Community Bankers of America today urged Congress to...
Lender Livestock Trust Letter 7-28-20
Lender Livestock Trust Letter 7-28-20 On behalf of the American Bankers Association and the Independent Community Bankers of America, representing over 52,000 bank locations across the United...
ICBA Securities Announces New Board Member
ICBA Securities Announces New Board Member ICBA Securities, the broker-dealer subsidiary of the Independent Community Bankers of America, today announced that Jerry Walker, president and CEO of the...
Op-ed: Congress should close ILC loophole
Op-ed: Congress should close ILC loophole Congress should pass pending legislation to close the industrial loan company loophole, ICBA President and CEO Rebeca Romero Rainey wrote in an op-ed on...
ICBA Services Network Announces New Board of Directors Member
ICBA Services Network Announces New Board of Directors Member ICBA Services Network, the business services subsidiary of the Independent Community Bankers of America, today announced that Shon...
Visa American Mood Trend (July 2020)
Visa American Mood Trend (July 2020) Visa economists report that consumer confidence is slowly rebounding, Gen Z consumers worry about public health than the economy or their own health, and more....
CFPB seeking feedback on small-biz reporting costs
CFPB seeking feedback on small-biz reporting costs The Consumer Financial Protection Bureau is conducting a survey of institutions offering small-business credit products to determine potential...
Mastercard white paper: Authentication, intelligence, and the consumer journey
Mastercard white paper: Authentication, intelligence, and the consumer journey In this brief, you’ll learn how a holistic approach to payments security can dramatically reduce the incidence of...
Visa Payments Ecosystem highlights 2Q 2020
Visa Payments Ecosystem highlights 2Q 2020 The latest "Visa Payments Ecosystem Highlights" report summarizes recent themes and developments associated with key payments players from Q2’CY2020. The...
FDIC names new community bank committee members
FDIC names new community bank committee members ICBA congratulates the new members of the FDIC Advisory Committee on Community Banking, which provides advice and recommendations to the agency. ICBA...
ICBA seeks feedback on remote work regs
ICBA seeks feedback on remote work regs ICBA and the Financial Services Sector Coordinating Council are seeking community banker feedback on the longer-term implications of maintaining a remote...
ICBA pushing stimulus recs as Senate debate nears
ICBA pushing stimulus recs as Senate debate nears With the Senate expected to begin debating the next economic stimulus package this week, ICBA is calling on community bankers to weigh in with...